WEBVTT 00:06.080 --> 00:12.740 Sannu kowa da kowa, hakika babban girmamawa ne a tsaya a nan a gabanku. Na gode, Ivo. 00:12.740 --> 00:16.463 Ina ganin yana da kyau sosai kasancewa anan a yau. Koyaushe yana da kyau kasancewa a 00:16.463 --> 00:20.093 wurin da ya dace a daidai lokacin, ko ba haka ba? 00:20.093 --> 00:25.191 Sau da yawa na kasance a wuri ba daidai ba a lokaci ba daidai ba. Idan ƙananan haɗarin mota suka faru, 00:25.191 --> 00:27.795 yawanci kana faɗa wa kanka, "Oh, da dai na tuka mota daban." 00:27.795 --> 00:34.277 Amma a yau kawai ina jin cewa wannan shi ne wuri da lokaci da suka dace kwata-kwata. Kuma gabaɗaya, ina jin wani irin—watakila 00:34.277 --> 00:39.164 kai ma ka san wannan jin—kamar lokacin sanyi ya ƙare kuma akwai iska mai ɗumi ta bazara a cikin 00:39.164 --> 00:42.209 iska, waɗannan ranakun farko masu ɗumi a watan Maris. 00:42.209 --> 00:49.990 Ina jin wani abu a cikina cewa mu, a matsayin ɗan adam, a matsayin mutane, za mu amfana daga canji. 00:49.990 --> 00:56.439 Kwanan nan na sake zuwa Vienna – wani lokaci nakan je can saboda kasuwanci – kuma na yi 00:56.439 --> 01:00.200 yawo a tituna sannan na ziyarci Majalisar Dokoki. 01:00.200 --> 01:07.309 Kuma akwai hotunan kai na masu kafa jamhuriyar da suka ayyana Jamhuriyar Ostiriya. Kuma ta wata hanya hakan ya taɓa zuciyata 01:07.309 --> 01:14.763 sosai har na yi tunanin, watakila a wancan lokacin – bana son yin hukunci yanzu, sanarwar Jamhuriyar Ostiriya ba ita ce batun ba – 01:14.763 --> 01:21.299 amma watakila a lokacin, lokacin da suke yaƙi don hakan ko duk abin da ya motsa su, watakila ba su yi tunanin cewa 01:21.299 --> 01:28.150 za a taɓa kai ga wannan ba, cewa za ta taɓa samun nasara, cewa irin wannan duniya daban za ta taɓa yiwuwa. 01:28.150 --> 01:31.181 Sannan a ƙarshe suka ƙare a matsayin gazawa. 01:31.181 --> 01:38.240 Ina fatan babu ɗayanmu da zai ƙare a matsayin gazawa, amma duk muna samun damar fuskantar wannan sabon duniya. Muna samun damar 01:38.240 --> 01:44.965 fuskantar wannan canjin da Christoph Hörstel ya ambata. Ba wai kawai mu tattauna shi ba, ba wai kawai mu mafarki ba, amma 01:44.965 --> 01:49.911 mu sami damar fuskantar sa – cewa wannan canjin yana faruwa. 01:56.645 --> 02:03.026 Eh. Taken gabatarwata shi ne: "Riba kan bashi: abin da ya kamata ka sani!" 02:03.026 --> 02:09.840 Wataƙila kana jin irin yadda nake ji koyaushe lokacin ina ƙarami – ko da na aro kuɗi ne kawai don ice cream, ko 02:09.840 --> 02:15.690 da kuwa Deutschmark ɗaya ne a wancan lokacin – kullum ina matuƙar farin ciki idan na biya bashin. 02:15.690 --> 02:24.588 Har yanzu haka yake a yau, ko da kuwa euro goma ne kawai. Na ji sauƙi ƙwarai lokacin da na ƙarshe na biya wannan bashi wawa. 02:24.588 --> 02:29.193 Shin akwai wani da yake jin haka? Ba na kadaici gaba ɗaya, okay. 02:29.193 --> 02:33.889 To, ka san yadda ake ji. Abin mamaki ne kawai a iya rayuwa ba tare da bashi ba. 02:33.889 --> 02:44.787 'Yan siyasa namu, shugabannin kasuwanci, ministocin kudi da shugabannin gwamnati suna da ra'ayi daban game da bashi. 02:44.787 --> 02:51.026 Idan ka kalli yadda bashin ƙasa ke ƙaruwa, za ka yi tunanin cewa yanzu ana ɗaukar kasancewa cikin 02:51.026 --> 02:54.686 bashi a matsayin alamar kyakkyawar tattalin arziki. 02:54.686 --> 02:58.381 Kuma game da biyan bashi – ban sani ba, ba a ma tattauna batun biyan bashi ba. 02:58.381 --> 03:04.988 Abin da nake ji koyaushe shi ne sabbin bashi da ƙarin ribar da dole a biya, amma ba na 03:04.988 --> 03:08.865 jin ko ɗaya game da yadda za a biya shi ba. 03:08.865 --> 03:16.223 Na kawo jadawali don ba ku hangen nesa na farko. A yau, mun riga mun tattauna batutuwan Turai da ƙasashen 03:16.223 --> 03:23.426 duniya, da kuma bashi da tsarin kuɗi. Nawa ne ainihin bashin da ƙasashe ke da shi? A Turai, misali. 