WEBVTT 00:00.576 --> 00:05.726 Musamman tun bayan annobar coronavirus, 'yan adam sun kasance ana turasu daga wata masifa zuwa wata, kuma 'yan 00:05.726 --> 00:10.146 siyasa da kafofin watsa labarai suna ci gaba da sanya su cikin yanayin tashin hankali. 00:10.146 --> 00:17.383 A halin yanzu, ana cimma wannan, misali, ta hanyar rikicin da ke ƙara tsananta da Rasha da kuma shirye-shiryen siyasa 00:17.383 --> 00:21.456 da na kafofin watsa labarai na al'umma don cikakken yaki. 00:21.456 --> 00:26.479 A lokaci guda, duk da haka, manyan girgizar da ci gaban ban mamaki na faruwa a tsarin kuɗi, waɗanda 00:26.479 --> 00:31.075 manyan kafofin watsa labarai ke ci gaba da watsi da su. 00:31.075 --> 00:39.975 Sun yi girma sosai har, a cewar ƙwararren masanin harkokin kuɗi da tattalin arziki Ernst Wolff, sun wuce tunaninmu mafi nisa. 00:39.975 --> 00:48.083 A ƙarƙashin jagorancin manyan masu iko na harkokin kuɗi na duniya, kusan dukkan ƙasashen duniya suna aiki kan gabatar da sabon 00:48.083 --> 00:55.260 nau'in kuɗi – kuɗin bankin tsakiya na dijital, ko CBDC a taƙaice. 00:55.260 --> 01:02.232 Wannan sabon kudi ya sha bamban kwata-kwata da kudinmu na yanzu, domin ba bankin kasuwanci ke fitar da shi da sarrafa 01:02.232 --> 01:07.318 shi ba, sai dai kai tsaye daga bankin tsakiya na kowace ƙasa. 01:07.318 --> 01:12.774 Ta hanyar nazarin dukkan mu'amalolin biyan kudi da kowane mutum ya yi, bangaren kuɗi na ƙirƙirar ɗan ƙasa 01:12.774 --> 01:17.042 mai bayyananne wanda za a iya sa ido a kowane lokaci. 01:17.042 --> 01:25.087 Tunda ana iya shirya CBDCs, suna ba da damar sarrafa mutane yadda ake so. 01:25.087 --> 01:31.625 Domin wannan manufa, za a iya, misali, ba su ranar ƙarewa ko kuma a fitar da su don wani takamaiman dalili. 01:31.625 --> 01:41.091 Hakanan za a iya haɗa wannan da tsarin ƙimar zamantakewa da aka kwaikwayi daga na kasar Sin domin tilasta wasu halaye. 01:41.091 --> 01:49.526 A taƙaice, gabatar da CBDC na nufin cewa dukiyoyinmu za su zama abin wasa da masu iko ke 01:49.526 --> 01:57.001 sarrafawa daga nesa, kuma 'yancinmu na kuɗi zai ƙare. 01:57.001 --> 02:02.451 Idan shirye-shiryen ECB suka ci gaba, ana sa ran wannan ci gaban zai fara a ranar 1 ga 02:02.451 --> 02:06.835 Nuwamba 2025 tare da gabatar da euro na dijital. 02:06.835 --> 02:12.762 Shi ya sa Ernst Wolff ke bayyana yaƙin Ukraine da kuma ƙarfafa yaƙi ta siyasa da kafofin watsa labarai a matsayin, daga 02:12.762 --> 02:17.325 cikin sauran abubuwa, wata babbar dabara ta karkatar da hankali. 02:17.325 --> 02:23.399 Wannan yana ba masu tsara dabaru na duniya damar shirya wannan muhimmin mataki ba tare da tsangwama ko a lura da shi ba, sannan 02:23.399 --> 02:27.291 su aiwatar da shi ba tare da samun ƙarfin adawa mai yawa ba. 02:27.291 --> 02:31.689 Da lokacin da jama'a suka gane abin da ya faru, zai yi makara. 02:31.689 --> 02:35.760 "Checkmate," wani zai ce. 02:35.760 --> 02:42.023 Saurari ɓangarori daga wata hira da Ernst Wolff a cikin wannan podcast ɗin, inda ya yi ƙayatarwa wajen taƙaita 02:42.023 --> 02:49.794 haɗarin da CBDCs ke haifarwa kuma ya fallasa ba tare da tausayawa ba masu sarrafa lamarin a bayan fage. 02:49.794 --> 02:57.233 Babban burin kuɗin dijital na bankin tsakiya shi ne mu duka mu sami asusu guda ɗaya kawai, wato na bankin tsakiya. 