1
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Sanya riba ta zama ta kashin kai – sanya asara ta zama ta jama'a

2
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Masana harkokin kudi da suka farka, a cikin
fushinsu na farko, sun gane caca ba bisa ka'ida ba ta

3
00:00:13,720 --> 00:00:18,800
Ana yawan danganta manyan masu yin hasashen kasuwa
ko 'yan kasuwar kudin waje da zamban gidan caca.

4
00:00:18,800 --> 00:00:22,520
Duk da haka, wannan ƙididdiga ba ta yi
wa masu gudanar da gidan caca adalci ba.

5
00:00:22,520 --> 00:00:30,880
Ba kamar dimbin manyan masu yin hasashen kasuwa ba, su kan raba
wani ɓangare na ribarsu, ko ƙanana ko manya, tare da kamfanin.

6
00:00:30,880 --> 00:00:39,760
Misali, kashi 50% na ribar gidajen caca na Switzerland yana
zuwa kai tsaye ga Inshorar Tsofaffi da Masu Rayuwa (AHV).

7
00:00:39,760 --> 00:00:47,148
A gefe guda, manyan masu yin hasashen kasuwa suna kwarewa wajen
sarrafa ribar hannun jarinsu, wasu daga cikinsu sun zarce

8
00:00:47,148 --> 00:00:54,720
CHF miliyan 500, suna wucewa kamfanin – wato suna more ribar
hasashen su gaba ɗaya a sirri kuma ba tare da biyan haraji ba.

9
00:00:54,720 --> 00:01:01,560
Yanzu kuma mun zo ga ainihin batu: idan mai gudanar da gidan
caca ya bankarce, hakan zai kasance al'amarinsa na sirri kaɗai.

10
00:01:01,560 --> 00:01:06,840
Ba zai iya mika basussukan gidansa
na caca ga kamfanin ba a ma'anar:

11
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Na raba riba ta da kai, don haka
yanzu mu raba hasarar hasashe na.

12
00:01:12,560 --> 00:01:17,400
In ba haka ba, kowane ɗan kasuwa zai
iya faɗin haka. Haƙƙin daidaito ga kowa.

13
00:01:17,400 --> 00:01:23,160
Amma hakan ba gaskiya ba ne. Wannan ba haka yake ba ga wasu
manyan masu yin hasashen kasuwa da 'yan kasuwar kudin waje.

14
00:01:23,160 --> 00:01:29,695
Da yawa daga cikin irin waɗannan, bayan sun yi kuskuren
lissafi kuma sun ɓata biliyoyi a cikin wannan tsari, za su iya

15
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kawai mika hasarorinsu ga al'umma – wato, mu masu biyan haraji.

16
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Wannan har yanzu ita ce hanyar da bankuna masu zaman kansu
da kamfanonin inshora marasa adadi ke bi a duk faɗin duniya.

17
00:01:40,040 --> 00:01:47,392
Muddin suna ci gaba da samun ribar biliyoyin daloli daga
mu'amaloli na hasashe, suna ƙara yalwar dukiyarsu ta

18
00:01:47,392 --> 00:01:54,000
kansu; idan kuwa suka yi asarar biliyoyin daloli,
za su iya mika wa al'umma – wato, masu biyan haraji.

19
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Dukiyarsu ta sirri da suka samu ba bisa
ka'ida ba ba tare da biyan haraji ba tana nan

20
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ba a taɓa ta ba, haka nan manyan albashinsu.

21
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A wasu lokuta, ko kari ma suna nan a kare.

22
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Domin kada a tashe talakawa masu azaba daga
barcinsu da ke ƙara tashin hankali, wasu 'yan siyasa suna

23
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maimaita waƙoƙin kwantar da hankali na munafunci.

24
00:02:13,280 --> 00:02:19,738
Waɗannan kalaman ta'aziyya suna nuna wa 'yan ƙasa cewa a cikin
rikice-rikicen kuɗi na gaba, bankunan da suka yi caca ba daidai

25
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ba za su ɗauki laifinsu da kansu... tare da masu hannun jarin su.

26
00:02:23,120 --> 00:02:26,960
Amma faɗa ba shi daidai da aikatawa.

27
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Domin a aikace, 'yan siyasa har yanzu suna gyara
alamomi kawai maimakon magance ainihin girman cutar daji.

28
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Ci gaban da ke haifar da cutar daji har yanzu
bankstoci ne, waɗanda ke tara miliyoyin daloli a

29
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albashi da kari ta hanyar mu'amaloli na hasashe.

30
00:02:42,280 --> 00:02:48,560
Amma kamfanonin inshora marasa adadi da manyan kamfanoni irin su
na magunguna, sadarwa, samar da wutar

31
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lantarki, kimiyya, da kuma, a ƙara yawa, na sabis na
gidan waya, noma, da sauransu, suna yin haka ma.

32
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Babu ɗayansu da ke yin hasashe da
kuɗin kansu, sai dai da kuɗin jama'a.

33
00:02:59,600 --> 00:03:04,120
Kuma da yin haka, suna ci gaba da ɓata tarin dukiyar jama'a.

34
00:03:04,120 --> 00:03:12,600
Bayan haka, ba su da isasshen jarin hannun jari,
wato jarin mallaka, don biyan asarar hasashen su.

35
00:03:12,600 --> 00:03:18,714
Masu mallakar bankunan masu zaman kansu, waɗanda ke samun ribar
biliyoyin daloli daga kuɗin jama'a –

36
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musamman ta hanyar ribar hasashe – suna ƙara aro
kuɗaɗenmu a kan ribar da ke ƙasa da sifili.

37
00:03:24,040 --> 00:03:29,320
Mutum zai iya tambayar kansa kawai: Da gaske mu
mece jahilai? Kuma har nawa za mu ci gaba da haka?

