WEBVTT 00:03.600 --> 00:08.192 Yonke ipropathi yabucala isesichengeni sokuba yipropathi yeebhanki ezimbalwa ezinkulu 00:08.192 --> 00:11.240 zabucala xa kwenzeka ukuwa kwemali kwalandelayo. 00:11.240 --> 00:18.480 Njengempendulo kolu thathwa kwabo konke, imithetho yatshintshwa kuzwelonke nakumazwe ngamazwe ngasemva kwabantu. 00:18.480 --> 00:24.277 Umntu ongaphakathi okwinqanaba eliphezulu kwezemali uDavid Webb uyacacisa kwaye ubhale phantsi indlela oku kwenzeke ngayo 00:24.277 --> 00:27.519 kwincwadi yakhe esandula ukupapashwa, ethi The Great Taking. 00:27.519 --> 00:33.719 Ngaphezu koko, ukuwa kwezemali okubhubhisayo kunawo onke amaxesha kulapha nje. 00:33.719 --> 00:38.479 Ngolwimi olucacileyo: WONKE UMNTU unokuphulukana NAYO YONKE INTO kungekudala. 00:38.479 --> 00:43.200 Kodwa uDavid Webb naye uyabona ithuba kwaye acebise isisombululo esisebenzayo. 00:43.200 --> 00:47.500 Nceda ujonge iingqwalasela zakhe ezingezantsi. Iingxelo ezivela kwi "The Great Taking" nguDavid 00:50.119 --> 00:52.240 Igama lam ndinguDavid Webb. 00:52.240 --> 00:54.920 Ndihlala eStockholm, eSweden. 00:54.920 --> 00:59.406 Ndiwaphatha amatyala asemthethweni aseburhulumenteni kwaye ekugqibeleni iifondi zokhuselo kwixesha 00:59.406 --> 01:05.620 elalandela ingxaki yezemali yase-Asiya nakwixesha elikhokelela kwibhabhathane le-dot-com nokuwa kwayo. 01:07.200 --> 01:17.239 Ndisengumfana, ndabona ukuqala kokuwa kwezimboni zaseCleveland, kwaye ndakhulela nomnqweno wokuqonda into eyayisitshabalalisa. 01:17.239 --> 01:25.433 Kuba usapho lwam, olwalukhe lwaneluletha olukhulu, lulonwabile kwaye lunobubele, lwathintywa kakhulu yiloo nto, 01:25.433 --> 01:31.140 kwaye yatshabalalisa ngokwenene indawo endakhulela kuyo. 01:34.359 --> 01:38.680 Ngoko ke ndagqiba kwelokuba ndifunde ngezoqoqosho nezemali. 01:38.680 --> 01:45.560 Ndicinga ukuba ndahlukile kwabanye abantu kwihlabathi lezemali kuba andikhathali kangako ngemali. 01:45.560 --> 01:51.319 Bendisoloko ndinomdla wokuziqonda izinto, kwaye loo nto indinike ithuba elingcono. 01:51.319 --> 01:55.040 Ndandiqonda izinto abanye abantu ababengaziqondi. 01:55.040 --> 02:00.879 Ngo-2008, ndabona ukutshona kokuqala kwenkampani ethengisa izitokhwe . 02:00.879 --> 02:07.572 Into eyandothusayo yeyokuba i-akhawunti zabathengi bale nkampani yoburhwebi bezabelo zikhutshwe imali kwilifa lokutshona 02:07.572 --> 02:11.520 kwale nkampani, into ebingenakwenzeka kwaphela ngaphambili. 02:11.520 --> 02:16.280 Kuyo yonke imbali yezibambiso, bezisoloko ziyipropathi yomntu. 02:16.280 --> 02:21.340 Ngoko ke ndaqalisa ukuphanda ukuba yintoni na enokuba itshintshile. 02:27.840 --> 02:34.840 Ngokwenza njalo, ndafumanisa ukuba oku kwakubangelwe lutshintsho kwi-Uniform Commercial Code e-United States. 02:34.840 --> 02:38.159 Oku kwakutshintshiwe kuzo zonke izizwe ezingama-50. 02:38.159 --> 02:43.589 Oku kwakuthetha ukuba kwakunokwenziwa ngokuzolileyo ixesha elide kwaye kwakunganyanzelekanga ukuba kwenziwe kwinqanaba 02:43.589 --> 02:47.080 likarhulumente womdibaniso, ukuze kungatsali ngqalelo. 02:47.080 --> 02:53.120 Oku kwadala isakhiwo esitsha esisemthethweni sombango wokhuseleko. 