02:57.233 --> 03:02.871 Ana sayar mana da duk wannan a matsayin sauƙaƙe, a matsayin wata hanya ta hanzarta duk ayyukan kuɗi, 03:02.871 --> 03:06.369 amma tabbas akwai wani abu gaba ɗaya daban a bayansa. 03:06.369 --> 03:12.359 Sabon tsarin kudi zai kasance tsarin kudi na matakai biyu na farko da ya taɓa wanzuwa. 03:12.359 --> 03:16.060 Don haka za a samu abin da ake kira CBDC na jumla. 03:16.060 --> 03:22.168 Za a yi mu'amala da wannan CBDC na jumla tsakanin babban banki da manyan cibiyoyin kuɗi, wato asusun 03:22.168 --> 03:25.661 kariya, kamfanonin inshora, asusun fansho da sauransu. 03:25.661 --> 03:28.948 Sa'an nan za a samu CBDC na sayarwa. 03:28.948 --> 03:31.893 Retail kalma ce ta Turanci wadda ke nufin kasuwancin sayar da kaya kai tsaye ga masu siya. 03:31.893 --> 03:36.633 Wannan CBDC zai shafi talakawan jama'a da kananan kamfanoni. 03:36.633 --> 03:41.125 Don haka shi ne tsarin matakai biyu na farko a tarihin kudi. 03:41.125 --> 03:47.670 Bugu da ƙari, za a iya tsara wannan kuɗi, ma'ana za a iya yiwuwar haɗa shi da ranar ƙarewa. 03:47.670 --> 03:52.098 Wannan yana nufin cewa wannan kuɗi na iya rasa ƙimarsa bayan wani lokaci. 03:52.098 --> 03:55.605 Don haka mun ga cewa akwai lotiri a China. 03:55.605 --> 04:00.863 Mutane da suka karɓi wannan jakar kuɗi ta CBDCs an ƙara musu yuan kaɗan a wayoyinsu na 04:00.863 --> 04:04.119 hannu, waɗanda za su ƙare bayan kwanaki shida. 04:04.119 --> 04:10.140 Bayan kwanaki shida, wannan kudi ya ɓace, don haka dole ne a kashe shi cikin kwanaki shida. 04:10.140 --> 04:14.300 Duk da haka, kudaden na iya kasancewa ƙarƙashin wasu sharuɗɗa: 04:14.300 --> 04:17.340 Misali, za a iya kashe shi don wani takamaiman manufa. 04:17.340 --> 04:23.339 Wannan yana nufin cewa za ka iya cewa za ka kashe wani ɓangare na kuɗin a kan abinci, wani ɓangare 04:23.339 --> 04:26.320 a kan haya, sannan ragowar a kan nishadi, misali. 04:26.320 --> 04:29.520 Duk da haka, za a iya kashe kudin a cikin gida ma. 04:29.520 --> 04:34.348 Wannan yana nufin za a iya tanadar cewa, domin ni, za a kashe shi ne kawai a cikin wani 04:34.348 --> 04:37.280 takamaiman nisan da ke kewaye da wurin zama. 04:37.280 --> 04:42.851 Kuma wannan abin sha'awa ne dangane da biranen mintuna 15 da ake shirin gina su a ko'ina. 04:42.851 --> 04:50.599 Don haka, a cikin tsarin birni na mintuna 15, watakila za mu iya kashe kudinmu ne kawai a cikin wannan birni na mintuna 15. 04:50.599 --> 04:57.380 Hakanan ana iya danganta shi da wani abu daban, wato tsarin kimar zamantakewa bisa ga samfurin kasar Sin. 04:57.380 --> 05:04.730 Wannan yana nufin za a iya ba mu maki marasa kyau idan, misali, ba mu biya haya a kan lokaci ba, idan mun ketare titi yayin 05:04.730 --> 05:12.380 da fitilar zirga-zirga ke ja, ko idan mun yi maganganu da ba a so a siyasa. Sannan za a iya sanya mana maki marasa kyau. 05:12.380 --> 05:21.160 Kuma hakan na iya kaiwa ga cewa wata rana za mu gano cewa mun yi tuƙi fiye da kima, mun yi tashi jirgi sau da yawa, 05:21.160 --> 05:29.520 cewa sawun carbon ɗinmu ya yi yawa, don haka ba za a ba mu izinin tuƙi ko yin tafiya na wani lokaci ba. 05:29.520 --> 05:37.762 Waɗannan duk takunkumi ne da, tabbas, za a iya kakaba mana daga cibiyar tsakiya, kuma ita ce bankin tsakiya! 