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Ana ƙarfafa yin kwafin wannan DVD da yawa;
burin da masu wallafa suka bayyana shi ne samun

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00:00:06,868 --> 00:00:11,737
yaduwa mafi faɗi. Da gaske, Neue Impulse e.V.

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Fim ɗin da ke gaba yana nuna ainihin ci
gaban kuɗinmu da nakasun tsarin kuɗi.

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Duk wani kamanceceniya da abubuwan da suka faru da
mutanen gaske ba haɗari bane kuma ba rashin gangan ba ne.

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00:00:28,145 --> 00:00:30,864
Neue Impulse e.V. na gabatar da

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Da tallafin secret.tv, Kopp Verlag, CreVid.de

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Fitarwa ta Michael Kent

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Labari game da Fabian mai sarrafa zinariya

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Me ya sa kudi ke karanci a ko'ina?

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Ka ba ni duniya da ƙari 5% ko

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dangane da rubutu na Larry Hannigan

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00:01:13,433 --> 00:01:17,053
Zane-zane na Ralf Alex Fichtner

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Mai ba da labari Kai Taschner

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Jagoranci da motsin hoto Christoph Lehmann

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00:01:31,918 --> 00:01:39,840
Fabian ya yi matuƙar farin ciki yayin da yake atisayen
jawabin da zai yi gaban taron jama'a mai yawa a ranar gobe.

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Ya kasance koyaushe yana ƙoƙarin samun iko da daraja.

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Yanzu mafarkinsa zai cika nan ba da jimawa ba.

18
00:01:48,280 --> 00:01:56,817
Fabian ya kasance ƙwararren mai sana'a wanda yake aiki da
zinariya da azurfa, yana ƙera kayan ado da kayan kawata,

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amma bai ƙara son samun abin rayuwarsa ta hanyar aiki ba.

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Ya nemi jin daɗin abin ban mamaki, ƙalubale.

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Kuma yanzu babban shirinsa yana gab da cimmawa.

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Tsawon ƙarnuka, musayar kayayyaki kai tsaye
ita ce hanyar kasuwanci da aka fi amfani da ita.

23
00:02:18,920 --> 00:02:26,516
Waɗanda ke da iyali da za su ciyar sun ko dai gudanar
da wannan aikin gaba ɗaya ta hanyar noma da kiwon

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dabbobinsu, ko kuma sun kware a wata sana'a ta musamman.

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Ragowar samarwarmu an musanya shi da ragowar na wasu.

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Filin kasuwa shi ne cibiyar
rayuwar zamantakewa mai cike da kuzari.

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Duk da ƙura da hayaniya, hayaniyar kasuwanci mai launuka
da cunkoso gabaɗaya sun yi farin jini, domin koyaushe

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akwai abubuwa da yawa sabbi kuma masu ban sha'awa da za a ji.

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Kwanan nan, duk da haka, rikici da
sabani sun yi kama da suna ƙaruwa.

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Me zai sa a ɓata kalmomi a kai?

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Lokaci ya yi na kafa tsarin da ya fi kyau.

32
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Yawanci mutane suna cikin farin ciki
kuma suna jin daɗin 'ya'yan aikin su.

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Tsarin gwamnati ya kasance matuƙar sauƙi.

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An zabi majalisar 'yan ƙasa a kowace ƙaramar hukuma,
aikin ta shi ne tabbatar da 'yanci da haƙƙin mutum.

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Ba za a tilasta wa kowa yin komai da ya saba wa son zuciyarsa
ba, ko da wani mutum ne ko wata ƙungiya ke tayar da shi.

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Wannan shi ne kaɗai manufar gwamnati, kuma kowane
magajin gari da aka zaɓa al'ummarsa ta goyi bayansa da niyya.

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Duk da haka, ranar kasuwa ta kawo matsaloli da
dama da ba a iya shawo kansu cikin sauƙi ba.

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Menene darajar wuka?

39
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Shin a biya shi da kwando ɗaya ko biyu na masara?

40
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Shin saniya ta fi daraja fiye da karamar keken hannu?

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Ina alamar gwaji take?

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Babu wanda zai iya tunanin tsarin da ya fi wannan kyau.

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Fabian ya sanar wa mutane, "Ina da
mafita ga matsalolinmu na musayar kaya."

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An gayyaci dukkan 'yan ƙasa zuwa babban taro.

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Babban taron mutane ya taru a filin tsakiyar gari.

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00:04:18,880 --> 00:04:23,640
Fabian ya bayyana sabon tsarin sa, wanda ya kira kudi.

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Da al'amarin ya yi kama da mai kyau sosai, mutane suka
tambaye shi da sha'awa yadda za a aiwatar da sauyin.

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Zinariya da nake amfani da ita yawanci wajen yin
kayan ado ƙarfe ne mai matuƙar daraja, in ji shi.

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Ba ya tsatsa, ba ya canza launi
kuma rayuwar ajiyarsa ba ta da iyaka.

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Don haka zan yi tsabar kudi da yawa daga
zinariya, kuma in kira kowace tsabar kudi thaler.

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Ya bayyana wa masu sauraro yadda darajar thaler za ta daidaita
nan ba da jimawa ba, kuma yadda amfani da kudi a matsayin hanyar

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musayar kaya zai fi dacewa sosai fiye da musayar kaya kai tsaye.

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Wani memba na Majalisar 'Yan Kasa ya lura cewa
wasu mutane za su iya hakar zinariya da kansu

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cikin sauƙi kuma su yi tsabar kuɗi daga gare ta.

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Fabian ya riga ya tanadi amsar.

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Wannan ba adalci ba ne.

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Tabbas, ana karɓar kuɗaɗen ƙarfe ne kawai da
gwamnati ta amince da su a matsayin kuɗin doka.

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An yi hatimi don dalilan tsaro.

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Masu sauraro sun ga wannan abin yiwuwar gaske, kuma an ba da
shawarar cewa kowa ya fara samun adadin tsabar kuɗi iri ɗaya.

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00:05:37,880 --> 00:05:42,920
Sai mai yin kyandir ya tsoma baki, yana cewa
shi ne ke da hakkin mallakar mafi yawan

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thalers saboda kowa yana amfani da kyandiransa.

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Ba zai yiwu ba, ya ce ɗaya daga cikin manoma,
domin ba tare da abinci ba kowa zai yi yunwa.

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Yawancin thaler ya kamata tabbas su je ga manoma.

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Da farko hakan ya haifar da wata gabaɗaya rikici.

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00:06:01,920 --> 00:06:09,880
Fabian ya bar mutane su yi muhawara da kansu na ɗan lokaci,
sannan a ƙarshe ya bayyana musu wata mafita mai ban mamaki.

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Tunda ba za ku iya cimma yarjejeniya ba, ina ba da shawarar
ku karɓi dukkan thaler da kuke buƙata daga wurina da farko.

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A ka'ida babu iyaka mafi girma, amma
tabbas dole ne ka iya biya min adadin.

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Kowane thaler da ka karɓa daga wurina, shi ne
ƙarin abin da za ka biya a ƙarshen shekara.

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To shikenan, in ji 'yan ƙasa, to mene ne zai amfanar da kai?

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Domin ina ba ku sabis, in ji Fabian, wato
samar da kudi, ina da hakkin samun ladar aiki.

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Mu ce cewa ga kowane thaler 100 da na aro maka, zan
karɓi thaler 100 da ƙari 5 a kowace shekara ta bashi.

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Waɗannan thaler biyar ƙari su ne kuɗin haya
na, kuma za mu kira wannan kuɗin haya riba.

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Da alama babu wata hanya daban, kuma
kashi 5% ya yi kama da buƙata mai sauƙi.

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Dawo ranar Juma'a mai zuwa, mu fara.

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Fabian bai ɓata lokaci ba, ya kwashe
'yan kwanaki da dare yana yin tsabar kuɗi.

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Bayan mako guda, mutane suna jera a waje shagon sa.

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Bayan majalisar 'yan ƙasa ta duba kuma ta amince da tsabar
kuɗi, 'yan ƙasa na farko suka buga thaler ɗinsu na farko.

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Wasu a farko sun so kawai 'yan thaler kaɗan
don gwada tsarin da ba su saba da shi ba.

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Ba da jimawa ba, sabon tsarin musayar kaya ya
yi matuƙar shahara, har an kimanta darajar

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dukkan kayayyaki ne a cikin zinariya ko thaler.

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Wannan ƙimar da aka sanya ita ce farashin samfur, kuma farashin
ya dogara ne musamman kan yawan aikin da aka yi wajen kera shi.

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Idan an buƙaci aiki mai yawa, to ana caji farashi mai girma.