03:23.426 --> 03:30.119 Kuma na bayyana hakan – ta amfani da ƙididdiga na hukuma daga Babban Bankin Kuɗi na Duniya – rabo na bashi 03:30.119 --> 03:34.643 dangane da jimillar samar da kayayyaki na cikin gida. 03:34.643 --> 03:41.469 Jimillar kayayyakin cikin gida ita ce adadin dukkan kayayyaki da ayyuka da aka samar a cikin wata ƙasa. 03:41.469 --> 03:47.074 Komai da ake samarwa a can, duk ayyukan da ake yi, ana rubuta su a can, kuma ana bayyana 03:47.074 --> 03:51.631 ainihin matsayin basussukan da wannan ƙasa ke da su. 03:51.631 --> 03:55.303 Kuma na yi amfani da 'yancina wajen yin kimantawa. 03:55.303 --> 03:59.898 Daraja da ke cewa "ba shi da bashi" ita ce kore mai duhu a gare ni. Zan iya cewa nan 03:59.898 --> 04:03.489 take babu wata ƙasa mai kore mai duhu a Turai. 04:03.489 --> 04:12.099 Na taɓa tunanin "10%", don haka idan ƙasa tana da bashi na kashi 10% dangane da abin da take samu a shekara, 04:12.099 --> 04:17.006 sai na kira shi kore mai haske kuma na yi masa alama. 04:17.006 --> 04:26.178 A gare ni, "10 zuwa 25%" rawaya ce, "25 zuwa 75%" ja ce, kuma "fiye da 75%" ja mai duhu ce. 04:26.178 --> 04:29.022 Bari in nuna yadda nake kimanta wannan. 04:29.022 --> 04:36.994 Ka yi tunanin ka biya dukkan kuɗaɗen ka na wata guda, amma ba ka karɓi albashinka ba; maimakon haka, an 04:36.994 --> 04:41.668 tura shi kai tsaye zuwa banki domin biyan bashin ƙasa. 04:41.668 --> 04:46.525 Idan ka yi haka na wata guda, amma a lokaci guda kana biyan haya, biyan kudin man fetur, biyan kudin siyayya, biyan kudin kaya da 04:46.525 --> 04:50.102 kayan sawa, kuma ma'aikacin tashar man fetur ko mai haya na tashar man fetur ya yi haka ma, zai 04:50.102 --> 04:52.705 karɓi kuɗinka, amma kuma zai mika shi ga banki. 04:52.705 --> 04:58.965 Idan ka yi hakan a matsayin tsari – muna son mu kawar da basussukanmu cikin sauri – to za ka iya 04:58.965 --> 05:03.252 biyan kashi 8% a wata guda ta hanyar rashin komai. 05:03.252 --> 05:08.986 Kuma daga haka na samo launuka, na ce, to, har yanzu zan iya tunanin cewa irin wannan al'umma za su iya yin hakan. 05:08.986 --> 05:16.877 Na ce rawaya, to, wata ɗaya zuwa uku, watakila ba a samu yaƙin basasa ba tukuna idan duk kuɗin ya tafi bankuna. 05:16.877 --> 05:22.714 Amma yanzu ban tabbata ko mu a Jamus za mu ƙare cikin yaƙin basasa ko shari'ar hannun mutane ko duk abin 05:22.714 --> 05:28.088 da zai kasance ba, idan kullum sai mu mika kuɗin da muka samu domin faranta wa bankuna rai. 05:28.088 --> 05:38.636 Don haka mu duba ƙasashe mu ga yadda Turai, Turai ɗinmu da muke ƙauna, take: Portugal 124% bashin ƙasa, Spain 97%, Faransa 92%, 05:38.636 --> 05:47.393 Babban Birtaniya 93%, Ireland 119%, Italiya 128%, da sauransu. Luxembourg na 25%, wanda a zahiri har yanzu yana da 05:47.393 --> 05:53.125 kyau sosai – ina lilo a nan – kusan duk ƙasashe ja ne kawai. 05:53.125 --> 06:04.483 Muna da Bulugariya da kashi 16%, wanda zan koma akai daga baya, da Turkiyya. Wasu kaɗan ba su nan, duk yankin 06:04.483 --> 06:16.568 Scandinavia. Estonia, da bashin ƙasa na kashi 10%, ma ta fito fili, haka nan Georgia, Armenia da Azerbaijan. 06:16.568 --> 06:21.231 Sannan akwai babban bær, Rasha, da bashin ƙasa na kashi 10%, kore, kore mai haske, ba kore 06:21.231 --> 06:25.115 mai duhu ba, amma duk da haka kore mai haske. 06:26.873 --> 06:34.193 Gaskiya, da ni ne ke da alhakin hakan, zan ji kunya. 06:34.193 --> 06:41.393 Domin a gaskiya ... yawanci ba ka rayuwa haka. Ba ka rayuwa da bashi sannan ka yi alfahari da shi ma. 06:41.393 --> 06:45.248 Amma za mu koma kan wannan daga baya lokacin da za mu amsa tambayar, shin koyaushe haka yake? 06:45.248 --> 06:50.924 Ana iya kuma ɗauka cewa, to, watakila a da ya kasance daban, kuma watakila haka yake yanzu ma; shin wannan na da alaƙa da 06:50.924 --> 06:53.974 rikicin tattalin arzikin shekarar 2008? Mu sake duba ci gaban. 06:53.974 --> 06:57.553 Amma da farko, mu sake duba dukan duniya. 