05:37.762 --> 05:43.446 Yanzu, yana da muhimmanci a lura cewa mutane da yawa suna cewa: Eh, babban bankin ƙasa cibiyar da ba ta da son 05:43.446 --> 05:49.036 rai ce, wadda a zahiri take nan ne kawai don tabbatar da cewa tsarin kuɗi yana aiki yadda ya kamata. 05:49.036 --> 05:52.187 Abin baƙin ciki, wannan ra'ayi ma gaba ɗaya ba daidai ba ne. 05:52.187 --> 06:00.319 Da farko dai, babban bankin tsakiya mafi girma, wato Federal Reserve na Amurka, yana hannun masu zaman kansu sosai. 06:00.319 --> 06:06.340 Yana mallakar masu bankunan manya 12, bankunan yankin Federal Reserve 12. 06:06.340 --> 06:15.380 Don haka ba cibiyar gwamnati ba ce, ba ta taɓa zama ba, kuma yanzu tana da alaƙa da gwamnati kaɗan. 06:15.380 --> 06:21.018 Shugaban Babban Bankin Tarayya ana nada shi ne ta hannun Shugaban Kasa, amma sai bayan an 06:21.018 --> 06:24.593 gabatar da sunayen mutane 12 daga waɗannan bankuna. 06:24.593 --> 06:29.771 A zahiri, waɗannan bankuna sun kusan rinjayar gwamnati. 06:29.771 --> 06:32.130 Kuma akwai wani abu guda ɗaya da ya rage ka sani: 06:32.130 --> 06:40.244 Babban bankunan tsakiya na duniya, wato ECB, Federal Reserve, Bankin Ingila, Bankin Kanada da sauransu, suna da babban mai ba 06:40.244 --> 06:46.735 da shawara tun bayan rikicin kuɗi na duniya, kuma wannan babban mai ba da shawara ba kowa ba ne face 06:46.735 --> 06:51.260 kamfanin kuɗi mafi girma da ya taɓa wanzuwa, wato BlackRock. 06:51.260 --> 06:55.679 Kuma BlackRock, ikon BlackRock, yana dogara ne akan abubuwa biyu. 06:55.679 --> 07:00.828 Da farko dai, su ne manyan masu hannun jari a kusan dukkan manyan kamfanonin duniya. 07:00.828 --> 07:09.900 Amma abin da ya fi muhimmanci, BlackRock na da AI, wato basirar wucin gadi a fannin kudi, mai suna Aladdin. 07:09.900 --> 07:17.330 A shekarar 1988, Larry Fink, wanda ya kafa BlackRock, ba wai kawai ya kafa kamfaninsa ba ne, har ma ya ƙaddamar da wannan 07:17.330 --> 07:24.637 tsarin kwamfuta na nazarin bayanan kuɗi, wanda ke adana dukkan nau'ikan bayanan kuɗi sama da shekaru 40 yanzu kuma yana 07:24.637 --> 07:28.983 amfani da su wajen gudanar da kowane irin samfurin kwaikwayo. 07:28.983 --> 07:33.240 Dukkan manyan kamfanoni a duniya yanzu sun haɗu da wannan tsarin. 07:33.240 --> 07:39.300 Don haka duk wanda ke da kasuwanci mai darajar biliyan fam ba zai iya yin ba tare da wannan tsarin nazarin bayanan kuɗi ba. 07:39.300 --> 07:45.609 Kuma tabbas, gaskiya ne cewa dukkan bankunan tsakiya – bankunan tsakiya ba su da wani abu fiye da hukumomin gwamnati, kuma 07:45.609 --> 07:52.413 hukumomin gwamnati suna da jinkiri, suna kaskanci, galibi ba sa bin saurin fasaha, kuma yanzu dukkansu suna dogaro da Aladdin. 