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Duk da haka, abubuwan da za a iya samarwa
kusan ba tare da wahala ba suna da arha.

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A ɗaya daga cikin garuruwan ƙasar,
wani mutum mai suna Alban ya zauna.

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Shi ne kadai mai gyaran agogo.

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Abokan cinikinsa sun yi niyyar
biyan farashi mai yawa don agogoninsa.

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Amma sai wani mutum ya zo wanda shi ma ya ƙera agogo kuma ya
sayar da su a farashi mafi ƙasa domin ƙara tallace-tallacensa.

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An tilasta wa Alban rage farashinsa domin kada ya
rasa duk abokan cinikinsa ga masu fafatawa masu rahusa.

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00:08:49,360 --> 00:08:56,836
Ba da jimawa ba, farashin ya daidaita a matakin da ya
dace da abokan ciniki saboda duka masu kera agogo suna

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00:08:56,836 --> 00:09:01,413
sha'awar samar da inganci mafi kyau a farashi mafi dacewa.

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00:09:01,413 --> 00:09:06,640
Gasar kyauta ce ta gaskiya kuma ta gaskanta.

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Haka nan wannan ƙa'ida ta yadu
cikin dukkan fannoni ba da jimawa ba.

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00:09:10,687 --> 00:09:19,480
Masana'antar gine-gine, bangaren sufuri, aikin
gona, har ma da masu lissafin kudi da kowace sana'a.

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Abokan ciniki sun sami 'yancin zaɓi kuma sun
yanke shawarar mafi kyawun tayin bisa ga ra'ayinsu.

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Ba a yi amfani da matakan kariya na wucin gadi kamar rangwame
ko harajin kwastam ba don hana wasu mutane shiga kasuwanci.

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00:09:34,560 --> 00:09:46,160
Matakin rayuwa ya tashi, kuma a ƙarshe kowa ya yi
mamakin yadda rayuwa ta yiwu kafin a kawo kudade.

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A ƙarshen shekara, Fabian ya nemi duk mutanen da ke binsa kuɗi.

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Wasu yanzu suna da fiye da abin da suka aro, amma
hakan kuma yana nufin cewa wasu suna da ƙasa, tunda

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an sanya adadi ne kawai na tsabar kuɗi cikin yawo.

100
00:10:03,600 --> 00:10:10,400
Saboda haka, waɗanda suka samu riba sun mayar da
thaler ɗari tare da thaler biyar na riba, amma sau da

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yawa sai su sake aro kuɗi domin su ci gaba da kasuwanci.

102
00:10:15,120 --> 00:10:20,360
A karon farko ya bayyana wa sauran duka cewa suna da bashi.

103
00:10:20,360 --> 00:10:28,080
Kafin ya sake ba su aron kudi, Fabian ya sanya
jinginar dukiyarsu don tabbatar da hakkokinsa.

104
00:10:28,080 --> 00:10:36,893
Yanzu masu bashi ba kawai suna da bashi ba, har ma sun
jingina gidajensu, don haka suka hanzarta neman thaler

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00:10:36,893 --> 00:10:42,800
biyar da suka ɓace, waɗanda suka yi matuƙar wahalar samu.

106
00:10:42,800 --> 00:10:52,452
Babu wanda ya fahimci cewa al'umma gaba ɗaya ba za ta taɓa iya
tserewa wannan tarkon bashi ba, domin ko da an biya dukkan thaler

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00:10:52,452 --> 00:10:59,465
da aka fara ƙirƙira aka sanya su cikin
zagayowar kuɗi, har yanzu za a sami gibin thaler biyar

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00:10:59,465 --> 00:11:03,920
na riba a kowace shekara ga kowane thaler ɗari.

109
00:11:03,920 --> 00:11:15,280
Babu kowa sai Fabian ya fahimci cewa ba za a taba biyan ribar
ba, domin ba a taɓa samar da wannan ƙarin adadin tsabar kuɗi ba.

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00:11:15,280 --> 00:11:22,980
Tabbas ba za a iya kaucewa ba cewa wasu mutane ba
da jimawa ba za su tabbatar ba su da isasshen kudi.

111
00:11:25,200 --> 00:11:31,975
A bayan bita-bitarsa, Fabian yana da wani
ma'ajiya inda kwastomomi ke son ajiye wasu daga

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00:11:31,975 --> 00:11:36,000
cikin tsabar kuɗinsu don a kiyaye su lafiya.

113
00:11:36,000 --> 00:11:41,227
Ya caje ƙaramin kuɗi don wannan, gwargwadon
adadin kuɗin da tsawon lokacin da aka ajiye shi.

114
00:11:41,227 --> 00:11:44,720
Mai shi ya karɓi rasitocin ajiyarsa.

115
00:11:44,720 --> 00:11:53,145
Lokacin yin manyan sayayya, yana da wahala a ɗauki tarin kuɗaɗen
zinariya, don haka a hankali ya zama al'ada a

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00:11:53,145 --> 00:12:02,240
biya da rasit ɗaya ko fiye na Fabian da suka yi
daidai da darajar kayan da aka saya maimakon kuɗaɗe.

117
00:12:02,240 --> 00:12:09,227
Masu kantin sun karɓi rasitocin a matsayin
amintaccen hanyar biyan kuɗi saboda suna iya kai su ga Fabian

118
00:12:09,227 --> 00:12:13,560
a kowane lokaci su karɓi tsabar zinariya a madadin.

119
00:12:13,560 --> 00:12:19,280
An mika rasitocin daga hannu zuwa hannu
ba tare da an motsa zinariya kanta ba.

120
00:12:19,280 --> 00:12:25,720
An dogara da rasitocin Fabian kamar
yadda ake dogaro da tsabar zinariya kansu.

121
00:12:25,720 --> 00:12:33,160
Fabian ba da jimawa ba ya gane cewa kusan
babu wanda ke zuwa don dawo da tsabar zinariya.

122
00:12:33,160 --> 00:12:40,054
Sai ya yi tunani a ransa, yanzu ina da zinariya
mai yawa a hannuna, amma har yanzu ina samun

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00:12:40,054 --> 00:12:43,680
burodi na ta gumin goshina a matsayin mai sana'a.

124
00:12:43,680 --> 00:12:45,000
Wannan ba gaskiya ba ne.

125
00:12:45,000 --> 00:12:51,323
Daga karshe, mutane da dama za su biya ni
riba idan aka ba su damar amfani da zinariya da

126
00:12:51,323 --> 00:12:55,480
ke nan a kwance kuma ba a yawan karɓarta ba.

127
00:12:55,480 --> 00:13:06,120
Ya faɗa wa kansa, daidai ne, zinariya ba ta tawa ba ce, amma
tana hannuna, kuma wannan ne kawai abin da ya fi muhimmanci.

128
00:13:06,120 --> 00:13:14,347
Me ya sa zan ci gaba da ƙera tsabar kuɗi alhali zan iya
amfani da wasu daga cikin tsabar kuɗin da ke cikin ma'ajiyata?

129
00:13:14,347 --> 00:13:20,320
Don haka ya fara ba da bashi da
zinariya da aka riga aka ajiye a wurinsa.

130
00:13:20,320 --> 00:13:28,280
Da farko kaɗan ne kawai kuma da matuƙar taka
tsantsan, amma a hankali ƙara ƙara da ƙarfin gwiwa.

131
00:13:28,280 --> 00:13:33,560
Wata rana, Fabian ya karɓi babban buƙatar bashi.

132
00:13:33,560 --> 00:13:42,640
Ya ba abokin ciniki shawara, "Me zai hana mu buɗe asusu a
sunanka maimakon mu kawo maka duk waɗannan tsabar kuɗi?"

133
00:13:42,640 --> 00:13:46,960
Zan kawai ba ka isassun rasitoci.

134
00:13:46,960 --> 00:13:52,520
Mai aro ya yarda ya tafi da tarin rasitoci.

135
00:13:52,520 --> 00:14:01,600
Ya karɓi babban bashi, amma zinariya ta ci
gaba da kasancewa a cikin ma'ajiyar ƙarfe.

136
00:14:01,600 --> 00:14:14,320
Da kwastoman ya tafi, Fabian ya yi murmushi mai faɗi a
fuskarsa, domin ya ci kek ɗin amma har yanzu yana da shi.

137
00:14:14,320 --> 00:14:19,760
Zai iya ba da zinariya a aron,
kuma har yanzu ya riƙe ta a hannunsa.

138
00:14:19,760 --> 00:14:27,560
Abokai, sanayya da baƙi, har ma da maƙiya, suna
buƙatar kuɗi don kasuwancinsu, kuma muddin za su iya bayar

139
00:14:27,560 --> 00:14:33,120
da jingina, babu iyaka ga adadin kuɗin da za a iya aro.