06:57.553 --> 07:04.504 Kasa da ƙasashe kaɗan ne ba su da bashi; 171 daga cikin ƙasashe 173 da IMF ta rufe suna da 07:04.504 --> 07:08.958 bashi a halin yanzu. Kaɗan ne masu kore mai duhu. 07:08.958 --> 07:12.716 Mun riga mun tattauna game da ƙasar, zan koma gare ta. 07:12.716 --> 07:17.257 Yana da wahala a gani, ba zan iya riƙe hannuna cikin kwanciyar hankali ba, Kuwait har yanzu kore ne, 07:17.257 --> 07:20.042 ba kowa ne zai san Brunei ba, Malaysia tana kore. 07:20.042 --> 07:26.326 Kuma sauran suna da bashi a wani salo ko wani, aƙalla launin kore mai haske, wanda har yanzu ana yarda da shi; 07:26.326 --> 07:31.925 za mu iya ganin Iran a nan. Amma sauran suna ja, daga ja zuwa ja mai zurfi a cikin bashi. 07:31.925 --> 07:37.233 Kuma abin da ba daɗi game da bashi shi ne cewa ana samun riba a kansa. 07:37.233 --> 07:42.136 Yanzu tambaya ta taso: wa ne a zahiri ke biyan ribar bashi? 07:42.136 --> 07:47.053 Don amsa wannan tambayar, ina so in yi nazari kan rukuni uku. 07:47.053 --> 07:49.605 Rukuni na 1 ya ƙunshi gidajen masu zaman kansu, 07:49.605 --> 07:52.213 Rukuni na 2: Kamfanoni 07:52.213 --> 07:55.033 da Rukuni na 3 jihar. 07:55.033 --> 08:03.313 Rukuni na 1 shi ne kai, misali, lokacin da ka je banki ka ɗauki rance don biyan sabuwar motarka mai tsada. 08:03.313 --> 08:08.773 A wannan yanayin, al'amarin a zahiri yana da matuƙar bayyane. Kai ne ke da alhakin ribar bashin. 08:08.773 --> 08:15.721 Don haka yanzu za ka yi aiki tuƙuru don samun kuɗi, domin ka biya basussukanka. 08:15.721 --> 08:23.660 Duk da haka, za ka iya kuma cewa, ina ja da baya daga wannan haukan bashi, ba zan karɓi wani bashi ko lamuni ba. 08:23.660 --> 08:27.035 Ba na son yin sharhi kan hakan a wannan lokaci. 08:27.035 --> 08:37.813 Amma ka yi la'akari da wannan: Shin za ka iya tserewa daga wannan shawarar ta kashin kai, wannan tsarin bashi? 08:37.813 --> 08:41.793 Mu duba Rukuni na 2, kamfanoni. 08:41.793 --> 08:48.456 A gare ni, ina so in gabatar maka da wani kamfanin noma da ke noman hatsi, da sauran abubuwa. 08:48.456 --> 08:52.324 Manomi ya sayi sabon tirkta mai wayo. 08:52.324 --> 08:56.273 Ya ba da kudin ta hanyar banki, don haka riba na taruwa. 08:56.273 --> 09:02.260 Idan muka duba yanzu yanayin kasafin kudi na wannan kasuwancin noma, a gefe guda muna da kuɗaɗen 09:02.260 --> 09:06.644 ma'aikata na mataimakin manomi da ke taimaka wa manomi. 09:06.644 --> 09:13.753 A gefe guda kuma, muna da farashin kayan. Wannan na iya zama man dizal na tirketa ko, kamar yadda aka nuna a nan, iri. 09:13.753 --> 09:19.453 Kuma, kamar yadda aka riga aka ambata, na uku muna da kuɗin ruwa. 09:19.453 --> 09:26.070 Wannan kasuwancin noma zai mika duk waɗannan kuɗaɗen guda uku a matsayin jimillar kuɗaɗe a 09:26.070 --> 09:30.853 cikin farashin sayar da hatsi – ga mai sayen hatsi. 09:30.853 --> 09:37.893 A gare ni, mai sayen hatsi shi ne masana'antar nika hatsi. Ana nika hatsin zuwa garin alkama a masana'antar nika hatsi. 09:37.893 --> 09:43.793 Kuma don nika hatsi zuwa garin alkama, ana bukatar ma'aikata masu ƙwazo anan ma. 09:43.793 --> 09:48.464 An kuma ɗauka cewa fasahar injinan masana'antar nika da kanta an kuma ba da kuɗi daga banki. 09:48.464 --> 09:52.013 Wannan yana nufin cewa za a caje riba a wannan yanayin ma. 09:52.013 --> 09:55.313 Mu duba halin da ake ciki na farashi a nan masana'anta ma. 09:55.313 --> 10:03.890 Sannan muna da kuɗin ma'aikata masu aiki tukuru, muna da kuɗin kayan aiki, wato hatsi 10:03.890 --> 10:10.233 daga gona, kuma muna da kuɗin ribar injin nika. 10:13.573 --> 10:20.031 A matsayina na mai yin burodi, ina sayen garin alkama na daga wannan nika, kuma nika zai 10:20.031 --> 10:24.730 kuma hada wannan kudin kayan cikin farashin. 10:24.730 --> 10:29.728 Wannan yana nufin cewa, a matsayina na mai gasa burodi mai kula da muhalli, ina sayen garin alkama daga masana'antar nika kuma 10:29.728 --> 10:33.575 ina da mataimaka masu aiki tuƙuru waɗanda ke taimaka mini juya shi zuwa burodi da ƙananan burodi, 10:33.575 --> 10:36.972 waɗanda daga baya nake sayarwa ga kwastomomina. 