38
00:03:29,320 --> 00:03:33,959
Yaushe za mu ƙarshe mu ɗora wa duk waɗannan
masu yin hasashen kasuwanci masu miliyoyin

39
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daloli alhakin basussukansu na hasashe kaɗai?

40
00:03:36,440 --> 00:03:43,160
Masu biyan haraji suna ci gaba da ceto irin
waɗannan masu laifi ba tare da sanin abin da suke yi ba.

41
00:03:43,160 --> 00:03:51,320
An gabatar da dukkan tsarin kudi ga mutane cikin wata hanya mai
matuƙar rikitarwa har sun kasa ganewa ko ma mafi sauƙin yaudara.

42
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Duk mai suka da ke bayyana harkokin banki, inshora da makamantan
su na caca a matsayin abin kunya ko ma laifi, yana da gaskiya

43
00:03:59,293 --> 00:04:06,570
muddin waɗanda abin ya shafa suna ci gaba da sanya
ribarsu ta zama ta kansu yayin da suke mika asararsu ga al'umma,

44
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har ma suna ci gaba da karɓar manyan albashinsu da kari.

45
00:04:10,240 --> 00:04:16,080
Da wannan aikin kunar bakin wake,
bankuna sun kai duniya bakin halaka.

46
00:04:16,080 --> 00:04:24,033
Kuma za su ci gaba da yin haka har sai mutane sun
tashi suka bukaci a dawo da asarar da masu yin

47
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caca a banki suka yi, ta hannun masu aikin kadai.

48
00:04:27,800 --> 00:04:33,600
Haka nan ya shafi duk sauran irin tsarin
kasuwanci na hasashe da na sake rarrabawa.

49
00:04:33,600 --> 00:04:39,771
Ba tare da ɓata lokaci ba, za a tara
biliyoyin a irin wannan hanya, kuma 'yan ƙasa da aka

50
00:04:39,771 --> 00:04:42,960
yaudare a baya za su fi samun jin daɗi sosai.

51
00:04:42,960 --> 00:04:49,320
Amma tsarin tsaronmu da ake kira
namu kansu ne ke toshe duk wata gyara.

52
00:04:49,320 --> 00:04:56,576
Ta yaya? A taƙaice: ta hanyar jurewa hanyoyin
sadarwa na ɓoye marasa doka, wato dogaro da juna da ke

53
00:04:56,576 --> 00:05:00,640
kawo amfani ga masu sarrafawa da waɗanda ake sarrafawa.

54
00:05:00,640 --> 00:05:07,233
Yawancin mutane suna shiru game da wannan cin hanci da rashawa da
ke ko'ina, saboda ba su da isasshen sani game

55
00:05:07,233 --> 00:05:12,520
da shi ko kuma sun miƙa wuya gare shi, duk
da cewa su ne waɗanda ake ci gaba da zalunta.

56
00:05:12,520 --> 00:05:19,634
Kuma wannan shiru, a nasa ɓangaren, yana sa waɗanda aka
yaudare su su ƙara girgiza ƙarin son arziki a tsakanin masu yin

57
00:05:19,634 --> 00:05:23,400
hasashe a gwamnati, kasuwanci, kamfanonin inshora da sauransu.

58
00:05:23,400 --> 00:05:31,335
Waɗannan 'yan elitu, wasu daga cikinsu tsofaffi ne, ana ƙara
ƙarfafa su ta shiru marar ƙarfi na mutane, su ci gaba

59
00:05:31,335 --> 00:05:39,200
da zamba a harkar keɓaɓɓen mallaka har ma su faɗaɗa shi
zuwa ga kawar da kuɗi, ƙimar riba mara kyau da sauransu.

60
00:05:39,200 --> 00:05:43,823
Tsananin dabara na mayar da ribobi ga masu zaman
kansu da raba hasarori ga jama'a ya kasance wani ɓangare

61
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na rayuwarmu ta yau da kullum tsawon shekaru da dama.

62
00:05:46,200 --> 00:05:53,733
A cikin tashin hankali na ƙara yawan damuwar kuɗi, mun manta
cewa a cikin ƙasashe masu tsarin mulki kamar namu, ba daɗewa ba

63
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ne aka saba ɗaukar alhaki ne kawai ga waɗanda suka yi kuskure.

64
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Kotunan laifi na iya yanke hukuncin
zaman gidan yari har zuwa shekaru goma.

65
00:06:02,680 --> 00:06:09,334
Masu biyan haraji za su sha mummunan suna saboda wannan
rashin kula mai ban mamaki, muddin ba su mayar da nauyin

66
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bashi kan kan waɗanda suke da gaske ke da alhakin sa ba.

67
00:06:12,720 --> 00:06:19,600
Idan ba su yi haka ba, ƙasashe za su yi tsere kai
tsaye zuwa ga ramuwar bashi ta gaba da tabbaci 100%.

68
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Kuma kowace gwamnati a duniya ta san wannan da tabbaci.

69
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Duk da haka, duk wannan da ƙari ana
karɓa ba tare da wata tambaya ba.

70
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Duniyarmu na fuskantar barazanar rushewa daga kowane gefe
saboda fasahohi masu adawa da rayuwa, tallafi, keɓewar harkoki

71
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ga masu zaman kansu da sauran nau'ikan rashin kula da yawa.

72
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Kwanaki ba su isa ba don bayyana duk waɗannan
tsarin sake rarrabawa masu haifar da bala'i.

73
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Don haka lokaci ya yi da ya kamata a tashe mutanen da ke barci
kuma kafofin watsa labarai suka sa su cikin jahilci, domin su

74
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share basussukan da aka dora musu ba bisa ka'ida ba, su mayar da
nauyin bashi kan kan waɗanda suke da hakikanin alhaki a kansa!