07:52.413 --> 07:59.137 Wannan yana nufin cewa kawai ainihin diktato a bayan fage yanzu shi ne BlackRock, domin BlackRock na iya motsa 07:59.137 --> 08:06.300 kowace kasuwa a duniya zuwa kowace irin hanya da yake so, kuma ba shakka bankunan tsakiya dole ne su bi sahu. 08:06.300 --> 08:15.481 Shi ya sa yake haka – wannan sabon kudi ba zai kasance a hannun bankunan tsakiya kadai ba, har ma zai sa mu duka mu kasance 08:15.481 --> 08:20.296 ƙarƙashin wata ƙungiya ta masu zaman kansu, wato BlackRock. 08:20.296 --> 08:25.850 … "Rawar da Dandalin Tattalin Arzikin Duniya ke takawa dangane da CBDCs abin sha'awa ne sosai." 08:25.850 --> 08:31.726 A Kirsimeti na 2018, mun fuskanci mafi girman faduwar kasuwannin hannun jari na duniya, kuma hakan ya faru ne 08:31.726 --> 08:37.511 saboda Babban Bankin Amurka (Federal Reserve) ya rika ɗaga ƙimar ruwa a hankali kafin hakan. 08:37.511 --> 08:43.157 Don haka, a ƙarshen shekarar 2018, ya bayyana cewa tsohon tsarin kuɗi, tsohon tsarin kuɗin ƙasa, yana ƙarewa 08:43.157 --> 08:46.361 kuma ba za a iya ci gaba da ɗaukar shi ba a dogon lokaci. 08:46.361 --> 08:54.286 Abin sha'awa, a watan Janairu 2019, Dandalin Tattalin Arzikin Duniya ya taru a Davos kuma ya ƙaddamar da 08:54.286 --> 08:58.173 haɗin gwiwar ci gaban kuɗaɗen dijital na bankin tsakiya. 08:58.173 --> 09:04.644 Dukkan manyan bankunan tsakiya suna wakilci a cikin wannan haɗin gwiwa, haka nan manyan kamfanonin 09:04.644 --> 09:11.434 blockchain, manyan cibiyoyin katin bashi, kuma tabbas WEF, wadda ita ma ke da matsayi mai daraja. 09:11.434 --> 09:16.580 Yana da muhimmanci a lura cewa WEF ta shiga kai tsaye wajen kaddamar da wannan ajanda. 09:16.580 --> 09:21.460 Kuma, tabbas, WEF ta yi wasu abubuwa daban a shekarar 2019 ma: 09:21.460 --> 09:30.567 An nada Larry Fink, shugaban BlackRock, a hukumar daraktoci, inda yanzu yake zama tare da shugaban IMF, shugaban 09:30.567 --> 09:35.240 ECB da duk manyan sunaye daga manyan kamfanonin duniya. 09:35.240 --> 09:43.454 Sannan, a shekarar 2020, WEF ta kuma shirya Taron 201 – tare da Gidauniyar Bill & Melinda Gates da Jami'ar 09:43.454 --> 09:47.900 Johns Hopkins, inda aka yi atisayen annoba tun da wuri. 09:47.900 --> 09:52.420 Kuma ina ganin ba haɗari ba ne da muka samu damar fuskantar duk wannan. 09:52.420 --> 09:59.339 Ina ganin duk wannan na nufin a ƙarshe za mu sami wannan sabon kuɗin, domin a lokacin annoba an tilasta mana amfani da 09:59.339 --> 10:06.142 waɗannan lambobin QR, kuma mun saba da ra'ayin cewa a ƙarshe za a iya tantance mu duka ta hanyar bayanan biometrics. 10:06.142 --> 10:10.560 Gane fuska ta biometric ma wata alama ce da ke da alaƙa da sabon kuɗi. 10:10.560 --> 10:19.355 Lokacin da muka samu sabuwar kuɗi, lokacin da duk muka riƙe jakar kuɗi ɗaya kawai a wayoyin hannu, dole ne a iya gane mu. Ba zai 10:19.355 --> 10:26.363 yiwu ɗaya daga cikinmu ya ba wasu mutane biyar wayarsa ba, ko kuma idan aka katse mu daga duk hanyoyin 10:26.363 --> 10:30.573 kuɗi, misali, mu koma amfani da wasu wayoyin hannu daban. 