10:36.972 --> 10:41.533 Saboda ƙimar ruwa a banki ta yi ƙasa sosai a yanzu, na sayi sabuwar murhu. 10:41.533 --> 10:46.253 Kuma hakan, tabbas, yana kuma haifar da kudin ruwa. 10:46.253 --> 10:50.113 Mu duba yanayin farashi a gidan burodi na. 10:50.113 --> 10:56.954 Sannan ina da kuɗaɗen ma'aikata ga mataimakan gidan burodi na, ina kuma da kuɗaɗen kayan aiki, na sayi 10:56.954 --> 11:04.027 fulawa daga nika, sannan ina da kuɗaɗen ribar bashi, wato na murhun zamani mai kyau da na saya. 11:04.027 --> 11:10.495 Ni ma zan ƙididdige farashin burodi da ƙananan burodi na ta yadda waɗannan farashi uku za su bayyana a cikinsa: 11:10.495 --> 11:15.527 Kudin ma'aikata na, kudin kayan aiki na da kudin ruwa na. 11:15.527 --> 11:25.473 Kuma ina watsawa wannan ga mai amfani na ƙarshe a cikin farashi. Kuma mu ne. 11:25.473 --> 11:28.992 Bari in taƙaita a taƙaitaccen bayani: 11:28.992 --> 11:34.741 Kasuwancin noma zai mika kuɗin ruwa na bashin sa, tare da kuɗin ma'aikata da kayan aiki, ga 11:34.741 --> 11:39.333 mai sayen hatsi a cikin farashin sayar da hatsi. 11:39.333 --> 11:43.058 Kamfanin niƙa hatsi zai ƙara kuɗin sha'awarsa tare da kuɗaɗen kayan aiki da na 11:43.058 --> 11:45.875 ma'aikata a cikin farashin siyar da garin alkama. 11:45.875 --> 11:51.798 Kuma a matsayin mai gasa burodi, ni ma ina yin haka: ina watsa kudin ruwa na, tare da kudin ma'aikata 11:51.798 --> 11:55.573 da na kayan aiki, cikin farashin burodi a kasuwa. 11:55.573 --> 12:05.922 Mu ne muke biyan duk wannan. Wannan yana nufin cewa mu, a matsayin masu amfani na ƙarshe, muna biyan dukkan kuɗaɗen sarkar 12:05.922 --> 12:11.492 daraja, ciki har da duk kuɗaɗen ruwa. Kuma haka yake a ko'ina. 12:11.492 --> 12:17.691 Ko ka yi ajiyar tafiya ta hutu ko ka biya mota da kuɗi a hannu, kana biya banki riba aƙalla ta wata hanya – 12:17.691 --> 12:24.261 ko da ka sayi ice cream, akwai kuɗin riba da ake ciki kuma waɗannan suna zuwa banki. 12:24.261 --> 12:32.591 Gabaɗaya, muna biyan komai da muka saya, kowace takardar biyan kuɗi da muka biya, ko kaya ne na sutura, abinci, hutu, 12:32.591 --> 12:40.608 motoci, kayan kiɗa, ba shi da muhimmanci, kuɗin membobin ƙungiya – muna biyan kuɗin ribar da ke cikin sarkar daraja. 12:40.608 --> 12:48.311 Kuma za ka iya ƙididdige hakan. Wannan adadi ne da matsakaicinsa bai ƙasa da kashi 40% na farashin saye ba. 12:48.311 --> 12:54.133 Idan yanzu kana mamakin ko kai ne mai nasara ko mai hasara, bari in yi maka bayani ta yadda zai yi ma 12:54.133 --> 12:57.375 ma'ana. Kashi 40% na farashin saye – me hakan ke nufi? 12:57.375 --> 13:03.610 Don haka za ka iya lissafinsa da kanka. Idan ka san kuɗaɗen kashewa na wata-wata, mu ce suna 13:03.610 --> 13:07.014 kai euro 2,000, to kashi 40% zai kai euro 800. 13:07.014 --> 13:12.709 Wannan yana nufin cewa kana biyan €800 ba kai tsaye ba, ko kuma kai tsaye, ga banki. 13:12.709 --> 13:16.713 Idan aka ƙididdige shi a tsawon shekara, hakan ya kai euro 9,600. 13:16.713 --> 13:22.173 Yanzu abin da kawai kake bukatar yi shi ne ka ɗauki bayanin asusun bankinka a ƙarshen shekara, inda ake nuna ribar bashi. 13:22.173 --> 13:26.468 Sa'an nan za ka iya duba ka gani ko za ka iya samun euro 9,600 a can. 13:26.468 --> 13:33.075 Kuma idan ka sami adadi mafi girma, to kai ne mai nasara, kuma idan ka sami adadi mafi ƙanƙanta – nawa kuwa ya yi 13:33.075 --> 13:41.935 ƙasa ƙwarai, ban yi tsammanin zan sake samun bayanai kan ribar ba – to kai ne mai hasara a wannan tsarin. 13:41.935 --> 13:49.113 Amma ba wannan kadai ba ne. Jihar ma tana kara yin bashi don bin muradunta. 13:49.113 --> 13:54.493 Kuma kuna biyan wannan ribar kan bashin ma – a cikin siffar haraji da caji. 13:54.493 --> 14:00.949 Don haka, yana da amfani mu duba wannan tsarin jiha, wanda muka riga mun ji ɗan kaɗan game da shi 14:00.949 --> 14:04.873 a cikin darasin – kamar yadda ka riga ka ambata. 