WEBVTT 00:00.576 --> 00:05.420 Haholo-holo ho tloha sefuteng sa coronavirus, batho ba ntse ba lelekisoa ho tloha tšabong e 'ngoe ho ea ho e 'ngoe, 00:05.420 --> 00:10.146 'me ba lula ba le boemong bo sa phutholohang bo sa feleng ka lebaka la borapolitiki le mecha ea litaba. 00:10.146 --> 00:17.221 Hajoale, sena se fihlellwa, mohlala, ka kgotlhang e ntseng e mpefala le Russia le ka boitokisetso ba dipolotiki le ba 00:17.221 --> 00:21.456 mecha ya phatlalatso ba setjhaba bakeng sa ntwa e akaretsang. 00:21.456 --> 00:25.507 Leha ho le jwalo, ka nako e tshwanang, ho na le diphetoho le ntshetsopele tse makatsang tse etsahalang 00:25.507 --> 00:31.075 tsamaisong ya ditjhelete, tseo mecha ya phatlalatso e tlwaelehileng e di hlokomolohang kamehla. 00:31.075 --> 00:39.975 Li kholo haholo hoo, ho latela setsebi sa lichelete le moruo Ernst Wolff, li fetang mehopolo ea rona eohle. 00:39.975 --> 00:45.948 Tlas'a boetapele ba maemo a holimo a lichelete lefatšeng ka bophara, hoo e ka bang linaha tsohle lefatšeng li ntse li 00:45.948 --> 00:55.260 sebetsa ho hlahisa mofuta o mocha oa chelete – e leng chelete ea banka e bohareng ea dijithale, kapa ka bokhutšoanyane CBDC. 00:55.260 --> 01:02.353 Tjhelete ena e ncha e fapane ka motheo le tjhelete ya rona ya hajwale, kaha ha e ntshwe le ho laolwa ke banka ya kgwebo, empa e 01:02.353 --> 01:07.318 ntshwa le ho laolwa ka kotloloho ke banka e bohareng e amehang. 01:07.318 --> 01:12.826 Ka ho hlahloba litšebelisano tsohle tsa tefo tse etsoang ke motho ka mong, lekala la lichelete le theha moahi ea 01:12.826 --> 01:17.042 pepeneneng ea ka shebiluoang mohatong o mong le o mong. 01:17.042 --> 01:25.087 Kaha li-CBDC le tsona li ka laoloa ka lenaneo, li etsa hore ho khonehe ho laola batho ka thato. 01:25.087 --> 01:31.625 Ka lebaka lena, ka mohlala, li ka fuoa letsatsi la ho felloa ke nako kapa tsa fanoa bakeng sa morero o itseng. 01:31.625 --> 01:36.651 Ho ka kgonahala hape ho hokahanya sena le tsamaiso ya moputso wa setjhaba e etsisitsweng ho ya ka ya 01:36.651 --> 01:41.091 China, e le ho qobella mekgwa e itseng ya boitshwaro. 01:41.091 --> 01:50.035 Ka bokgutshwanyane, ho hlahiswa ha CBDC ho bolela hore maruo a rona kaofela a tla fetoha papadi e laolwang e le hole ke 01:50.035 --> 01:57.001 ba matla, le hore tokoloho ya rona ya ditjhelete e tla fela. 01:57.001 --> 02:02.102 Haeba merero ea ECB e tsoela pele, nts'etsopele ena e reretsoe ho qala ka la 1 02:02.102 --> 02:06.835 Pulungoana 2025 ka ho hlahisoa ha euro ea dijithale. 02:06.835 --> 02:11.608 Ke ka lebaka leo Ernst Wolff a buang ka ntoa ea Ukraine le ho hlohlelletsa ntoa ke boralipolotiki le 02:11.608 --> 02:17.325 mecha ea phatlalatso, har'a lintho tse ling, e le leqheka le leholo la ho khelosa maikutlo. 02:17.325 --> 02:23.319 Sena se dumella baqapi ba maano a lefatshe ho lokisetsa kgato ena e etsang phapang ba sa sitiswe ebile ba sa 02:23.319 --> 02:27.291 bonwe, le ho e phethahatsa ntle le kganyetso e kgolo. 02:27.291 --> 02:31.689 Ha sechaba se se se hlokometse se etsahetseng, ho tla be ho se ho le morao haholo. 02:31.689 --> 02:35.760 "Ke qetelo," motho a ka re. 02:35.760 --> 02:43.508 Mamela likaroloana tsa puisano le Ernst Wolff ho podcast e latelang, moo a akaretsang ka bokhabane likotsi tsa 02:43.508 --> 02:49.794 li-CBDC le ho pepesa ka sehlōhō ba laolang lintho ka sekhukhu. 02:49.794 --> 02:54.247 Sepheo se seholo sa chelete ea dijithale ea banka e bohareng ke hore bohle re be le ak'haonte 02:54.247 --> 02:57.233 e le 'ngoe feela, e leng ea banka e bohareng. 