10:30.573 --> 10:35.841 Gane mutum ta hanyar bayanan biometric don haka yana da matuƙar muhimmanci, kuma Klaus Schwab a halin yanzu yana kan 10:35.841 --> 10:38.993 gaba a wannan fanni tare da Taron Tattalin Arzikin Duniya. 10:38.993 --> 10:44.757 ... "Kuma ba za mu manta cewa China na taka muhimmiyar rawa a Dandalin Tattalin Arzikin Duniya 10:44.757 --> 10:48.260 ba, amma kuma wajen gabatar da wannan sabon kudi." 10:48.260 --> 10:56.359 A halin yanzu akwai ayyuka da dama na ketare-ƙasa, kuma abin sha'awa ne cewa China na halartar su, misali tare da Hong 10:56.359 --> 11:00.986 Kong, amma kuma tare da Hadaddiyar Daular Larabawa da Saudiyya. 11:00.986 --> 11:06.336 Don haka China tana taka rawa iri ɗaya da ta Yamma a cikin wannan dukkan ajanda. 11:06.336 --> 11:16.302 Wannan shiri ne na ketare da tsarin daban-daban, wani aiki ne da zai kai mu duka cikin makoma mai matuƙar baƙin ciki, domin da 11:16.302 --> 11:24.211 zarar an gabatar da wannan sabon kuɗi, da zarar ya fara aiki, hakkokin dimokuraɗiyarmu za su kasance 11:24.211 --> 11:28.792 cikin mummunan hali kuma 'yancinmu zai kusan ƙare. 11:28.792 --> 11:30.940 Amma akwai kuma labari mai kyau. 11:30.940 --> 11:33.940 Kuma an riga an gwada wannan sabon kudi. 11:33.940 --> 11:37.440 An yi ƙoƙari na farko a wancan lokacin a Bahamas. 11:37.440 --> 11:45.500 An gabatar da sand dollar da mummunan sakamako sosai – ba a karɓe shi ba ta mafi yawan mutanen wurin. 11:45.500 --> 11:50.447 Sa'an nan suka ci gaba – sa'an nan suka aiwatar da shi a wasu tsibiran Caribbean. 11:50.447 --> 11:53.720 Waɗannan ƙoƙarin ma sun kasance kusan ba su da muhimmanci. 11:53.720 --> 11:57.405 Sa'an nan suka tafi Jamaica suka gabatar da JAM-DEX. 11:57.405 --> 11:59.520 Hakan ma bai kai ga samun ci gaba ba. 11:59.520 --> 12:07.294 Sa'an nan manyan shugabanni sun yi tunanin cewa ya kamata mu tura wannan gaba da ƙarfi yanzu, sannan mu fara shiri a hankali 12:07.294 --> 12:14.723 don aiwatar da shi a ƙasashen masana'antu ma, kuma suka zaɓi ƙasar Afirka mafi girma da masana'antu, wato Najeriya. 12:14.723 --> 12:22.860 A Najeriya, an gabatar da eNaira a watan Oktoba 2021, tare da matakan tsaro masu tsauri. 12:22.860 --> 12:30.993 An takaita cire kuɗi daga na'urorin ATM sosai, an cire wasu takardun kuɗi daga zagayowar kuɗi, takardun kuɗi sun yi ƙaranci, 12:30.993 --> 12:38.207 kuma cire kuɗi daga bankuna ya yi tsada sosai – wato ana biyan manyan kuɗaɗen cirewa – kuma bayan wani lokaci, 12:38.207 --> 12:42.240 an fara yin duk biyan gwamnati ne kawai da sabon kuɗi. 12:42.240 --> 12:49.638 Kuma har zuwa yanzu, ba a samu damar sa sama da kashi 15% na 'yan ƙasa su girka jakar kuɗi a wayoyin salula ba. 12:49.638 --> 12:58.894 Don haka kashi 85% na 'yan Najeriya sun ƙi karɓar wannan sabon kuɗi har zuwa yanzu, wanda lallai babban gazawa ne kuma yana nuna 12:58.894 --> 13:05.691 cewa ba za ka iya tilasta wa mutane wannan kuɗi ba, sai dai dole ne ka matsa lamba sosai wajen 13:05.691 --> 13:10.368 tilastawa, har ka jefa mutane cikin mawuyacin hali. 13:10.368 --> 13:17.850 A ganina, duk abin da ke faruwa a yanzu – wato abin da ake danganta wa sauyin yanayi, abin da ake danganta wa yaƙe-yaƙe, 13:17.850 --> 13:25.800 duk wannan tsoro da ƙirayen tsoro – yana aiki ne kawai don sanya mutane su yi biyayya har ƙarshe su amince da wannan kuɗi. 13:25.800 --> 13:33.540 Kuma ina da ra'ayi a zuciyata game da yadda za a iya gabatar mana da wannan sabon kudi a matsayin fa'ida ga mu duka. 13:33.540 --> 13:42.503 Ina ganin cewa, saboda muna fuskantar babbar guguwa ta rashin aikin yi a halin yanzu sakamakon saurin ci gaban AI, wanda ke 13:42.503 --> 13:51.685 nufin cewa za a rasa ayyuka da yawa a watannin da ke tafe, ana iya amfani da wannan rashin aikin yi kuma zai bayyana sosai nan 13:51.685 --> 13:59.264 da Nuwamba 2025, cewa za a yi amfani da wannan rashin aikin yi ne don gabatar da tsarin samun kuɗin gida 13:59.264 --> 14:03.612 na kowa a matsayin kuɗin dijital na bankin tsakiya. 14:03.612 --> 14:09.098 To, lallai zai yiwu a ba kuɗin bankin tsakiya na dijital hoto mai kyau. 14:09.098 --> 14:14.537 Misali, idan muna da mutane miliyan 4 ko 5 marasa aikin yi a Jamus, shin za mu iya cewa ana 14:14.537 --> 14:17.260 taimaka wa mutane yanzu da wannan sabon kudi? 14:17.260 --> 14:24.860 Kuma ina da tabbacin cewa waɗannan mutane za su riƙe wannan ceto kuma za a fara ganin kuɗin a matsayin abin alheri. 14:24.860 --> 14:28.935 Wannan ita ce zato na yadda za a gabatar da kudin. 14:28.935 --> 14:37.580 Misalan da Ernst Wolff ya ambata, inda gabatar da CBDC ba ta yi nasara kwata-kwata ba, suna da matuƙar ƙarfafawa. 14:37.580 --> 14:43.660 Suna nuna cewa mutane ba tare da tunani mai zurfi ba ba sa yarda da kuma ƙin wannan sabon kuɗi. 14:43.660 --> 14:47.800 Duk da haka, wannan bai kamata ya sa mu yin kwanciyar hankali na ƙarya ba. 14:47.800 --> 14:55.940 A cewar Ernst Wolff, a bayan gabatar da CBDC akwai dukkan tsarin kuɗi na dijital, ciki har da manyan masu gudanar da dukiya kamar 14:55.940 --> 15:02.943 BlackRock da Vanguard, Taron Tattalin Arzikin Duniya (WEF) da bankunan tsakiya na duniya, waɗanda ba su da wani 15:02.943 --> 15:09.465 abu ba face tsawaita hannun 'yan elitin kuɗi na duniya. 15:09.465 --> 15:15.976 Wannan sabon kuɗin dijital, haɗe da bayanan biometric da rajistar dijital na kowane ɗan ƙasa a duniya, ba za a iya 15:15.976 --> 15:21.312 wucewa ba wajen kafa mulkin danniya na duniya da suka shirya. 15:21.312 --> 15:28.341 Sai ta hanyar sa ido ba tare da tangarda ba da kuma sarrafa kowane ɗan adam ne za a iya kafa wannan mamayar duniya. 15:28.341 --> 15:34.464 Don haka a gare su, komai ne ko babu komai – kamar yadda yake a gare mu. 15:34.464 --> 15:44.259 Shi ya sa kowa dole ne yanzu ya nuna juriya mai ƙarfi, domin wannan kuɗin dijital na iya halaka duk abin da muke ƙauna. 15:44.259 --> 15:49.539 A ƙarshe, saurari kiran da Ernst Wolff tare da ɗan kasuwa kuma ƙwararren masani kan 15:49.539 --> 15:54.754 ƙwayoyin ƙarfe masu daraja, Dominik Kettner, suka yi. 15:54.754 --> 15:59.620 "Yuro na dijital – takobin Damokles da ke rataye a kanmu duka. 15:59.620 --> 16:07.361 Wata makami ce da aka ɓoye a matsayin kayan ci gaba, amma farashin da muke biya shi ne 'yancinmu! 