14:04.873 --> 14:07.857 Yaya yake idan jiha ta shiga bashi? 14:07.857 --> 14:13.841 A Jamus, kusan kashi biyu bisa uku na jimillar bashi ana ɗaukar su ne ta hannun gwamnatin Jamus a matsayin rance 14:13.841 --> 14:17.279 daga bankuna masu zaman kansu da cibiyoyin ba da bashi. 14:17.279 --> 14:21.593 Kuma ɗaya bisa uku a cikin takardun bashi na gwamnati. Biyu bisa uku! Ta yaya yake yin hakan? 14:21.593 --> 14:30.413 Ina bankuna ke samun kudinsu? A taƙaice, mun riga mun ji kalmar: kudi na fiat. Ana ba bankuna izinin fitar da kudi na littafi. 14:30.413 --> 14:34.965 Jihar ta ba bankuna izinin yin abubuwa masu zuwa: kuna iya ƙirƙirar kuɗi. 14:34.965 --> 14:39.769 A ka'ida, idan aka faɗi daidai, na'urar buga kuɗi ce. Ana ba bankuna izinin buga kuɗi. 14:39.769 --> 14:45.434 Amfanin kuɗin littafi guda ɗaya shi ne cewa ba ka ma buƙatar injin buga takardu ko na'urorin ƙera tsabar kuɗi. 14:45.434 --> 14:48.746 Ka ajiye kudi kuma ana ba ka izinin ƙirƙirar kudi. 14:48.746 --> 14:56.473 Sa'an nan gwamnati ta zo ta ce, "Yay, ina buƙatar kuɗi," ta ɗauki bashi, ta biya shi da ruwa. 14:56.473 --> 15:02.033 To, ban sani ba, amma a gare ni hakan na iya zama yarjejeniya mara kyau. 15:09.573 --> 15:16.079 Don a bayyana shi da kyau – na ƙara ƙaramin jakar kuɗi – gwamnati tana ba bankuna kuɗi, don 15:16.079 --> 15:19.410 su iya ɗaukar sa a matsayin bashi su biya riba. 15:19.410 --> 15:24.418 Kuma ina ganin cewa wataƙila za ka iya sarrafa kuɗinka mafi kyau ta haka. 15:24.418 --> 15:27.032 Kuma yanzu, kamar yadda aka yi alkawari, bashin gwamnati. 15:27.032 --> 15:35.301 Shin wannan yanzu matsala ce mai ɗorewa, ko har yanzu akwai damar canji – menene ainihin yanayin bashin gwamnati? 15:35.301 --> 15:43.586 Mu duba wannan. Idan mu ne ke da alhakin biyan ribar bashi, to watakila ya kamata mu san yadda gwamnati ke gudanar da kudin. 15:43.586 --> 15:50.117 Bashin ƙasa daga 1995 zuwa 2013, duk lambobi daga Hukumar Kuɗin Duniya. 15:50.117 --> 15:56.013 Hakanan an sake nuna shi a matsayin kashi cikin ɗari na jimillar samar da kayayyakin cikin gida, wanda muka riga mun saba da shi. 15:56.013 --> 16:01.653 Sannan muna da karuwar bashin ƙasa a cikin shekaru ashirin da suka gabata a Jamus. 16:01.653 --> 16:05.289 Kuma zan iya tabbatar maka cewa wannan ba kawai ya faru a cikin shekaru ashirin da suka gabata ba. 16:05.289 --> 16:12.611 Na bi diddigin baya – rikodin da na samu sun fara ne a shekarar 1950, lokacin da Jamus ke da 16:12.611 --> 16:17.340 bashin ƙasa na Deutschmark miliyan tara, miliyan tara. 16:17.340 --> 16:22.246 Ban san daidai girman yawan jama'a ba shekaru biyar bayan ƙarshen yaƙi. 16:22.246 --> 16:30.693 Amma mu ɗauka miliyan 70 zuwa 80. Hakan ba zai wuce pens 20 ba. Ko pens 20 ga kowane mutum ba. 16:30.693 --> 16:41.253 A shekarar 2011 – adadin da na samu mafi sabo – mun kai aƙalla €24,771 ga kowane mazauni. 16:41.253 --> 16:44.598 Ba ga kowane mai karɓar albashi ba, ba ga kowane mazauni ba, wato ga kowane jariri. 16:44.598 --> 16:50.853 Don haka za ka iya kawai tattara dukkan kuɗaɗen kashe gidan ka, sannan za ka san rabon ka na bashin ƙasa. 16:50.853 --> 16:55.121 Ina ganin abin kunya ne. Kunya ne. Gaskiya ne in yi mulkin ƙasa irin haka. 16:55.121 --> 17:03.237 Faransa, bashin ƙasa ya ƙaru a hankali daga kashi 55% zuwa 92%, kusan ya ninka cikin shekaru 20. 17:03.237 --> 17:06.553 Ingila ta ninka bashin ƙasa fiye da sau biyu. 17:06.553 --> 17:10.753 Girka – wadda tuni aka riga aka san ta a cikin jaridu – tana da bashi na ƙasa mai yawa. 17:10.753 --> 17:15.313 Yana sa ni mamaki, menene amfanin samun ministan kuɗi, menene amfanin samun duk waɗannan mutane? 