140
00:14:33,120 --> 00:14:41,095
Fabian ya iya ba da aron sau da yawa fiye da adadin
kuɗin da aka ajiye a cikin akwatin tsaronsa, wanda

141
00:14:41,095 --> 00:14:45,840
ma ba nasa ba ne, ta hanyar bayar da rasitai kawai.

142
00:14:45,840 --> 00:14:51,635
Kuma komai ya kasance lafiya muddin masu
ainihin mallaka ba su nemi dawowar zinensu ba

143
00:14:51,635 --> 00:14:55,600
kuma an ci gaba da kiyaye amincewar jama'a.

144
00:14:55,600 --> 00:15:02,720
A cikin babban littafi, ya rike cikakkun
bayanan caji da biyan kowane abokin ciniki.

145
00:15:02,720 --> 00:15:09,040
Ba da lamuni ya tabbatar da kasuwanci mai matuƙar riba.

146
00:15:09,040 --> 00:15:15,800
Matsayin zamantakewar Fabian ya tashi
kusan da sauri kamar yadda dukiyarsa ta karu.

147
00:15:15,800 --> 00:15:18,880
Yanzu shi mutum ne mai muhimmanci da ake daraja.

148
00:15:18,880 --> 00:15:24,720
A harkokin kudi, kalmarsa kaɗai ana
kusan ɗaukar ta a matsayin wahayi.

149
00:15:24,720 --> 00:15:29,429
Masu yin zinariya daga wasu garuruwa sun
fara sha'awar yadda yake gudanar da

150
00:15:29,429 --> 00:15:33,680
kasuwancinsa, kuma wata rana duk suka tafi ganinsa tare.

151
00:15:33,680 --> 00:15:43,800
Ya gabatar da su ga hanyoyinsa, amma ya
jaddada cewa asiri muhimmin sharadi ne.

152
00:15:43,800 --> 00:15:51,120
Da an gano makircin, tsarin gaba ɗaya
zai iya rushewa kamar gidan katuna.

153
00:15:51,120 --> 00:15:55,560
Don haka aka yanke shawarar kafa wata ƙungiya ta asiri.

154
00:15:55,560 --> 00:16:05,440
Kowane mai aikin zinariya ya koma garinsa ya fara tsara
kasuwancin ba da lamuni na kudi nasa bisa ga umarnin Fabian.

155
00:16:05,440 --> 00:16:11,303
An fara karɓar rasitocin Fabian kamar yadda ake karɓar
tsabar zinarsa, kuma sau da yawa ana ajiye su a cikin

156
00:16:11,303 --> 00:16:14,585
akwatin ajiya mai ƙarfi kamar yadda ake ajiye tsabar kuɗin.

157
00:16:14,585 --> 00:16:23,715
Idan wani ɗan kasuwa ya so ya aika wa wani biyan kuɗi na musamman
don isar da kaya, sai kawai ya rubuta gajeriyar umarni ga Fabian

158
00:16:23,715 --> 00:16:28,920
don ya canja kuɗi daga asusunsa zuwa asusun ɗan kasuwan na biyu.

159
00:16:28,920 --> 00:16:34,840
Fabian ya sami damar yin canje-canjen da suka
zama dole a cikin asusun cikin 'yan mintuna kaɗan.

160
00:16:34,840 --> 00:16:39,339
Wannan sabon tsarin ma ya yi matuƙar shahara.

161
00:16:39,339 --> 00:16:47,840
Umarnin da aka rubuta don irin wannan biyan
kuɗi ba tare da kuɗi ba ana kiran su cheques.

162
00:16:47,840 --> 00:16:55,040
A wani taron asiri daban, Fabian ya
sanar da masu yin zinariyarsa sabon shiri.

163
00:16:55,040 --> 00:17:02,660
A ranar gobe, sun tara dukkan gwamnonin
da ke jagorantar sassan ƙasar daban-daban.

164
00:17:02,660 --> 00:17:10,354
Fabian ya kasance mai magana da yawun.
"Rashidodin da muke bayarwa gabaɗaya ana karɓarsu da kyau,

165
00:17:10,354 --> 00:17:14,720
amma wani lokaci masu yin kwafi na yin kwafin su."

166
00:17:14,720 --> 00:17:17,960
Dole ne mu kawo ƙarshen wannan.

167
00:17:17,960 --> 00:17:22,520
Gwamotocin suka tambaya cikin
mamaki abin da za su iya yi game da shi.

168
00:17:22,520 --> 00:17:33,557
Fabian, tabbas, ya riga ya shirya amsar. "Ina ba da shawarar
gwamnati ta ɗauki aikin buga sabbin rasit masu sarkakiyar zane a

169
00:17:33,557 --> 00:17:39,793
kan takarda ta musamman, waɗanda za mu kira su takardun kuɗi."

170
00:17:39,793 --> 00:17:48,840
Mu masu aikin zinariya muna farin cikin biyan kuɗin buga, domin
hakan yana ceton mu lokaci mai yawa wajen bayar da rasitoci.

171
00:17:48,840 --> 00:17:56,374
Gwamnonin ba su da wata ƙarin ƙin amincewa, domin
tabbas yana da muhimmanci a kare jama'a daga masu

172
00:17:56,374 --> 00:18:00,432
zamba, kuma buga takardun kuɗi mafita ce mai ma'ana.

173
00:18:00,432 --> 00:18:09,360
"Kuma akwai wani abu kuma," in ji Fabian, "wasu mutane sun
fara neman zinariya kuma suna ƙera kuɗaɗen su na zinariya."

174
00:18:09,360 --> 00:18:16,669
Ina ba da shawarar a kafa doka da za ta tilasta
mika duk ƙwayoyin zinariya a madadin samun diyya

175
00:18:16,669 --> 00:18:20,800
mai dacewa a cikin tsabar kuɗi da takardun kuɗi.

176
00:18:20,800 --> 00:18:28,080
An amince da wannan shawarar ma, kuma
gwamnati ta buga yawan kuɗaɗen takarda na sabbi.

177
00:18:28,080 --> 00:18:32,400
Akwai wata kalma ta musamman a kowace takardar kuɗi.

178
00:18:32,400 --> 00:18:37,040
Thaler ɗaya, thaler biyar, thaler goma, da sauransu.

179
00:18:37,040 --> 00:18:42,960
Masu yin zinariya sun biya ƙaramin kuɗin buga.

180
00:18:42,960 --> 00:18:49,360
Tunda ya fi dacewa a ɗauki takardun kudi a kowane
lokaci, ya kasance da sauƙi a gamsar da jama'a.

181
00:18:49,360 --> 00:18:54,265
Duk da shahararsu, sabbin takardun kudi da
sabbin tsabar kudi an yi amfani da su ne kawai a

182
00:18:54,265 --> 00:18:57,440
kusan kashi goma cikin ɗari na dukkan mu'amaloli.

183
00:18:57,440 --> 00:19:03,099
Kididdiga ta nuna cewa kashi 90 cikin ɗari na
dukkan mu'amalolin biyan kuɗi an sarrafa su

184
00:19:03,099 --> 00:19:06,880
ta hanyar ceke da canja wurin kuɗi na banki.

185
00:19:06,880 --> 00:19:11,800
Fabian sai ya kaddamar da mataki na gaba na shirinsa.

186
00:19:11,800 --> 00:19:19,280
Har zuwa yanzu, kwastomomi sun riga sun biya
masa karamin kuɗi don kiyaye kuɗinsu lafiya.

187
00:19:19,280 --> 00:19:28,940
Duk da haka, domin jawo ƙarin kuɗi zuwa ma'ajiyar, Fabian
ya ba masu ajiya riba kashi uku cikin ɗari akan ajiyarsu.

188
00:19:28,940 --> 00:19:34,826
Yawancin mutane sun yi imani cewa zai samu riba
kashi biyu cikin ɗari kawai saboda an san yana ba

189
00:19:34,826 --> 00:19:38,360
da aron kuɗinsu da ribar kashi biyar cikin ɗari.

190
00:19:38,360 --> 00:19:46,870
A gefe guda, babu wanda ya yi sha'awar kalubalantar
hanyoyin Fabian kwata-kwata, domin samun ribar kashi uku cikin

191
00:19:46,870 --> 00:19:52,700
ɗari ya fi kyau sosai fiye da biyan ƙarin kuɗi don ajiya.

192
00:19:54,800 --> 00:20:01,173
Saboda yawan masu ajiya, dukiyoyin da
Fabian ke sarrafawa sun ƙaru cikin sauri.

