1 00:00:00,000 --> 00:00:00,280 Euro ya dijitale Na nzela ya falanga ya fashisime 2 00:00:00,280 --> 00:00:08,576 Euro ya dijitale, na nzela ya mokanda ya mobeko ya Komisio ya UE, esengeli kokotisa lokola mbongo ya ofisiele na Eropa. 3 00:00:08,576 --> 00:00:15,966 Ntina na yango ezali ete mbongo ya maboko kaka ekoki kosunga nkita ya UE na eleko ya dijitale te. 4 00:00:15,966 --> 00:00:23,336 Komisio elobi ete, soki euro ya dijitale ezali te, mbongo ya dijitale ya mikili misusu to mbongo ya kripto ya 5 00:00:23,336 --> 00:00:28,213 bato mosusu ekopanzana na Eropa mpe ekobwisa mosala ya euro. 6 00:00:28,213 --> 00:00:34,806 Ndenge nini mibeko oyo esengeli kotalelama mpe ntina na yango ekokomisa nsuka ya bonsomi na biso, yoka na lisolo oyo 7 00:00:34,806 --> 00:00:39,660 elandi ya moto ya mayele na makambo ya mbongo Ernst Wolff. 8 00:00:44,460 --> 00:00:49,033 Euro ya dijitale Na nzela ya falanga ya fashisime 9 00:00:49,033 --> 00:00:53,371 Maloba ya Ernst Wolff 10 00:00:53,371 --> 00:01:02,580 Na pɔsɔ eleki, zulunalo ya nkita Handelsblatt ezwaki mokanda ya mobeko oyo Komisio ya UE ekopesa na bato na nsuka ya sanza. 11 00:01:02,580 --> 00:01:10,440 Ezali na mibeko oyo euro ya dijitale ekosalela mpo ezwá esika ya mbongo ya ofisiele. 12 00:01:10,440 --> 00:01:17,460 Emonani ete kobongisa mosala ya ntina koleka na istware ya UE ekokota na etape na yango elandi. 13 00:01:17,460 --> 00:01:27,660 Ndenge emonani na site ya EZB, etape ya bolukiluki oyo ebandaki na sanza ya nsambo 2021 ekosila na sanza ya zomi na moko 2023. 14 00:01:27,660 --> 00:01:38,200 Soki nsima ya yango ekotikala mibu 2 to 3 oyo EZB elakaki liboso ya kokotisa mbongo ya sika, tokoyeba yango mokolo mwa moke. 15 00:01:38,200 --> 00:01:45,368 Na ndenge nyonso, tokoki kokanisa ete EZB, politiki mpe bapanzi nsango ya minene, na ntina ya sango oyo ebimaki, 16 00:01:45,368 --> 00:01:52,340 na mikolo mpe bapɔsɔ ekoya bakosala nyonso mpo na kosepelisa biso na euro ya dijitale na nzela nyonso. 17 00:01:52,340 --> 00:01:59,280 Liboso, bakotánga lisusu makasi ete mbongo ya maboko ekolongolama te mpe ete mbongo ya sika ekozala na libateli ya solo, 18 00:01:59,280 --> 00:02:06,340 mpamba te sima na yango ezali na banki ya ekólo, oyo ekoki kokufa te ndenge banki ya mombongo ekoki kokufa te. 19 00:02:06,340 --> 00:02:08,693 Kasi wana ezali kaka lokuta. 20 00:02:08,693 --> 00:02:14,718 Moto oyo alingi koyeba ndenge mbongo ya maboko ekozala nsima ya bokoti ya mbongo ya banki ya ekólo ya 21 00:02:14,718 --> 00:02:17,520 nzela ya elektroniki, asengeli kotala na Nigeria. 22 00:02:17,520 --> 00:02:25,960 Na mboka monene ya industrie ya Afrika, banda nsuka ya Oktobo 2021, E-Naira ezali na nzela ya kokambama. 23 00:02:25,960 --> 00:02:32,739 Lokola kaka ndambo ya pene ya bato ya mboka nde batieli wallet na telefone, guvernema ya Nigeria 24 00:02:32,739 --> 00:02:36,653 esalisaki makasi na bolongoli ya mbongo ya maboko. 25 00:02:36,653 --> 00:02:43,251 Bofuti ya mbongo na mashini ya mbongo ekatamaki, bofuti ya mbongo na bakonti etyamaki na mpako monene, mbongo 26 00:02:43,251 --> 00:02:49,253 ya kala ekómaki na ntina te mpe mbongo ya sika oyo etyamaki nokinoki elobamaki ete ezali te. 27 00:02:49,253 --> 00:02:56,060 Mpe, bofuti ya mbongo na bakonti ya guvernema epekisami banda mokolo ya 1 Marsi 2023. 