17:15.313 --> 17:21.041 Ina ganin mu ma za mu iya yin hakan, ko don ɗauko abin da ka faɗa, har ma da masu shan miyagun 17:21.041 --> 17:24.489 ƙwayoyi da kuka farfado da su za su iya yin hakan, Ivo. 17:24.489 --> 17:29.013 Su ma za su iya sarrafa irin wannan manufofin kuɗi. 17:35.926 --> 17:40.028 Kuma akwai wasu ƙasashe da ke nuna cewa zai yiwu: 17:40.028 --> 17:47.442 Bulugariya. Wataƙila an yi tasiri da niyyar Bulugariya ta zama cikakken memba na Tarayyar Turai, har suka 17:47.442 --> 17:53.913 samu rage basussukansu daga kashi 75% zuwa 16% cikin ɗan gajeren lokaci, daga 2000 zuwa 2013. 17:53.913 --> 17:59.493 Rasha ma ta samu nasarar daidaita rage bashinta. Don haka zai yiwu. 17:59.493 --> 18:07.333 Sannan mu duba babban ɗan'uwa, ɗan wasa mai ƙwarewa idan ana maganar "haifar da rikice-rikicen tattalin arziki". 18:07.333 --> 18:12.512 Daban ɗari da goma sha biyu cikin ɗari bashin ƙasa, daban ɗari da goma sha biyu cikin ɗari bashin ƙasa! 18:12.512 --> 18:16.025 Sin na tasowa, amma mun riga mun ji wannan a cikin laccar. Faduwar tattalin arziki 18:16.025 --> 18:18.393 watakila abu ne da ya kamata a ɗauka da muhimmanci. 18:18.393 --> 18:21.573 Watakila 'yan China ma sun yi zaton abin da ke faruwa a nan. 18:21.573 --> 18:24.353 Na lura da hakan ma a wuce-wuce. 18:24.353 --> 18:29.733 Ba su da sha'awa ƙara yin kasuwanci da Amurka, fitar da kaya da samun daloli. 18:29.733 --> 18:35.753 Yanzu suna matuƙar cike da aiki wajen sayen kadarori da kamfanoni a Amurka. Mu yi fatan hakan zai zama musu da amfani. 18:35.753 --> 18:42.233 Kuma, tabbas, ba za a iya barin Japan ba daga cikin manyan kasashe uku na tattalin arziki aƙalla a shekarun 1980 da 1990. 18:42.233 --> 18:46.823 Wani ainihin matukin jirgin kamikaze daga Yaƙin Duniya na Biyu yana nuna mana yadda ake yin sa. 18:46.823 --> 18:50.612 Wannan abin hauka ne. Dabanu na ƙasa ya kai kashi 245%. 18:50.612 --> 18:56.300 Idan mai bin bashi ya zo ya ce, "Ina so a mayar da kudina," to 'yan Japan za su yi aiki na 18:56.300 --> 18:59.838 tsawon shekaru biyu da rabi ba tare da samun kobo ba. 18:59.838 --> 19:01.963 Komai ga bankuna, komai ga bankuna. 19:01.963 --> 19:07.913 Kuma matsalar ita ce cewa a cikin shekaru biyu da rabi, za su kuma biya riba, wadda ba a ma haɗa ta cikin lissafin ba. 19:07.913 --> 19:15.347 Eh, sannan na yi amfani da 'yancina na jera a ƙasa, watakila ba tare da wani babban nazarin siyasa ba, wasu ƙasashe da 19:15.347 --> 19:19.713 muka riga mun saba da su daga sabbin sanarwar manema labarai: 19:19.713 --> 19:25.158 Ga Siriya nan, mu gani yadda Siriya ke sarrafa kudin. 19:25.158 --> 19:30.573 Suna kuma san yadda bashin ƙasa na kashi 183% yake ji. 19:30.573 --> 19:35.089 Kuma daga nan gaba, ya rushe. Siriya ba ta sake bayar da wani bayani game da bashinta na 19:35.089 --> 19:38.041 ƙasa ba, amma ina zaton yana ci gaba da raguwa. 19:38.041 --> 19:43.571 Za mu iya duba Iran, wadda ba ta sanya kanta ta zama mashahuri ga abokin hulɗarta na ƙasa da ƙasa ba, 19:43.571 --> 19:46.933 wanda saboda wasu dalilai yana yin fare ne kan bashi. 19:46.933 --> 19:55.506 Sannan akwai Libya, ƙasar mai launin kore mai duhu. Tun daga 2003, ina tsammani, ba ta da bashi na ƙasa kowane kashi, babu ƙarin 19:55.506 --> 20:01.293 bashi, 'yanci, ba tare da bashi ba. Yana yiwuwa, ko ba haka ba? 20:09.573 --> 20:16.013 Bari in taƙaita a taƙaice. Don haka, me kake buƙatar sani game da bashi idan ba ka riga ka sani ba? 20:16.013 --> 20:23.493 Tabbas, kana biyan riba kan bashin kanka, amma kana kuma biyan bashin ƙasa ta haraji da ƙarin caji. 20:23.493 --> 20:29.813 Kuma abin da zai iya zama sabo ga wasu daga cikinku shi ne cewa a kowane saye, kuna biyan riba, wato riba ta bashi. 20:29.813 --> 20:40.173 Kuma tunda kaɗan ne kawai ake ba su damar samun wannan kuɗi, mun kuma koyi kuma mun riga mun ji cewa za a sake rarraba dukiya. 20:40.173 --> 20:47.581 Kuma shi ya sa nake ganin yana da muhimmanci mu yi tunani a kai – kuma a zahiri ina shigowa a hankali cikin matakin 20:47.581 --> 20:52.509 saukowa a nan – shin muna son mu canza wani abu a kansa? 20:52.509 --> 20:57.621 Ban so in gabatar da mafita ba, wani ɓangare saboda bana son a ɗauke ni a matsayin wanda ya san 20:57.621 --> 21:01.689 komai, kuma ina ganin mafita tana da bayyananne sosai. 