193
00:20:01,173 --> 00:20:06,319
Kuma a karo na sake, ya ba da lamuni na adadi
mai yawa sosai fiye da na ainihi na takardun

194
00:20:06,319 --> 00:20:09,760
kudi da tsabar kudi da ke cikin ma'ajiyar banki.

195
00:20:09,760 --> 00:20:18,321
A kan kowane taler 100 da ke cikin akwatin ajiya na
kudi, sai ya ba da lamuni na taler 200, 300 ko 400, kuma

196
00:20:18,321 --> 00:20:22,760
a wasu lokuta har zuwa taler 900 ga masu karbar lamuni.

197
00:20:22,760 --> 00:20:30,582
Ya kamata kawai ya tabbatar cewa rabon bai wuce tara
zuwa ɗaya ba, domin a matsakaici, ɗaya cikin goma na

198
00:20:30,582 --> 00:20:35,920
kwastomomi suna son a biya musu basussukansu da kuɗi a hannu.

199
00:20:35,920 --> 00:20:43,387
Duk da haka, Fabian ya samu caji riba taler 45
cikakke kan taler 900 na kudaden littafi da ya

200
00:20:43,387 --> 00:20:47,160
aro a matsayin takardun ceki na yau da kullum.

201
00:20:47,160 --> 00:20:52,240
Wannan kashi biyar cikin ɗari ne a kan taler 900.

202
00:20:52,240 --> 00:20:57,600
Kuma Fabian ya riƙe taler 45 a matsayin ribar.

203
00:20:57,600 --> 00:21:00,600
Sauran masu aikin zinariya sun yi haka ma.

204
00:21:00,600 --> 00:21:03,920
Dukkansu sun ƙirƙiri kuɗi daga babu komai.

205
00:21:03,920 --> 00:21:11,960
Kawai da alƙalami mai famfo, sannan kuma aka nemi riba a kai.

206
00:21:11,960 --> 00:21:18,973
Tabbas, ba su kera kudin da kansu ba, sai dai sun sa
gwamnati ta buga takardun kudi ko ta kera tsabar kudi,

207
00:21:18,973 --> 00:21:23,520
waɗanda sannan masu aikin zinariya suka rarraba wa mutane.

208
00:21:23,520 --> 00:21:26,640
Fabian ya biya ne kawai kuɗin buga.

209
00:21:26,640 --> 00:21:34,320
Duk da haka, sun ƙirƙiri kuɗi daga babu komai lokacin
da suka ba da rance, sannan suka caje riba a kansa.

210
00:21:34,320 --> 00:21:40,173
Yawancin mutane sun yi imani cewa
gwamnati ce ke da alhakin samar da kuɗi.

211
00:21:40,173 --> 00:21:49,120
Sun kuma yi imani cewa Fabian zai ba da aro ne kawai na
adadin kuɗin da wasu suka ajiye a wurinsa a matsayin ajiya.

212
00:21:49,120 --> 00:21:56,640
Abin mamaki ne, duk da haka, cewa ba a taɓa ganin ajiyar
kowa ya ragu ba lokacin da aka ba da rance a wani wuri.

213
00:21:56,640 --> 00:22:06,680
Da kowa ya yi ƙoƙarin cire ragowar kuɗin
asusunsa a lokaci guda, za a bayyana wannan zamba.

214
00:22:06,680 --> 00:22:12,000
Wata rana, wani mai kasuwanci mai tunani ya zo ganin Fabian.

215
00:22:12,000 --> 00:22:15,160
Cajin riba ba daidai ba ne, in ji shi.

216
00:22:15,160 --> 00:22:21,200
Kowane lokaci da suka aro thaler
100, suna buƙatar thaler 105 a madadin.

217
00:22:21,200 --> 00:22:27,200
Ba za a taɓa biyan ƙarin taler biyar ba, domin ba su wanzu.

218
00:22:27,200 --> 00:22:34,880
Manoma suna samar da abinci, masana'antu suna samar da
kayayyaki, da sauransu, amma su kaɗai ne ke samar da kuɗi.

219
00:22:34,880 --> 00:22:43,360
Mu ɗauka cewa a duk ƙasar akwai 'yan kasuwa biyu kawai
waɗanda suka kasance masu ɗaukar ma'aikata ga kowa da kowa.

220
00:22:43,360 --> 00:22:47,040
Kowane daga cikin waɗannan biyun ya aro thaler 100.

221
00:22:47,040 --> 00:22:56,200
Muna biyan talar 90 a albashi da kuɗaɗen kashewa, kuma
muna samun riba talar 10, wadda muke saka a aljihunanmu.

222
00:22:56,200 --> 00:23:04,567
Jimillar ƙarfin siye zai kasance talar
90 da talar 10 sau biyu, wato talar 200.

223
00:23:04,567 --> 00:23:12,480
Amma don biya su, dole ne mu sayar
da duk kayayyakinmu a talar 210.

224
00:23:12,480 --> 00:23:24,000
Idan ɗayanmu ya samu sayar da dukkan kayansa a kan
thaler 105, ɗayan zai iya samun thaler 95 a matsakaici.

225
00:23:24,000 --> 00:23:32,160
Bugu da ƙari, ba zai iya sayar da wasu kayansa
ba saboda babu kuɗi da ya rage don siyan su.

226
00:23:32,160 --> 00:23:39,800
Zai ci gaba da bin su talar goma, kuma
zai iya biya su ne kawai ta aro karin kudi.

227
00:23:39,800 --> 00:23:43,960
Saboda haka tsarin ba zai yiwu ba.

228
00:23:43,960 --> 00:23:45,840
Mutumin ya ci gaba.

229
00:23:45,840 --> 00:23:54,920
A bayyane yake cewa an yi niyyar su sanya taler 105 cikin
yawo, wato taler 100 nawa ne, kuma taler 5 su kashe da kansu.

230
00:23:54,920 --> 00:24:01,240
Sa'an nan thaler 105 za su kasance
cikin yawo kuma za a iya biyan bashin.

231
00:24:01,240 --> 00:24:06,000
Fabian ya saurara cikin shiru sannan a ƙarshe ya amsa.

232
00:24:06,000 --> 00:24:10,960
Tattalin arziki fanni ne mai matuƙar rikitarwa, ƙaunatata.

233
00:24:10,960 --> 00:24:15,520
Wannan batu yana buƙatar shekaru da yawa na nazari.

234
00:24:15,520 --> 00:24:23,960
Zan ba wa batutuwan da aka ambata kulawar da
suka cancanta, yayin da kake kula da naka.

235
00:24:23,960 --> 00:24:32,120
Kana buƙatar yin aiki cikin inganci, ƙara
samarwa, rage kuɗaɗe da zama mafi kwararren ɗan kasuwa.

236
00:24:32,120 --> 00:24:35,760
Ina farin cikin taimaka maka a kowane lokaci.

237
00:24:35,760 --> 00:24:39,240
Baƙon ya tafi ba gamsuwa.

238
00:24:39,240 --> 00:24:41,400
Akwai wani abu da ba daidai ba anan.

239
00:24:41,400 --> 00:24:45,720
Akwai wani abu da ba daidai ba a asali a hanyoyin Fabian.

240
00:24:45,720 --> 00:24:49,680
Kuma ya kauce wa tambayoyi cikin kwarewa.

241
00:24:49,680 --> 00:24:56,040
Amma Fabian ana ganinsa a ko'ina a matsayin
ƙwararre, kuma ƙin yarda ba zai yi tasiri ba.

242
00:24:56,040 --> 00:25:03,920
Bayan komai, tattalin arziki ya yi kama da yana
bunƙasa sosai kuma ƙasar na samun gagarumar ci gaba.

243
00:25:03,920 --> 00:25:10,000
Domin biyan ribar kudin da aka aro,
'yan kasuwa sun tura farashinsu sama.

244
00:25:10,000 --> 00:25:14,600
Sai ma'aikatan suka yi korafi cewa albashinsu ya yi ƙasa sosai.

245
00:25:14,600 --> 00:25:18,080
Duk da haka, masu ɗaukar ma'aikata
ba sa son biyan albashi mafi girma.

246
00:25:18,080 --> 00:25:21,640
Sun nuna haɗarin bankarutsi.

247
00:25:21,640 --> 00:25:24,560
Ba a biya manoman yadda ya kamata ba don amfanin gonarsu.

248
00:25:24,560 --> 00:25:30,000
Kuma matan gida da yawa sun yi korafi
game da tsadar abinci fiye da kima.

249
00:25:30,000 --> 00:25:32,800
A ƙarshe, yajin aiki ya barke.

250
00:25:32,800 --> 00:25:36,400
Wani abin da ba a sani ba a da.