16:07.361 --> 16:13.339 Kowane kobo da muke kashewa, kowane mafarki da muke da shi, ya zama abin wasansu. 16:13.339 --> 16:20.665 Za su sarrafa rayuwarmu, su jagoranci shawarwarinmu, har sai mun manta wanene mu a da! 16:20.665 --> 16:25.499 Kudadenka, ajiyarka – a hannunsu! 16:25.499 --> 16:29.655 Shawarar ku, burin ku – ba su da ma'ana! 16:29.655 --> 16:36.360 Rayuwarka, makomarka suna ƙarƙashin ikon waɗanda ke jan igiyoyi a bayan fage! 16:36.360 --> 16:41.268 Shin wannan ne abin da kake so, abin da kake son barin wa 'ya'yanka? 16:41.268 --> 16:43.432 Ba a makara ba tukuna. 16:43.432 --> 16:49.890 Har yanzu muna da zaɓi, har yanzu za mu iya tantance makomarmu, amma lokaci na ƙarewa. 16:49.890 --> 16:58.388 Za ka tsaya ka kalli yadda suke mamaye duniyarka, ko za ka tashi tsaye, ka yi yaƙi, ka kare 'yanci? 16:58.388 --> 17:01.982 Kai kaɗai ne ke da ikon canza tafarkin tarihi! 17:01.982 --> 17:07.488 Ku yi amfani da su yanzu domin kanku, domin mu duka, domin ƙarni masu zuwa. 17:07.488 --> 17:15.314 Iko na mutum ɗaya na iya zama ƙanƙanta, amma tare za mu iya motsa duwatsu mu kawo canji. 17:15.314 --> 17:20.275 Bari a nuna maka hanya, kada a sace maka mafarkinka! 17:20.275 --> 17:24.620 Karɓi wannan dama ka tsara makomarka bisa ra'ayoyinka. 17:24.620 --> 17:32.280 Ba zai kasance mai sauƙi ba kuma zai buƙaci jarumta, amma babu wata alheri da ta fi 'yanci girma! 17:32.280 --> 17:35.388 Amma ta yaya za mu yi yaƙi don samun 'yanci? 17:35.388 --> 17:39.081 A ƙarshe, wasu ɗan tunani kan wannan: 17:39.081 --> 17:44.372 - Kudi na takarda 'yanci ne, domin ba kamar kowace irin biyan kuɗi ba tare da takarda ba, amfani da shi gaba 17:44.372 --> 17:49.181 ɗaya ba a san wanda ke yi ba kuma ba za a iya sa ido a kansa ko sarrafa shi cikin sauƙi ba. 17:49.181 --> 17:54.835 Saboda haka, yi amfani da kuɗi na hannu gwargwadon iko kuma ka guji biyan kuɗi ta dijital. 17:54.835 --> 18:01.423 - Ana iya cimma nasarar gabatar da CBDC ne kawai idan an yi rijistar kowane ɗan ƙasa ta dijital da ta bayometriki. 18:01.423 --> 18:05.806 Saboda haka, yana da muhimmanci a ɗauki mataki ba kawai kan CBDC ba, har ma kan duk wani 18:05.806 --> 18:10.116 gabatar da ID na dijital da rikodin bayanan biometric. 18:10.116 --> 18:15.754 - Mummunan shirye-shirye na waɗanda ke jan igiyoyi a bayan fage zai yi nasara ne kawai muddin suna ɓoye. 18:15.754 --> 18:18.871 Don haka, haskaka ita ce tsarin yau. 18:18.871 --> 18:24.557 Don Allah ku raba wannan shirin kuma ku sanar da mutane game da hatsarin CBDCs. 18:24.557 --> 18:30.109 - Ana iya karya ƙwayar wuta guda ɗaya cikin sauƙi, amma ba za a iya karya dukkan ƙwayoyin wuta ba! 18:30.109 --> 18:34.687 Don haka, gina hanyoyin sadarwa shine dabarar da ta fi muhimmanci a wannan zamani. 18:34.687 --> 18:40.475 Don haka, kada ku yi yaƙi kai kaɗai, sai ku haɗu ku ƙirƙiri hanyoyin sadarwa da mutanen da ke da tunani iri ɗaya. 18:40.475 --> 18:45.117 Kuma ana maraba da ku ku zama ɓangare na cibiyar sadarwa ta duniya ta Kla.TV, wadda muke ginawa 18:45.117 --> 18:48.055 tare da duk mutanen da ke son gaskiya da adalci. 18:48.055 --> 18:51.157 Tare za mu iya motsa duwatsu!