21:01.689 --> 21:08.113 Idan ka kama barawo yana sata, dole ne ya mayar da duk abin da ya sata, ko ba haka ba? 21:08.113 --> 21:11.733 Babu buƙatar tattauna wata mafita daban. 21:18.373 --> 21:24.700 Amma zan iya tunanin cewa a gare mu, ba lallai barawon jakar hannu bane. 21:24.700 --> 21:29.845 Abin da muka ji daga Christoph Hörstel abu ne mai matuƙar ban mamaki. 21:29.845 --> 21:36.448 Ko abin da muka gani a rahoton talabijin na Kla.TV – zagayowar cika shekaru 50 da rasuwar John F. Kennedy – za 21:36.448 --> 21:40.345 ka iya gane cewa wannan ba ɗan fashin jakar hannu ba ne. 21:40.345 --> 21:48.325 Don haka, watakila alamar kaɗai – mun gane ta, mu yarda – ba ta isa ba. 21:48.325 --> 21:50.267 Sai na kawo ƙarin ambaton maganganu biyu. 21:50.267 --> 21:55.946 Joshua Stamp, wanda a wasu lokuta ya kasance daraktan Bankin Ingila, ya ce: "Idan kuna son ci gaba da zama bayi ga 21:55.946 --> 22:02.830 bankuna kuma ku biya kudin bautarku da kanku, to ku bar bankuna su ci gaba da ƙirƙirar kuɗi da sarrafa lamuni." 22:02.830 --> 22:08.767 Za ka iya faɗin irin wannan magana, kuma duk da haka mutane suna iya yin barci kaɗan. Wannan ne abin hauka a cikinsa. 22:08.767 --> 22:11.673 Kuma Henry Ford ma sananne ne, alamar mota: 22:11.673 --> 22:15.873 Da mutane sun fahimci tsarin kudi, da za mu yi juyin juya hali kafin gobe da safe. 22:15.873 --> 22:19.109 Za ka iya karanta game da waɗannan abubuwa a intanet; an san su sosai. 22:19.109 --> 22:30.949 Ina ɗan mamaki: me ya sa yake da wahala sosai, kamar yadda wannan yarinya ta nuna a cikin wakarta, a sa mutane su yi murna? 22:30.949 --> 22:36.696 A ƙarshe, ina so in canza salo gajeren lokaci in tambayi tambaya: wanene a zahiri ke da alhaki? 22:36.696 --> 22:40.213 Wane ne ke da alhakin wannan hali? 22:40.213 --> 22:43.513 Shin bankuna ne ke da alhakin wannan mawuyacin hali? 22:43.513 --> 22:50.393 Zan amsa tambayar da "a'a", saboda suna aiki bisa ga doka mai aiki. 22:50.393 --> 22:58.282 Shin jihohi, gwamnatoci da 'yan siyasa ne ke da alhaki? A nan ma, zan amsa tambayar da "a'a." 22:58.282 --> 23:02.341 Saboda suna da naka, suna da umarninmu. 23:02.341 --> 23:15.013 To, wa ne ke da alhaki yanzu? Mu ne. Ah eh, na kama ka, kai. Ni ma. Mu ne ke da alhaki. 23:15.013 --> 23:17.603 Amma menene mabuɗin canji yanzu? 23:17.603 --> 23:25.244 Kuma ina so in raba tunani biyu ko uku da suka yi daidai da abin da muka riga muka ji daga Christoph Hörstel. 23:25.244 --> 23:28.143 Canzawa mai dorewa – ta yaya zai yiwu? 23:28.143 --> 23:35.502 A ganina: zai yiwu ne kawai idan muka ga kanmu a matsayin mutane. A matsayin jiki guda na mutane. 23:35.502 --> 23:44.753 Na taɓa ƙirƙirar wannan jumla – jira kaɗan ka ga ko za ka so ta – "Mutane za su iya rayuwa sosai ba tare da zalunci ba." 23:44.753 --> 23:49.871 Amma zalimi yana cikin wahala sosai ba tare da mutane ba, ko ba haka ba? 23:54.753 --> 24:03.965 A matsayinmu na al'umma, dole ne mu sake fahimtar cewa mu ne muke ba da iko ga waɗanda muka zaɓa. Kuma muna da ikon sarrafa shi. 24:03.965 --> 24:07.402 Kuma yanzu, tabbas, tambayar ita ce: Ta yaya za mu zama mutane ɗaya? 24:07.402 --> 24:13.702 Ta yaya hakan ke aiki? Kuma zan iya magana daga kwarewata ta kaina a nan. Bari in haskaka abubuwa 24:13.702 --> 24:17.229 uku don nuna abin da ake bukata don zama kabila. 24:17.229 --> 24:22.581 Yana da alaƙa da fahimta. Yana da alaƙa da sake nazarin abubuwa. 24:22.581 --> 24:27.413 Ba wai kawai ka ɗauki abubuwa ka sha su ka aiwatar da su ba, sai ka fara tunani sosai a kansu. 24:27.413 --> 24:31.370 To me yasa mutum ɗaya zai zama ƙasa? Zan iya bayyana wannan cikin sauƙi. 24:31.370 --> 24:37.838 Mun samu lambobin S&G da yawa, lambobin AZK da yawa, kuma kowanne kiran waya da na yi, kamar yadda za ka iya tabbatarwa, 24:37.838 --> 24:41.081 an tura shi zuwa mataki mafi girma kuma an haɗa shi nan take. 24:41.081 --> 24:46.650 Nan da nan na ga mutane a wurin, na lura, "oh, suna tunani tare da ni." Su ma suna tunani a kai. Suna kuma son fahimta. 