251
00:25:36,400 --> 00:25:39,440
Mutane da yawa suna shan tasirin talauci.

252
00:25:39,440 --> 00:25:45,360
Kuma ko abokai ko 'yan uwa ba su da abin da za su taimaka musu.

253
00:25:45,360 --> 00:25:50,320
An kusan manta da ainihin arzikin ƙasar.

254
00:25:50,320 --> 00:25:56,000
Ƙasar mai ɗimbin amfanin gona, dazuzzuka
masu faɗi, albarkatun ma'adanai da dabbobi.

255
00:25:56,000 --> 00:25:58,640
Komai ya ta'allaka ne kan kudi.

256
00:25:58,640 --> 00:26:03,880
Wannan kaya da ke bayyana kamar mafi
girma, wadda koyaushe ake samun ƙarancin ta.

257
00:26:03,880 --> 00:26:06,920
Amma babu wanda ya tambayi tsarin.

258
00:26:06,920 --> 00:26:12,360
An yi imani cewa gwamnati tana da
cikakken iko da duk waɗannan tsarin.

259
00:26:12,360 --> 00:26:21,000
Wasu kaɗan sun iya haɗa kuɗaɗensu na wucin gadi kuma
suka kafa cibiyoyin lamuni ko na kuɗi masu zaman kansu.

260
00:26:21,000 --> 00:26:28,840
Wannan zai samar da ribar kashi 6% ko fiye,
wanda ya zarce sosai tayin ribar kashi 3% na Fabian.

261
00:26:28,840 --> 00:26:36,000
Sai dai waɗannan kamfanonin masu zaman kansu za su iya
ba da aron kuɗi ne kawai wanda a zahiri mallakinsu ne.

262
00:26:36,000 --> 00:26:43,947
Ba kamar Fabian ba, ba su da wata ƙarfi mai ban mamaki
na ƙirƙirar kuɗi daga ba tare da komai ba ta hanyar kawai

263
00:26:43,947 --> 00:26:49,400
rubuta shi a littattafai da alƙalami mai famfon tawada.

264
00:26:49,400 --> 00:26:54,480
Waɗannan cibiyoyin kuɗi masu zaman
kansu sun fusata Fabian da abokan aikinsa.

265
00:26:54,480 --> 00:26:58,640
Saboda haka, suka gaggauta kafa nasu.

266
00:26:58,640 --> 00:27:03,920
An sayi yawancin gasa kafin ta sami damar bunƙasa.

267
00:27:03,920 --> 00:27:13,440
Ba tare da ɓata lokaci ba, duk cibiyoyin kuɗi
sun kasance mallakinsu ko ƙarƙashin ikon su.

268
00:27:13,440 --> 00:27:16,840
Gabaɗaya yanayin tattalin arziki ya ci gaba da ƙara tabarbarewa.

269
00:27:16,840 --> 00:27:21,160
Ma'aikatan sun yi tunanin cewa masu
kamfaninsu suna tara riba mai yawa.

270
00:27:21,160 --> 00:27:27,320
Masu ɗaukar ma'aikata, a gefe guda, sun ɗauki
ma'aikatansu a matsayin masu kasala kuma marasa inganci.

271
00:27:27,320 --> 00:27:30,320
Kowa ya zargi juna.

272
00:27:30,320 --> 00:27:33,120
Gwamotocin ma ba su sami mafita ba.

273
00:27:33,120 --> 00:27:40,160
Bugu da ƙari, ya bayyana cewa dole ne a
ɗauki matsalar talauci a matsayin abin fifiko.

274
00:27:40,160 --> 00:27:47,840
An gabatar da shirye-shiryen zamantakewa kuma kowane
mazauni ya kasance da wajibcin doka na bayar da gudunmawa.

275
00:27:47,840 --> 00:27:54,060
Wannan kuwa ya fusata mazauna garin, waɗanda har
yanzu ke riƙe da tsohuwar ra'ayi cewa makwabta ya

276
00:27:54,060 --> 00:27:58,960
kamata su taimaki juna da son rai a lokacin buƙata.

277
00:27:58,960 --> 00:28:03,640
Waɗannan haraji ba komai ba ne illa sata
da aka halatta, mutane suka yi zanga-zanga.

278
00:28:03,640 --> 00:28:12,000
Komai abin da aka kwace daga mutum ba tare da izninsa
ba, ba tare da la'akari da dalili ba, yana daidai da sata.

279
00:28:12,000 --> 00:28:18,056
Amma kowannensu ya ji rashin iko kuma ya ji tsoron
hukuncin zaman gidan yari da za a iya yi masa

280
00:28:18,056 --> 00:28:22,040
saboda rashin biyan haraji da kudaden da ake buƙata.

281
00:28:22,040 --> 00:28:29,440
Ko da yake shirye-shirye na zamantakewa sun ba da
sauƙi na ɗan lokaci, ba su iya magance matsalolin ba.

282
00:28:29,440 --> 00:28:37,320
A akasin haka, ba da jimawa ba suka dawo
cikin yawa, suna kawo karin buƙatar kuɗi.

283
00:28:37,320 --> 00:28:46,880
Kudaden kashewa na zamantakewa sun kai ga matuka, kuma
tsarin gudanarwa mai tsada ya fita daga ikon sarrafawa.

284
00:28:46,880 --> 00:28:51,880
Yawancin mambobin gwamnati mutane ne nagari
waɗanda suka bayar da bayanai na gaskiya.

285
00:28:51,880 --> 00:28:56,520
Ba su so su dora wa 'yan ƙasarsu ƙarin kuɗi.

286
00:28:56,520 --> 00:29:03,680
Don haka suka rasa mafakar karshe, wato aro
kudin da ya rage daga Fabian da abokansa.

287
00:29:03,680 --> 00:29:10,520
Duk da haka, ba su san yadda za su biya waɗannan bashin ba.

288
00:29:10,520 --> 00:29:14,120
Iyaye ba za su iya biyan malaman 'ya'yansu ba.

289
00:29:14,120 --> 00:29:16,680
Ba su da kudin likitoci ma.

290
00:29:16,680 --> 00:29:20,040
Ko kamfanonin sufuri ma sun bankarce.

291
00:29:20,040 --> 00:29:22,720
Da gaske babu kudi da suka rage.

292
00:29:22,720 --> 00:29:30,240
Mataki bayan mataki, gwamnati ta ga dole ta
karɓi iko da sarrafa duk waɗannan ayyuka.

293
00:29:30,240 --> 00:29:41,360
Malamai, likitoci da sauran ƙungiyoyin ƙwararru da dama
sun zama ma'aikatan gwamnati da ma'aikatan bangaren jama'a.

294
00:29:41,360 --> 00:29:45,560
A cikin irin waɗannan yanayi, kaɗan ne
kawai ke samun gamsuwa daga aikinsu.

295
00:29:45,560 --> 00:29:51,440
Sun samu albashi mai kyau, amma sun rasa 'yancinsu da asalin su.

296
00:29:51,440 --> 00:29:56,640
Kowane mutum bai fi kasancewa ba sai
ƙaramar sashi a cikin wata babbar injina.

297
00:29:56,640 --> 00:30:02,560
Ba a ba da dama ga ƙoƙarin mutum kansa,
kuma ba a kusan lura da nasarorin sana'a.

298
00:30:02,560 --> 00:30:14,920
Albashi da kuɗin ma'aikata kusan an daidaita su, kuma haɓakawa
ba ta yiwuwa sai babban ma'aikaci ya yi ritaya ko ya mutu.

299
00:30:14,920 --> 00:30:20,973
A cikin ƙuncin su, masu mulki suka sake
yanke shawarar neman shawarar Fabian.

300
00:30:20,973 --> 00:30:29,720
Sun ɗauke shi a matsayin mutum mai basira sosai, kuma
koyaushe yana da mafi kyawun mafita ga matsalolin kuɗi.

301
00:30:29,720 --> 00:30:35,840
Ya saurari duk matsalolinsu, ya yi
tunani a kansu, sannan ya yi magana.

302
00:30:35,840 --> 00:30:40,040
Mutane da yawa ba za su iya magance matsalolinsu ba.

303
00:30:40,040 --> 00:30:45,800
Suna dogaro da wani ya shiga
tsakani ya warware musu matsalolinsu.

304
00:30:45,800 --> 00:30:50,866
Na tabbata dukanku za ku yarda cewa ya kamata
a ba mafi yawan mutane hakkin samun farin

305
00:30:50,866 --> 00:30:54,400
ciki a rayuwa da kuma a cika bukatunsu na asali.

306
00:30:54,400 --> 00:31:00,480
Bayan komai, mu wakilci babban ka'idar
cewa dukkan mutane suna da daidaito.