28 00:02:56,060 --> 00:03:01,333 Na maloba mosusu: Guvernema ya Nigeria esalelaki ba nzela nyonso oyo ekoki mpo na kokómisa mpasi 29 00:03:01,333 --> 00:03:04,020 na bato na yango mpo na kozwa mbongo ya maboko. 30 00:03:04,020 --> 00:03:10,893 Elenge ya yango ezalaki mobulu, bandako ya banki ezikaki na moto mpe basoda basalaki misala, oyo bato bakufaki mpe bapesamaki. 31 00:03:10,893 --> 00:03:16,995 Moto oyo alingi kondima ete guvernema ya Allemagne ezali na likanisi mosusu mpo na mbongo ya maboko, asengeli kokende 32 00:03:16,995 --> 00:03:23,460 na lokasa ya Better Than Cash Alliance, lingomba ya liboso na mokili mobimba mpo na bolongoli ya mbongo ya maboko. 33 00:03:23,460 --> 00:03:31,860 Kuna, na kati ya bandimi mpe bapesi mbongo, ezali kaka Ministère ya Berlin ya makambala ya mibale mpe bokóli (BMZ). 34 00:03:31,860 --> 00:03:39,146 Mpo na libateli ya mbongo ya sika, banki ya ekólo ekoki kokufa te mpe ekoki kobimisa mbongo ya sika na ndelo te. 35 00:03:39,146 --> 00:03:45,588 Kasi ata bango bakoki kopekisa ete kobakisa motuya ya mbongo ekɔta na inflation, elingi koloba kokitisa 36 00:03:45,588 --> 00:03:52,500 motuya ya mbongo mpe yango kokitisa makoki ya kosomba ya bato, oyo ezali lokola bokangi ya mosika. 37 00:03:52,500 --> 00:03:56,026 Nzela mosusu ezali mpo na baoyo bazali kokamba mbongo ya sika. 38 00:03:56,026 --> 00:04:02,949 Ba banki ya kati mpe lisanga ya digital-financier oyo ezali sima na bango, ezali kofungola bango ba nzela ya 39 00:04:02,949 --> 00:04:08,926 kokitisa bato na maboko ya makoki na bango, oyo ezalaki te na lisolo mobimba ya mbongo. 40 00:04:08,926 --> 00:04:15,578 Lokola ezali mbongo ya programe, bakopesa euro digital mpo na makambo ya mokano, bakokanga yango na mikolo ya 41 00:04:15,578 --> 00:04:21,960 suka mpe bakokoka kopesa na bato nyonso taux ya intérêt mpe mpako ya motuya mpe bafuti ya etumbu. 42 00:04:21,960 --> 00:04:30,135 Bakokoka kokanga lifuti na bango na makambo lokola certificat ya climat to ya santé, kokitisa ndenge ezali na 43 00:04:30,135 --> 00:04:38,106 mboka, na etuka to na mboka mobimba, to kokanga yango na système ya crédit social ndenge ya Chine. 44 00:04:38,106 --> 00:04:44,240 Soki totaleli lisolo ya mbongo, ezalaki na makambo mibale ya ntina: 45 00:04:44,240 --> 00:04:48,473 Ezali esaleli ya kosomba mpe esaleli ya bokonzi. 46 00:04:48,473 --> 00:04:55,356 Mbongo ya banki ya kati ya digital, lokola euro digital oyo ebimisami sikoyo, ezali liboso esaleli ya 47 00:04:55,356 --> 00:05:02,040 bokonzi, mpe ezali na nguya mpe makasi koleka makambo nyonso oyo bakonzi ya kala bakanisaki. 48 00:05:02,040 --> 00:05:05,960 Ezali ntango ya kobatela mpo na kokima bokoli ya makambo oyo. 49 00:05:05,960 --> 00:05:11,862 Ebandeli ya liboso moto nyonso akoki kotambola na yango, soki afuti na mbongo ya maboko na esika oyo ezali naino possible mpe 50 00:05:11,862 --> 00:05:17,858 alimboli na bato ya libanda na ye ete bokoti ya mbongo ya sika ezali komema biso nyonso na mikolo ya mikolo oyo tokokoka lisusu 51 00:05:17,858 --> 00:05:22,626 kozala na bomoi ya komilamela te, kasi tokokambamaka mpe tokotambwisamaka na bato moke ya mokili – na 52 00:05:22,626 --> 00:05:26,970 nzela ya portemonnaie na biso – oyo ekosalema na digital mpe ekokambamaka na bato mosusu.