WEBVTT 00:00.015 --> 00:07.600 Sanya riba ta zama ta kashin kai – sanya asara ta zama ta jama'a 00:07.600 --> 00:13.720 Masana harkokin kudi da suka farka, a cikin fushinsu na farko, sun gane caca ba bisa ka'ida ba ta 00:13.720 --> 00:18.800 Ana yawan danganta manyan masu yin hasashen kasuwa ko 'yan kasuwar kudin waje da zamban gidan caca. 00:18.800 --> 00:22.520 Duk da haka, wannan ƙididdiga ba ta yi wa masu gudanar da gidan caca adalci ba. 00:22.520 --> 00:30.880 Ba kamar dimbin manyan masu yin hasashen kasuwa ba, su kan raba wani ɓangare na ribarsu, ko ƙanana ko manya, tare da kamfanin. 00:30.880 --> 00:39.760 Misali, kashi 50% na ribar gidajen caca na Switzerland yana zuwa kai tsaye ga Inshorar Tsofaffi da Masu Rayuwa (AHV). 00:39.760 --> 00:47.148 A gefe guda, manyan masu yin hasashen kasuwa suna kwarewa wajen sarrafa ribar hannun jarinsu, wasu daga cikinsu sun zarce 00:47.148 --> 00:54.720 CHF miliyan 500, suna wucewa kamfanin – wato suna more ribar hasashen su gaba ɗaya a sirri kuma ba tare da biyan haraji ba. 00:54.720 --> 01:01.560 Yanzu kuma mun zo ga ainihin batu: idan mai gudanar da gidan caca ya bankarce, hakan zai kasance al'amarinsa na sirri kaɗai. 01:01.560 --> 01:06.840 Ba zai iya mika basussukan gidansa na caca ga kamfanin ba a ma'anar: 01:06.840 --> 01:12.560 Na raba riba ta da kai, don haka yanzu mu raba hasarar hasashe na. 01:12.560 --> 01:17.400 In ba haka ba, kowane ɗan kasuwa zai iya faɗin haka. Haƙƙin daidaito ga kowa. 01:17.400 --> 01:23.160 Amma hakan ba gaskiya ba ne. Wannan ba haka yake ba ga wasu manyan masu yin hasashen kasuwa da 'yan kasuwar kudin waje. 01:23.160 --> 01:29.695 Da yawa daga cikin irin waɗannan, bayan sun yi kuskuren lissafi kuma sun ɓata biliyoyi a cikin wannan tsari, za su iya 01:29.695 --> 01:33.240 kawai mika hasarorinsu ga al'umma – wato, mu masu biyan haraji. 01:33.240 --> 01:40.040 Wannan har yanzu ita ce hanyar da bankuna masu zaman kansu da kamfanonin inshora marasa adadi ke bi a duk faɗin duniya. 01:40.040 --> 01:47.392 Muddin suna ci gaba da samun ribar biliyoyin daloli daga mu'amaloli na hasashe, suna ƙara yalwar dukiyarsu ta 01:47.392 --> 01:54.000 kansu; idan kuwa suka yi asarar biliyoyin daloli, za su iya mika wa al'umma – wato, masu biyan haraji. 01:54.000 --> 01:57.714 Dukiyarsu ta sirri da suka samu ba bisa ka'ida ba ba tare da biyan haraji ba tana nan 01:57.714 --> 01:59.680 ba a taɓa ta ba, haka nan manyan albashinsu. 01:59.680 --> 02:03.880 A wasu lokuta, ko kari ma suna nan a kare. 02:03.880 --> 02:10.167 Domin kada a tashe talakawa masu azaba daga barcinsu da ke ƙara tashin hankali, wasu 'yan siyasa suna 02:10.167 --> 02:13.280 maimaita waƙoƙin kwantar da hankali na munafunci. 