307
00:31:00,480 --> 00:31:11,346
Domin samar da daidaito, dole ne a cire yawan
dukiyar masu arziki a sake raba ta ga matalauta.

308
00:31:11,346 --> 00:31:12,920
Babu wata hanya.

309
00:31:12,920 --> 00:31:17,040
Dole ne a gabatar da tsarin haraji mai matakai.

310
00:31:17,040 --> 00:31:20,760
Duk yadda mutum ya fi samun yawa, haka zai fi biya.

311
00:31:20,760 --> 00:31:26,560
Ku sanya haraji ga kowa gwargwadon
dukiyarsa, ku kuma ba kowa gwargwadon bukatunsa.

312
00:31:26,560 --> 00:31:34,360
Misali, ya kamata a ba wa makarantu da asibitoci damar
samun shiga kyauta ga waɗanda ke fama da ƙarancin kuɗi.

313
00:31:34,360 --> 00:31:44,480
Ya yi musu dogon bayani game da manyan ƙa'idodi, sannan ya kammala
da cewa, "Kuma don Allah kada ku manta cewa kuna binsa kuɗi."

314
00:31:44,480 --> 00:31:48,120
Ka dade kana aro shi.

315
00:31:48,120 --> 00:31:57,460
Zan iya sassauci ta hanyar dakatar da biyan bashi,
amma dole ne aƙalla ka ci gaba da biya ni ribar.

316
00:32:02,680 --> 00:32:05,600
Babu wanda ya kalubalanci falsafar Fabian.

317
00:32:05,600 --> 00:32:11,120
Gwamnati ta gabatar da harajin kuɗin shiga mai matakai.

318
00:32:11,120 --> 00:32:17,760
Yayin da mutum ya fi samun kuɗi,
kason harajin da ake caje shi ya fi yawa.

319
00:32:17,760 --> 00:32:24,560
Babu wanda ya so harajin kuɗin shiga, amma kowa ya
biya shi saboda in ba haka ba za a tura su gidan yari.

320
00:32:24,560 --> 00:32:29,400
Masu kasuwanci sun sake tilastawa su ɗaga farashinsu.

321
00:32:29,400 --> 00:32:33,640
Kuma a karo na gaba, ma'aikatan sun sake neman karin albashi.

322
00:32:33,640 --> 00:32:41,760
Sakamakon haka, yawancin 'yan kasuwa sun tilasta maye gurbin
wani ɓangare na ma'aikatansu da injuna ko kuma suka bankarce.

323
00:32:41,760 --> 00:32:47,951
Wannan, tabbas, ya ƙara tsananta rashin aikin yi,
ya tilasta gwamnati ta gabatar da ƙarin tsarin

324
00:32:47,951 --> 00:32:52,200
tallafin zamantakewa da fa'idodin rashin aikin yi.

325
00:32:52,200 --> 00:32:59,192
Gwamnati ta gabatar da haraji, tallafi da
sauran matakan kariya don ceto masana'antu

326
00:32:59,192 --> 00:33:04,200
daban-daban daga rushewa da kuma kiyaye ayyukan yi.

327
00:33:04,200 --> 00:33:15,760
A nan da can, mutane suka fara yin mamaki ko manufar samarwa
ita ce ainihin kera kaya ko kawai don samar da ayyukan yi.

328
00:33:15,760 --> 00:33:22,305
Yayin da al'amura ke ci gaba da tabarbarewa, gwamnati ta
yi ƙoƙarin kiyaye wani matakin kwanciyar hankali ta hanyar

329
00:33:22,305 --> 00:33:26,320
sarrafa albashi da farashi da kuma ƙa'idoji masu rikitarwa.

330
00:33:26,320 --> 00:33:32,440
Za a ƙarfafa hukumomin haraji ta hanyar
harajin ƙarin daraja da duk nau'ikan caji.

331
00:33:32,440 --> 00:33:43,120
Wani ya taba nuna cewa burodin burodi na fuskantar haraji sama da
50 daban-daban a hanyarsa daga injin girbi zuwa ga matar gida.

332
00:33:43,120 --> 00:33:50,136
Yanzu lokaci ya yi da kwararru su shiga. Wani lokaci har sun kai
matsayin ma'ajin gwamnati, amma mafi yawan lokaci suna

333
00:33:50,136 --> 00:33:57,680
taruwa ne a kwamitoci marasa suna, kuma shekara-shekara
ba su iya samar da komai ba sai takardu marasa ma'ana.

334
00:33:57,680 --> 00:34:02,486
A mafi kyau, sun ba da shawarar sake tsara tsarin haraji.

335
00:34:02,486 --> 00:34:08,640
Amma jimillar haraji da kudaden da aka
caje ta ci gaba da ƙaruwa a hankali.

336
00:34:08,640 --> 00:34:12,880
Fabian ya ci gaba da matsawa wajen
neman biyan ribarsa ba tare da sassauci ba.

337
00:34:12,880 --> 00:34:17,560
Wannan abu ya cinye wani ɓangare na
kuɗaɗen haraji da ke ƙaruwa koyaushe.

338
00:34:17,560 --> 00:34:24,200
Wannan ya haifar da sabon salo na
siyasa gaba ɗaya, wato siyasar jam'iyya.

339
00:34:24,200 --> 00:34:30,760
Mutane sun yi muhawara da juna game da wacce
jam'iyya ce za ta iya magance matsalolin mafi kyau.

340
00:34:30,760 --> 00:34:39,462
Mutane sun tattauna game da halaye da akidu,
sun jefa lakabi ga juna kuma sun yi hayaniya

341
00:34:39,462 --> 00:34:44,600
sosai game da komai sai dai ainihin matsalar.

342
00:34:44,600 --> 00:34:50,080
Ƙuncin zuciya mai shiru ya bazu a tsakanin hukumomin mulki.

343
00:34:50,080 --> 00:34:58,480
A ƙarshe, ya kai ga inda ribar da ake biya a
wani gari ta fi jimillar kuɗaɗen shiga da aka samu.

344
00:34:58,480 --> 00:35:06,251
A duk faɗin ƙasar, adadin ribar da ba a biya ba ya
ƙaru, kuma yanzu ana caji ribar jinkiri da aka yi kan

345
00:35:06,251 --> 00:35:11,320
ribar da ba a biya ba, wadda ake kira ribar haɗe-haɗe.

346
00:35:11,320 --> 00:35:19,662
Wannan ya ba Fabian da abokan aikinsa damar ɗan-ɗan
mamaye dukiyar ƙasar mai tabbas, ko ta hanyar canja

347
00:35:19,662 --> 00:35:25,240
mallaka ko ta hanyar samun ƙarin iko a kwamitocin sa ido.

348
00:35:25,240 --> 00:35:28,440
Amma ba a riga an sami cikakken iko ba.

349
00:35:28,440 --> 00:35:35,054
Kungiyar asiri ta san cewa za su kasance
cikin tsaro a matsayinsu ne kawai idan sun

350
00:35:35,054 --> 00:35:40,787
sami kowa da kowa cikakke a ƙarƙashin ikon su.

351
00:35:40,787 --> 00:35:43,000
A ko'ina babu kuɗi.

352
00:35:43,000 --> 00:35:46,200
Mutane da yawa ba su da aiki kuma sun yi talauci.

353
00:35:46,200 --> 00:35:52,800
Tsarin jin kai na jama'a bai iya kula da kowa
ba, don haka mutane suka fara tawaye a hankali.

354
00:35:52,800 --> 00:35:57,760
Fabian ya shawo kan gwamnati ta
kashe tsuntsaye biyu da dutsen ɗaya.

355
00:35:57,760 --> 00:36:06,839
Da farko, yaki shine mafi kyawun hanyar haɗa
mutane a cikin yaƙi da abokin gaba na waje guda.

356
00:36:06,839 --> 00:36:14,100
Na biyu, wannan ma ita ce hanya mafi kyau ta
biyan basussukan gwamnati na cikin gida, wato ta

357
00:36:14,100 --> 00:36:18,880
hanyar cin zarafin wasu ƙasashe bayan samun nasara.

358
00:36:18,880 --> 00:36:27,216
Don sa injin yaki ya fara aiki, Fabian ya gina masana'antu, ya ba
masu su kudi don kera boma-bomi, ya ba sojoji aron kudi,

359
00:36:27,216 --> 00:36:35,440
sannan a ƙarshe ya ba wa waɗanda abin ya shafa aron
kudi mai tsananin riba don gina sake gina abubuwa da yawa.

360
00:36:35,440 --> 00:36:41,800
Bayan haka, an ba da ƙarin manyan rance a
ƙarƙashin taken ci gaban tattalin arziki.