24:46.650 --> 24:50.307 Ba sa sauri kuma suna faɗin komai ba daidai, sai dai: Jira, dakata ɗan lokaci, yaya duk wannan ya dace? 24:50.307 --> 24:55.002 Kuma daga sha'awar fahimta sai fahimta ta zo. Daga fahimta sai zumunci ya zo. 24:55.002 --> 24:59.973 Dole ne mu fahimta, misali, dole ne mu koyi fahimtar cewa kudi ba za su iya aiki ba. 24:59.973 --> 25:03.413 Kawai a matsayin misali. Kudi ba sa aiki. 25:03.413 --> 25:07.899 Hakanan za ku iya, kuma ina ci gaba da maganar da mai jawabi na baya ya yi, yin karamin aikin gida. 25:07.899 --> 25:13.298 Me zai hana ka ajiye takardar kuɗi fam goma a gefen kayan wanke-wanke da ba ka yi daren jiya ba? 25:13.298 --> 25:16.433 Sannan ta rufe ƙofar ɗakin girki kuma ta koma can a safiyar gobe. 25:16.433 --> 25:20.493 Sa'an nan za ka ga ko kudin ya yi aiki. 25:26.773 --> 25:30.901 Akwai mutane da yawa a cikin gidanmu. Da alama zan kulle ƙofar, in ba haka ba takardar kuɗi ta euro 25:30.901 --> 25:34.653 goma za ta ɓace, kuma har yanzu sai in wanke kwanoni. 25:36.532 --> 25:40.352 Zama ƙasa yana da alaƙa sosai da canji da kuma son yin canji. 25:40.352 --> 25:48.133 A gare ni, son yin canji yana kuma nufin sake ɗaukar alhaki, ko kamar yadda kalmomin ƙarshe suka ce, waɗanda ni kaina na rubuta: 25:48.133 --> 25:52.693 Tare za mu iya kawo canji. Fara da kanka, canza wani abu a kanka. 25:52.693 --> 25:57.171 Yana haifar da irin wata alaƙa ta zuciya mai bambanci sosai. Zan iya faɗin hakan da gaske game da masu isar da kayana. 25:57.171 --> 26:02.679 Wannan shi ne taken Strategy 2+, wanda Ruth ta ambata a baya. Muna gina cibiyar sadarwa tare da masu isar da kaya. 26:02.679 --> 26:07.526 Akwai alaƙar zuciya da kowane mutum saboda na lura cewa kowa na son canza wani abu. Kowa yana 26:07.526 --> 26:10.499 aiki a kansa, kowa yana farawa da kansa da farko. 26:10.499 --> 26:15.679 Duk abin yana narke tare. Babu buƙatar yin dogon jawabi a kai, kawai yana faruwa. 26:15.679 --> 26:20.210 Kuma wannan haɗuwa, wannan zama iyali, yana haifar da gina hanyoyin sadarwa. Ina ganin wannan sabon abu ne. 26:20.210 --> 26:23.515 Hakika, akwai shugabanni masu jan hankali da dama a duniya. 26:23.515 --> 26:31.288 Da kyawawan ra'ayoyi, da hangen nesa na gaskiya, da ikon motsa zuciyar ƙasa. 26:31.288 --> 26:38.062 Amma abin da nake ji, abin da lokacinmu yake fuskanta yanzu, shi ne haɗuwar mutane daga matakin ƙasa. 26:38.062 --> 26:42.030 Wannan ma asali ne, abin da na rubuta daga mai jawabi na baya: 26:42.030 --> 26:45.913 Mu girma tare daga ƙasa har sama. Dole ne canji ya fito daga ƙasa har sama. 26:45.913 --> 26:52.963 Wannan shi ne gina dangantaka, wannan shi ne wannan rukunin mutane da ke jin kamar al'umma. Wanda kwatsam 26:52.963 --> 27:00.561 suka gane cewa ba mu gina hulɗarmu a Facebook ba, sai dai da mutanen gaske masu hannaye da ƙafafu. 27:07.773 --> 27:10.045 Muna ƙara kusantar batun. Ba mu zauna kawai muna korafi ba. 27:10.045 --> 27:13.092 Muna jin daɗin tattauna batutuwan siyasa da abokan aikinmu. 27:13.092 --> 27:17.293 Amma mu hanzarta mu koma ga tambayar: Shin kun shirya zuba lokaci? 27:17.293 --> 27:20.812 Shin kun shirya saka jari da kanku? Kuma haka mutum yake zama ƙasa. 27:20.812 --> 27:26.173 Kuma ina ganin dukanku, ko aƙalla mafi yawan ku, kun san S&G, jaridar "Stimme und Gegenstimme" (Muryar da Martani). 27:26.173 --> 27:32.833 Wannan ita ce dabarar S&G. Kuma shi ya sa – tun da ban da teburin mai jawabi na kaina ba – nake tallata teburin S&G ɗinmu. 27:32.833 --> 27:37.373 Je can. Idan har ba ka sani ba tukuna, S&G ya fi jarida kawai. 27:37.373 --> 27:41.960 A gare ni, S&G hanya ce, eh, hanya ce ta zama mutane ɗaya. 27:41.960 --> 27:49.353 Hanya ce ta haɗu a matsayin al'umma. Don haka, abin da ya rage mini in faɗa shi ne: ku shiga! Na gode. Na gode.