02:13.280 --> 02:19.738 Waɗannan kalaman ta'aziyya suna nuna wa 'yan ƙasa cewa a cikin rikice-rikicen kuɗi na gaba, bankunan da suka yi caca ba daidai 02:19.738 --> 02:23.120 ba za su ɗauki laifinsu da kansu... tare da masu hannun jarin su. 02:23.120 --> 02:26.960 Amma faɗa ba shi daidai da aikatawa. 02:26.960 --> 02:34.240 Domin a aikace, 'yan siyasa har yanzu suna gyara alamomi kawai maimakon magance ainihin girman cutar daji. 02:34.240 --> 02:39.525 Ci gaban da ke haifar da cutar daji har yanzu bankstoci ne, waɗanda ke tara miliyoyin daloli a 02:39.525 --> 02:42.280 albashi da kari ta hanyar mu'amaloli na hasashe. 02:42.280 --> 02:48.560 Amma kamfanonin inshora marasa adadi da manyan kamfanoni irin su na magunguna, sadarwa, samar da wutar 02:48.560 --> 02:54.840 lantarki, kimiyya, da kuma, a ƙara yawa, na sabis na gidan waya, noma, da sauransu, suna yin haka ma. 02:54.840 --> 02:59.600 Babu ɗayansu da ke yin hasashe da kuɗin kansu, sai dai da kuɗin jama'a. 02:59.600 --> 03:04.120 Kuma da yin haka, suna ci gaba da ɓata tarin dukiyar jama'a. 03:04.120 --> 03:12.600 Bayan haka, ba su da isasshen jarin hannun jari, wato jarin mallaka, don biyan asarar hasashen su. 03:12.600 --> 03:18.714 Masu mallakar bankunan masu zaman kansu, waɗanda ke samun ribar biliyoyin daloli daga kuɗin jama'a – 03:18.714 --> 03:24.040 musamman ta hanyar ribar hasashe – suna ƙara aro kuɗaɗenmu a kan ribar da ke ƙasa da sifili. 03:24.040 --> 03:29.320 Mutum zai iya tambayar kansa kawai: Da gaske mu mece jahilai? Kuma har nawa za mu ci gaba da haka? 03:29.320 --> 03:33.959 Yaushe za mu ƙarshe mu ɗora wa duk waɗannan masu yin hasashen kasuwanci masu miliyoyin 03:33.959 --> 03:36.440 daloli alhakin basussukansu na hasashe kaɗai? 03:36.440 --> 03:43.160 Masu biyan haraji suna ci gaba da ceto irin waɗannan masu laifi ba tare da sanin abin da suke yi ba. 03:43.160 --> 03:51.320 An gabatar da dukkan tsarin kudi ga mutane cikin wata hanya mai matuƙar rikitarwa har sun kasa ganewa ko ma mafi sauƙin yaudara. 03:51.320 --> 03:59.293 Duk mai suka da ke bayyana harkokin banki, inshora da makamantan su na caca a matsayin abin kunya ko ma laifi, yana da gaskiya 03:59.293 --> 04:06.570 muddin waɗanda abin ya shafa suna ci gaba da sanya ribarsu ta zama ta kansu yayin da suke mika asararsu ga al'umma, 04:06.570 --> 04:10.240 har ma suna ci gaba da karɓar manyan albashinsu da kari. 04:10.240 --> 04:16.080 Da wannan aikin kunar bakin wake, bankuna sun kai duniya bakin halaka. 04:16.080 --> 04:24.033 Kuma za su ci gaba da yin haka har sai mutane sun tashi suka bukaci a dawo da asarar da masu yin 04:24.033 --> 04:27.800 caca a banki suka yi, ta hannun masu aikin kadai. 04:27.800 --> 04:33.600 Haka nan ya shafi duk sauran irin tsarin kasuwanci na hasashe da na sake rarrabawa. 04:33.600 --> 04:39.771 Ba tare da ɓata lokaci ba, za a tara biliyoyin a irin wannan hanya, kuma 'yan ƙasa da aka 04:39.771 --> 04:42.960 yaudare a baya za su fi samun jin daɗi sosai. 