361
00:36:41,800 --> 00:36:50,601
Wannan tsarin, da duk tasirinsa, ya yi nasara sosai har ƙasashe
da dama a duniya suka ga kansu ba kawai cikin

362
00:36:50,601 --> 00:37:00,360
bashin ƙasashen waje ba, wato ga Fabian, har ma sun
shiga ko sun kasance cikin wani irin rikicin makamai.

363
00:37:00,360 --> 00:37:11,720
Fabian ya tabbatar cewa koyaushe akwai daidaiton iko, don
haka za a iya tilasta kowace ƙasa ta shiga yaƙi da wata ƙasa.

364
00:37:11,720 --> 00:37:19,005
Fabian koyaushe yana ganin wannan ra'ayi ne mai kyau idan wata
ƙasa ta yi watsi da shawarwarinsa, ba ta biya

365
00:37:19,005 --> 00:37:26,360
basussukanta ba, ko kuma tana son gabatar da
sabon tsarin kuɗi wanda ba shi da alaƙa da Fabian.

366
00:37:26,360 --> 00:37:33,466
Fabian koyaushe yana ba da kuɗi ga ƙasar da aka kai hari, galibi
ta hannun mutanen gaba, ƙungiyoyin gaba ko

367
00:37:33,466 --> 00:37:40,440
hukumomin leƙen asiri, domin yaki ya daɗe har yadda zai
yiwu kuma a samu kuɗi mai yawa daga sake ginawa.

368
00:37:40,440 --> 00:37:51,253
Sai ya biya basussukansa ta hanyar zaluntar ababen
more rayuwa da dukiyar ƙasa ta ƙasar da aka rinjaye.

369
00:37:51,253 --> 00:37:58,392
Yawancin 'yan ƙasarmu da suka yi tawaye kan wannan
tsarin mai yaudara an hana su magana ta hanyar matsa musu

370
00:37:58,392 --> 00:38:02,800
lamba ta tattalin arziki ko kuma kawai a yi musu dariya.

371
00:38:02,800 --> 00:38:09,481
Don haka, Fabian da abokan aikinsa sun sayi yawancin
jaridu, tashoshin talabijin da na rediyo, sannan suka

372
00:38:09,481 --> 00:38:14,160
nada shugabanni da suka zaɓa da kansu don su jagorance su.

373
00:38:14,160 --> 00:38:19,928
Da yawa daga cikin waɗannan masu gudanar da kafofin
watsa labarai suna ƙoƙarin inganta duniya da gaske,

374
00:38:19,928 --> 00:38:23,900
amma ba su gane kwata-kwata yadda ake cin zarafin su ba.

375
00:38:23,900 --> 00:38:33,400
Maganin da suka tallata koyaushe yana magance alamun ne
kawai, ba tare da taba magance ainihin musabbabin matsalar ba.

376
00:38:33,400 --> 00:38:36,480
Tabbas akwai jaridu da mujallu iri-iri.

377
00:38:36,480 --> 00:38:43,243
Wasu don ra'ayin hagu, wasu don ra'ayin dama,
wasu kuma don tsakiyar ra'ayi mai 'yanci, da

378
00:38:43,243 --> 00:38:47,640
mujallu ga ma'aikata da wasu kuma ga 'yan kasuwa.

379
00:38:47,640 --> 00:38:56,840
An ba ka izinin karantawa da rubuta duk abin da kake so,
amma kawai muddin ba ka yi ƙoƙarin gano ainihin matsalar ba.

380
00:38:56,840 --> 00:39:02,560
Babban shirin Fabian yana gab da kammala.

381
00:39:02,560 --> 00:39:08,800
Duk ƙasar gaba ɗaya, ba wai wannan
ƙasar kaɗai ba, ta yi masa bashi mai yawa.

382
00:39:08,800 --> 00:39:16,240
Ta hanyar tsarin ilimi da kafofin watsa labarai, ya
sarrafa ba kawai motsin zuciyar mutane ba, har ma da tunaninsu.

383
00:39:16,240 --> 00:39:24,600
Abin da jama'a suka yi tunani kuma suka yi imani da
shi a ƙarshe gaba ɗaya ya kasance a hannun Fabian.

384
00:39:24,600 --> 00:39:31,959
Idan mutum ɗaya yana da kuɗi fiye da yadda zai
taɓa kashewa don jin daɗinsa na kansa, wane irin

385
00:39:31,959 --> 00:39:36,200
jin daɗi na musamman zai iya samu daga duniya?

386
00:39:36,200 --> 00:39:41,200
Ga waɗanda suka kira kansu eliti, akwai
amsa bayyananniya ga wannan tambayar.

387
00:39:41,200 --> 00:39:42,760
Ikko

388
00:39:42,760 --> 00:39:47,640
Iko mara shinge kuma mara iyaka a kan wasu mutane.

389
00:39:47,640 --> 00:39:55,840
Masu ra'ayin cikakke sun yi ƙwarewa sosai a kafofin watsa
labarai da siyasa, don haka an rushe su yadda ya kamata.

390
00:39:55,840 --> 00:40:02,387
Amma Fabian ya gano masu son iko na gaske, masu
tunanin mulkin sarrafawa na musamman da yake nema a

391
00:40:02,387 --> 00:40:07,200
tsakanin masu sha'awar iko na manyan gidajen kudi.

392
00:40:07,200 --> 00:40:12,200
Yawancin tsofaffin masu aikin
zinariya sun haɓaka irin wannan tunani.

393
00:40:12,200 --> 00:40:15,840
Arzikin su mai yawa bai sake gamsar da su ba.

394
00:40:15,840 --> 00:40:20,120
Suna neman jin daɗin kalubale sabo.

395
00:40:20,120 --> 00:40:25,080
Iko a kan taron jama'a shi ne babbar wasa.

396
00:40:25,080 --> 00:40:29,080
Wadannan mutane sun yi tunanin sun fi kowa da kowa.

397
00:40:29,080 --> 00:40:32,280
Yancinmu ne kuma wajibcinmu ne mu mulki.

398
00:40:32,280 --> 00:40:34,600
Mutane da yawa ba su san abin da yafi amfani a gare su ba.

399
00:40:34,600 --> 00:40:37,640
Dole ne ka tara su tare ka jagorance su.

400
00:40:37,640 --> 00:40:42,040
Mu kuwa, a gefe guda, an haife mu ne don mulki.

401
00:40:42,040 --> 00:40:49,253
Fabian da abokan aikinsa sun mamaye cibiyoyin ba
da lamuni da dama a ko'ina cikin birni da ƙasar.

402
00:40:49,253 --> 00:40:55,440
Wataƙila kamfanoni masu zaman kansu ne da
masu mallaka daban-daban, amma duk da duk

403
00:40:55,440 --> 00:40:59,680
gasa da ke bayyane, sun yi aiki tare sosai.

404
00:40:59,680 --> 00:41:07,760
Da amincewar gwamnati, an kafa bankin tsakiya,
wanda ginshikinsa bai ma dogara da jarin kansa ba.

405
00:41:07,760 --> 00:41:15,560
A'a, a nan ma, ƙirƙirar kuɗi an yi ta ne
ta hanyar cire ajiyoyin ajiyar jama'a.

406
00:41:15,560 --> 00:41:19,120
Bashi har inda ido zai iya gani.

407
00:41:19,120 --> 00:41:27,609
A bayyane, wannan cibiyar ajiyar kudi ta nuna
kamar tana tsara yawan kudin da ake samu cikin tsanaki

408
00:41:27,609 --> 00:41:32,580
kuma a wani ɓangare tana ɗauke da aikin gwamnati.

409
00:41:32,580 --> 00:41:39,985
Amma abin mamaki, ba a taɓa haɗa wani wakilin
gwamnati da aka zaɓa ko wani babban jami'in farar hula a

410
00:41:39,985 --> 00:41:45,400
cikin hukumar gudanarwa ta wannan babban bankin ba.

411
00:41:45,400 --> 00:41:53,654
Gwamnati ba ta sake aro kai tsaye daga Fabian ba, amma ta
sami damar komawa ga bankin tsakiya, inda za a yi amfani da

412
00:41:53,654 --> 00:41:59,160
kudaden haraji na shekara mai zuwa a matsayin jingina ga rancen.

413
00:41:59,160 --> 00:42:11,880
Wannan ya yi daidai da shirin Fabian, wato juyar da
zargi daga kansa sannan ya gabatar da tsarin gwamnati.

414
00:42:11,880 --> 00:42:17,720
A bango, tabbas, shi ne ke da iko.

415
00:42:17,720 --> 00:42:25,720
Cikakken ikon Fabian na karkashin-kai a harkokin
gwamnati ya kasance haka har ya taɓa furta alfahari.