02:53.120 --> 03:00.053 Emva koko, ngo-2005, kwabakho utshintsho kumthetho wokutshona kwezindaba e-United States 03:00.053 --> 03:04.159 olwenza into ebizwa ngokuba yi-safe harbour. 03:04.159 --> 03:05.879 Nako oko kuvakala kulungile. 03:05.879 --> 03:12.866 Kodwa i-Safe Harbor ithetha ukuba abantu ababolekisa imali ngokukhuselekileyo banendawo ekhuselekileyo yokuthatha impahla 03:12.866 --> 03:21.080 yabathengi, kwaye nokuba kukho ubuqhophololo, banokuqiniseka ngokupheleleyo ukuba baya kuyifumana impahla yabathengi. 03:21.080 --> 03:26.740 Zii-bhanki ezinkulu kakhulu kuphela ezigunyazisiweyo ukuba zamkele idipozithi zabathengi. 03:29.439 --> 03:33.719 Ngoko ke awufuni mntu angangeneleli aze athathe nantoni na. 03:33.719 --> 03:37.199 Bona bodwa abaza kuyithatha. 03:37.199 --> 03:43.948 Inkqubo itshintshiwe ukuze ubunini budluliselwe kwinqanaba eliphezulu kwaye bugcinwe buhlanganisiwe, ingakumbi 03:43.948 --> 03:51.280 ngexesha lengxaki, ukuze kuhlangatyezwane neemfuno zenkqubo yabantu ababolekisa ngemali eqinisekisiweyo. 03:51.280 --> 03:57.729 Kwaye xa oko kusenzeka, abantu ababecinga ukuba bazikhusele, kuquka ezona ziko zikumgangatho ophezulu 03:57.729 --> 04:03.159 neengxowa-mali zepenshoni, abazukuba nakuphi na ukhuseleko. 04:03.159 --> 04:09.312 Kwaye ababolekisi abaqinisekisiweyo baya kuthatha zonke izabelo neebhondi ezisisiseko, nto leyo 04:09.312 --> 04:13.800 eya kubanika ulawulo kuzo zonke iinkampani zoluntu. 04:13.800 --> 04:17.800 Bayiyile ngendlela yokuba bakwazi ukuzithathela izinto. 04:17.800 --> 04:23.471 Ungamkela zonke izibambiso ezivela kubantu nakwiinkampani ezingenamatyala, kodwa endaweni yoko ziphethe 04:23.471 --> 04:27.680 yonke into ngokucacileyo nangokungathandabuzekiyo. 04:27.680 --> 04:34.319 Mandikunike umzekelo wokufanisa ukuze ndibonise ubugonyamelo bale nkqubo: 04:34.319 --> 04:37.279 Ngoko ke uthenge imoto waza wahlawula ngekhesh. 04:37.279 --> 04:40.160 Ucinga ukuba ungumntu ozinzileyo kakhulu. 04:40.160 --> 04:43.319 Awunamatyala emotweni. 04:43.319 --> 04:48.600 Kodwa ungazi, umthengisi uyaqhubeka nokulawula imoto yakho njengeqinisekiso. 04:48.600 --> 04:50.759 Akuyi kuxelelwa oko. 04:50.759 --> 04:58.759 Umthengisi usebenzisa imoto yakho nazo zonke ezinye iimoto azithengisayo njengeqinisekiso leemboleko zakhe neshishini lakhe. 04:58.759 --> 05:00.560 Ngoku umthengisi uya kuxhaphaza. 05:00.560 --> 05:05.147 Kwaye ngabatyali-mali abathile abaqinisekisiweyo kuphela abanelungelo lokuthatha ngoko nangoko imoto yakho 05:05.147 --> 05:11.060 nazo zonke iimoto ezakha zathengiswa ngumthengisi ngaphandle kwayo nayiphi na uphononongo lwenkundla. 05:16.240 --> 05:20.680 Xa ndibalisela abantu ngale nto, bayakhathazeka ngeemoto zabo. 05:20.680 --> 05:23.319 Oku akukho malunga nemoto yakho. 05:23.319 --> 05:26.480 Lo ngumfananiso wento eyenzekileyo. 05:26.480 --> 05:31.919 Kubi kakhulu kunokuba ibiyimalunga nemoto yakho nje, kuba ngokwenene imalunga nalo lonke 05:31.919 --> 05:34.839 ishishini lezibambiso kwihlabathi jikelele. 05:34.839 --> 05:40.199 Kungoko ke kungekhona ukungakwazi kwakho ukuhlawula amatyala okubangela ukulahlekelwa yimpahla yakho. 05:40.199 --> 05:45.231 Yingxaki yokungakwazi kwabantu ukuhlawula amatyala abo, abasebenzise ifandesi yakho ngasese 05:45.231 --> 05:50.519 njengento yabo ngaphandle kokukuxelela okanye ukuyichaza. 