04:42.960 --> 04:49.320 Amma tsarin tsaronmu da ake kira namu kansu ne ke toshe duk wata gyara. 04:49.320 --> 04:56.576 Ta yaya? A taƙaice: ta hanyar jurewa hanyoyin sadarwa na ɓoye marasa doka, wato dogaro da juna da ke 04:56.576 --> 05:00.640 kawo amfani ga masu sarrafawa da waɗanda ake sarrafawa. 05:00.640 --> 05:07.233 Yawancin mutane suna shiru game da wannan cin hanci da rashawa da ke ko'ina, saboda ba su da isasshen sani game 05:07.233 --> 05:12.520 da shi ko kuma sun miƙa wuya gare shi, duk da cewa su ne waɗanda ake ci gaba da zalunta. 05:12.520 --> 05:19.634 Kuma wannan shiru, a nasa ɓangaren, yana sa waɗanda aka yaudare su su ƙara girgiza ƙarin son arziki a tsakanin masu yin 05:19.634 --> 05:23.400 hasashe a gwamnati, kasuwanci, kamfanonin inshora da sauransu. 05:23.400 --> 05:31.335 Waɗannan 'yan elitu, wasu daga cikinsu tsofaffi ne, ana ƙara ƙarfafa su ta shiru marar ƙarfi na mutane, su ci gaba 05:31.335 --> 05:39.200 da zamba a harkar keɓaɓɓen mallaka har ma su faɗaɗa shi zuwa ga kawar da kuɗi, ƙimar riba mara kyau da sauransu. 05:39.200 --> 05:43.823 Tsananin dabara na mayar da ribobi ga masu zaman kansu da raba hasarori ga jama'a ya kasance wani ɓangare 05:43.823 --> 05:46.200 na rayuwarmu ta yau da kullum tsawon shekaru da dama. 05:46.200 --> 05:53.733 A cikin tashin hankali na ƙara yawan damuwar kuɗi, mun manta cewa a cikin ƙasashe masu tsarin mulki kamar namu, ba daɗewa ba 05:53.733 --> 05:57.560 ne aka saba ɗaukar alhaki ne kawai ga waɗanda suka yi kuskure. 05:57.560 --> 06:02.680 Kotunan laifi na iya yanke hukuncin zaman gidan yari har zuwa shekaru goma. 06:02.680 --> 06:09.334 Masu biyan haraji za su sha mummunan suna saboda wannan rashin kula mai ban mamaki, muddin ba su mayar da nauyin 06:09.334 --> 06:12.720 bashi kan kan waɗanda suke da gaske ke da alhakin sa ba. 06:12.720 --> 06:19.600 Idan ba su yi haka ba, ƙasashe za su yi tsere kai tsaye zuwa ga ramuwar bashi ta gaba da tabbaci 100%. 06:19.600 --> 06:23.400 Kuma kowace gwamnati a duniya ta san wannan da tabbaci. 06:23.400 --> 06:27.360 Duk da haka, duk wannan da ƙari ana karɓa ba tare da wata tambaya ba. 06:27.360 --> 06:34.347 Duniyarmu na fuskantar barazanar rushewa daga kowane gefe saboda fasahohi masu adawa da rayuwa, tallafi, keɓewar harkoki 06:34.347 --> 06:37.840 ga masu zaman kansu da sauran nau'ikan rashin kula da yawa. 06:37.840 --> 06:43.600 Kwanaki ba su isa ba don bayyana duk waɗannan tsarin sake rarrabawa masu haifar da bala'i. 06:43.600 --> 06:50.827 Don haka lokaci ya yi da ya kamata a tashe mutanen da ke barci kuma kafofin watsa labarai suka sa su cikin jahilci, domin su 06:50.827 --> 06:58.287 share basussukan da aka dora musu ba bisa ka'ida ba, su mayar da nauyin bashi kan kan waɗanda suke da hakikanin alhaki a kansa!