416
00:42:25,720 --> 00:42:32,240
Idan ni ne ke sarrafa kudin ƙasa, to ba
ni damuwa da wanda zai ƙirƙiri dokoki.

417
00:42:32,240 --> 00:42:42,120
Ba shi da muhimmanci wane jam'iyya ke mulki, domin
Fabian ne ke sarrafa kudi, harkokin kuɗi, jigon rayuwar ƙasa.

418
00:42:42,120 --> 00:42:48,560
Gwamnati ta karɓi kuɗin, amma an
caje riba a kan kowace ƙarin bashi.

419
00:42:48,560 --> 00:43:00,600
Ana zuba ƙarin kuɗi a kowane irin fa'idodin zamantakewa, kuma
gwamnati ba ta iya biyan ribar ba, balle ta biya babban bashin.

420
00:43:00,600 --> 00:43:10,653
Wani lokaci, wani zai tambaya, "Idan kudi tsarin da mutane suka
ƙirƙira ne, to tabbas za a iya daidaita su da bukatun mutane,

421
00:43:10,653 --> 00:43:17,040
domin su yi musu hidima maimakon su sarrafa su, ko ba haka ba?"

422
00:43:17,040 --> 00:43:25,382
Amma mutanen irin wannan sun ƙara zama ƙalilan, kuma an
rufe muryoyinsu da hayaniya mai tsanani da ake yi saboda

423
00:43:25,382 --> 00:43:31,960
neman har abada na thaler biyar da suka ɓace don biyan ribar.

424
00:43:31,960 --> 00:43:36,920
Gwamnatoci sun zo suka tafi, tare da su launukan jam'iyya.

425
00:43:36,920 --> 00:43:44,200
Baki, ja, rawaya, kore, amma ka'idar ta kasance iri ɗaya.

426
00:43:44,200 --> 00:43:52,160
Ko wacce gwamnati ke mulki, burin ƙarshe na
Fabian yana ƙara kusantawa shekara bayan shekara.

427
00:43:52,160 --> 00:43:55,427
Dokokin mutane ba su da mahimmanci.

428
00:43:55,427 --> 00:43:58,120
An sanya musu haraji har suka ji ƙyama.

429
00:43:58,120 --> 00:44:00,200
Iyawarta ta biyan bashi ta ƙare.

430
00:44:00,200 --> 00:44:06,920
Yanzu lokaci ya yi matuƙar dacewa ga
matakin ƙarshe mai girma na Fabian.

431
00:44:06,920 --> 00:44:12,520
Kashi goma cikin ɗari na dukkan kuɗi har yanzu yana
zagayawa a matsayin tsabar kuɗi da takardun kuɗi.

432
00:44:12,520 --> 00:44:18,960
Da kuɗi a aljihunsu, mutane har yanzu
suna da wani ɓangare na iko kan rayuwarsu.

433
00:44:18,960 --> 00:44:26,720
Dole ne a rushe wannan ƙarshe mafaka ta
'yancin kai ba tare da tayar da shakku ba.

434
00:44:26,720 --> 00:44:30,840
Za a iya jayayya cewa lamari ne na tsaro.

435
00:44:30,840 --> 00:44:34,280
Ba a karɓi ceke a wajen al'ummar mutum ba.

436
00:44:34,280 --> 00:44:37,560
Mutane ba sa son ɗaukar kuɗi a hannu idan suna tafiya.

437
00:44:37,560 --> 00:44:42,960
Don haka, an yi maraba sosai da
mafita mafi dacewa a wannan fanni.

438
00:44:42,960 --> 00:44:46,920
Tabbas, Fabian ya sake yin tunani daidai.

439
00:44:46,920 --> 00:44:58,720
Kungiyarsa ta ba kowa katin filastik da ke nuna
sunan mai riƙe da shi, hoto da lambar shaida.

440
00:44:58,720 --> 00:45:02,840
Kawai ka gabatar da wannan kati lokacin siyayya.

441
00:45:02,840 --> 00:45:11,034
Masu kasuwanci sun tuntuɓi kwamfutar tsakiya
suka duba bashi, bayan haka abokin ciniki zai iya

442
00:45:11,034 --> 00:45:16,520
yin siyayya yadda ransa ya so har zuwa wani adadi.

443
00:45:16,520 --> 00:45:22,450
An ƙara jan hankalin kwastomomi da katin
bashi ta hanyar rashin caji musu riba idan

444
00:45:22,450 --> 00:45:26,680
suka biya ragowar basussukansu a ƙarshen watan.

445
00:45:26,680 --> 00:45:33,927
Masu kasuwanci, a gefe guda, sun kasance da kuɗaɗen kashewa
masu yawa sosai, waɗanda dole ne a ƙara su cikin farashin

446
00:45:33,927 --> 00:45:39,160
kayayyakin ƙarshe, don haka aka mika su ga abokin ciniki.

447
00:45:39,160 --> 00:45:45,360
Fabian da abokansa sun more suna mai ci gaba da inganci.

448
00:45:45,360 --> 00:45:50,493
Eh, an dauke su a matsayin ginshiƙai na al'umma.

449
00:45:50,493 --> 00:45:59,240
An karɓi bayanan da ya yi kan batutuwan kuɗi
da tattalin arziki kusan kamar koyarwar addini.

450
00:45:59,240 --> 00:46:06,560
Yawancin kananan kasuwanci sun rushe ƙarƙashin
nauyin haraji da hakkoki da ke ƙaruwa koyaushe.

451
00:46:06,560 --> 00:46:13,585
An gabatar da takardun izini na musamman da lasisi ga dukkan
dabarun da hanyoyin aiki da ake iya yi, wanda ya sa kamfanonin

452
00:46:13,585 --> 00:46:17,600
da suka rage suka sha wahala wajen ci gaba da kasuwanci.

453
00:46:17,600 --> 00:46:25,480
Fabian shi ne mai mallaka ko mai sarrafa duk manyan
kamfanoni, kowannensu na da daruruwan kamfanoni ƙarƙashinsa.

454
00:46:25,480 --> 00:46:29,920
Gasar tsakanin waɗannan manyan kamfanoni ƙarya ce kawai.

455
00:46:29,920 --> 00:46:33,320
A ƙarshe, an tilasta dukkan masu fafatawa su bar kasuwa.

456
00:46:33,320 --> 00:46:38,779
Masu gyaran bututu, masu gyaran motoci, masu
wutar lantarki da mafi yawan sauran 'yan sana'a da

457
00:46:38,779 --> 00:46:41,480
kananan kamfanoni sun sha halin da ya yi kama.

458
00:46:41,480 --> 00:46:49,680
An hadasu da manyan kamfanonin Fabian,
waɗanda gabaɗaya ke ƙarƙashin kariyar gwamnati.

459
00:46:49,680 --> 00:46:55,280
Fabian sai ya yi hujja don cikakken
kawar da tsabar kuɗi da takardar kuɗi.

460
00:46:55,280 --> 00:47:05,720
Domin babu kamfani ko mutum da zai iya rayuwa ba tare
da katunan bashi da tsarin kwamfuta da ke ko'ina ba.

461
00:47:05,720 --> 00:47:16,460
Idan wani ya rasa katin bashi, shirin Fabian shi ne a yi zanen
lambar shaida ta kowane ɗan ƙasa a hannunsu, domin a karanta ta

462
00:47:16,460 --> 00:47:22,640
ƙarƙashin wani haske na musamman sannan a tura ta zuwa kwamfuta.

463
00:47:22,640 --> 00:47:30,280
Ba tare da irin wannan shaidar mutum ba,
babu wanda zai iya siye ko sayar da komai.

464
00:47:30,280 --> 00:47:40,280
Duk kwamfuta ya kamata a haɗa ta da babbar kwamfuta
ta tsakiya inda za a adana duk bayanan kowane mutum.

465
00:47:40,280 --> 00:47:46,813
Ta haka, Fabian zai san komai game da kowa.

466
00:47:46,813 --> 00:47:56,313
Da zarar an cimma hakan, zai sami cikakken
iko na ƙarshe a kan dukkan mutanen ƙasar,

467
00:47:56,313 --> 00:48:03,355
kuma, ƙari ga haka, a kan dukkan mutanen duniya.

468
00:48:13,427 --> 00:48:19,340
Maganai da yiwuwar hanyoyin fita daga
wannan mawuyacin hali sun riga sun wanzu a yau.

469
00:48:27,386 --> 00:48:32,240
Muna son gode wa kowa da kowa da ya ba da gudunmawa ga
nasarar wannan fim: secret.tv / kopp-verlag.de / crevid.de