05:50.519 --> 05:52.879 Yibali elikrelekrele elo. 05:52.879 --> 05:58.920 Ngoko ke ewe, bayitshintshile umthetho. Bayalungisile i-Uniform Commercial Code. 05:58.920 --> 06:01.519 Oku kwenzeka ukusukela ngo-1994 ukuya phambili. 06:01.519 --> 06:08.319 Ngoko ke, kwakukho isicwangciso esathi sasetyenziswa amashumi eminyaka ukuze kufezekiswe oku. 06:08.319 --> 06:15.639 Kwaza ke kwaqaliswa inkqubo yokulungelelanisa ukuze lo mzekelo ufakwe emthethweni kwihlabathi jikelele. 06:15.639 --> 06:18.040 Kwaye bakwenza oko nge-EU. 06:18.040 --> 06:24.240 Ingxoxo yokuqala ngalo mbandela efumaneka kumaxwebhu e-EU iqala ukusukela ngo-2002. 06:24.240 --> 06:27.639 Ngelo xesha, inkqubo yaqala kwisithuba esalandela ukuwa kwe-dot-com. 06:27.639 --> 06:32.759 Yaye i-EU yenza into eyibiza ngokuba yi-"Legal Certainty Group". 06:32.759 --> 06:35.480 Kwaye loo nto nayo ivakala iyinto elungileyo. 06:35.480 --> 06:40.210 Noko ke, okujongwe kukuba kubekho isiqinisekiso esisemthethweni sokuba abantu ababolekisa imali 06:40.210 --> 06:42.879 abanethi bakwazi ukuthatha iimpahla zabathengi. 06:42.879 --> 06:51.040 Kufana nomdlalo weMonopoly apho yonke imali yazo zonke iimpawu ezikwibhodi ibuyiselwa ebhankini. 06:51.040 --> 06:54.959 Baze bathi, masiqale umdlalo omtsha. 06:54.959 --> 06:59.120 Siqala ngesiseko sokuba thina sinayo yonke into, wena ungenanto. 06:59.120 --> 07:00.639 Ngoko ke, ungathanda ukuboleka into? 07:00.639 --> 07:06.959 Kwaye yile nto i-CBDC eza kuba yiyo, imali yedijithali yebhanki ephambili. 07:06.959 --> 07:15.920 Kuza kuba nzima kakhulu kubantu ukuba bangayisebenzisi i-CBDC kuba abazukwazi nokutya. 07:15.920 --> 07:22.560 Kwaye yiyo loo nto kubaluleke kakhulu ukwazisa kwangaphambili, ukuze abantu baqonde ukuba kwenzeka ntoni. 07:22.560 --> 07:29.480 Kwaye ukuze abantu bakwazi ukuthatha inxaxheba kude kuse kumanqanaba aphezulu kakhulu enkqubo. 07:29.480 --> 07:35.199 Inamandla okuvuselela abantu abanobuchule obuphezulu, kude kuse encotsheni yenkqubo. 07:35.199 --> 07:39.279 Inamandla okudibanisa abantu ngokuchasene nale nkqubo. 07:39.279 --> 07:45.119 Ngoko ke ikhona intloko yenyoka, kodwa ayinakwenza nto yodwa; endaweni yoko, ixhomekeke kwisihlunu esiphantsi 07:45.119 --> 07:48.839 kwentloko yenyoka ukuba senze yonke into endaweni yayo. 07:48.839 --> 07:54.819 Kwaye inxalenye yomsebenzi kukutyhalela olu qiqo kule misipha. 07:59.399 --> 08:05.600 Ngoko ke wonke umntu kufuneka ajongane nayo, nkqu nabantu abakholelwayo ukuba banamandla kwaye banokwenza umahluko. 08:05.600 --> 08:08.160 Kwaye oku kufuneka kwenziwe ngokusemthethweni. 08:08.160 --> 08:11.240 Kufuneka ilwe ngeendlela ezisemthethweni. 08:11.240 --> 08:17.399 Nditsho ke, khawucinge ukuba kungathini ukuba amajaji akwizikhundla ezibalulekileyo aye akufumanisa oku. 08:17.399 --> 08:24.480 Abatshutshisi. Akukaze kubekho uphando lokwenene malunga nendlela le nkqubo yobuqhophololo enokupheliswa ngayo. 08:24.480 --> 08:30.139 Kwaye kuya kubakho iindlela zokwenza oku, kuba yinto nje eyenziweyo. 08:34.919 --> 08:40.096 Incwadi ethi "The Great Taking" ebhalwe nguDavid Webb kunye nefilimu yedokhumentari 08:40.096 --> 08:42.840 ende zingafunyanwa apha: TheGreatTaking.com