02:57.233 --> 03:01.795 Taba ena kaofela e rekisetsoa rona e le mokhoa o nolofalitsoeng, e le tsela ea ho potlakisa lits'ebetso 03:01.795 --> 03:06.369 tsohle tsa lichelete, empa ehlile ho na le ntho e fapaneng ka ho feletseng ka morao ho eona. 03:06.369 --> 03:12.359 Sistimi e ncha ea lichelete e tla ba sistimi ea pele ea lichelete e nang le mekhahlelo e 'meli e kileng ea e-ba teng. 03:12.359 --> 03:16.060 Kahoo ho tla ba le seo ho thoeng ke CBDC ea thekiso ka bongata. 03:16.060 --> 03:21.351 CBDC ena ea thekiso ka bongata e tla rekisoa lipakeng tsa banka e bohareng le mekhatlo e meholo ea lichelete, 03:21.351 --> 03:25.661 ke hore, li-hedge fund, lik'hamphani tsa inshorense, lichelete tsa penshene joalo-joalo. 03:25.661 --> 03:28.948 Ebe ho tla ba le CBDC ea mabenkele. 03:28.948 --> 03:31.893 Retail ke lentsoe la Senyesemane bakeng sa khoebo ea thekiso ka kotloloho. 03:31.893 --> 03:36.633 CBDC ena e tla sebetsa ho baahi ba tloaelehileng le likhoebo tse nyane. 03:36.633 --> 03:41.125 Kahoo ke tsamaiso ea pele ea mekhahlelo e 'meli nalaneng ea chelete. 03:41.125 --> 03:45.249 Ho feta moo, tjhelete ena e tla ba e ka hlophisehang, ho bolelang hore ho ka kgonahala ho 03:45.249 --> 03:47.670 e hokahanya le letsatsi la ho felloa ke nako. 03:47.670 --> 03:52.098 Sena se bolela hore tjhelete ena e ka lahlehelwa ke boleng ba yona kamora nako e itseng. 03:52.098 --> 03:55.605 Kahoo re bone hore ho ne ho ena le melokotaba naheng ea China. 03:55.605 --> 04:00.931 Batho ba amohetseng sepache sena sa li-CBDC ba ile ba kenngoa lijoan tse seng kae mehala ea bona ea thekeng, tse 04:00.931 --> 04:04.119 neng li na le nako ea ho sebetsa ea matsatsi a tšeletseng. 04:04.119 --> 04:07.682 Kamora matsatsi a tsheletseng, tjhelete ena e ne e nyametse, ka hoo e ne e lokela ho 04:07.682 --> 04:10.140 sebediswa pele matsatsi a tsheletseng a fela. 04:10.140 --> 04:14.300 Leha ho le jwalo, tjhelete e ka nna ya ba tlasa dipehelo tse ding: 04:14.300 --> 04:17.340 Ka mohlala, e ka sebedisetswa morero o itseng. 04:17.340 --> 04:23.213 Sena se bolela hore o tla khona ho re, o ka sebedisa karolo ya tjhelete dijong, karolo e nngwe 04:23.213 --> 04:26.320 rente mme masalla a yona boithabisong, ka mohlala. 04:26.320 --> 04:29.520 Leha ho le jwalo, tjhelete e ka sebediswa hape le sebakeng sa heno. 04:29.520 --> 04:34.123 Sena se bolela hore ho ka bewa pehelo ya hore, ka lebaka la ka, e sebediswe feela sebakeng se 04:34.123 --> 04:37.280 lekanyeditsweng se haufi le sebaka sa bolulo sa motho. 04:37.280 --> 04:42.851 Mme seo se a kgahla haholo mabapi le metse ya metsotso e 15 e ntseng e rerilwe hohle. 04:42.851 --> 04:47.760 Kahoo ho ka etsahala hore, ka hara moralo oa toropo ea metsotso e 15, re ka sebelisa chelete ea 04:47.760 --> 04:50.599 rona feela ka har'a toropo eo ea metsotso e 15. 04:50.599 --> 04:57.380 E ka nna ya boela ya amahanngwa le ntho e nngwe, e leng tsamaiso ya moputso wa setjhaba e theilweng mohlaleng wa Sechaena. 04:57.380 --> 05:04.525 Sena se bolela hore re ka fuoa lintlha tse fokolang haeba, mohlala, ha rea lefa rente ea rona ka nako, ha re tšela tsela ha 05:04.525 --> 05:12.380 mabone a tseleng a le khubelu, kapa ha re entse maikutlo a sa amoheleheng lipolotiking. Ebe lintlha tse fokolang li ka re beoa. 05:12.380 --> 05:20.774 Mme sena se ka ba boholo hoo ka letsatsi le leng re ka fumanang hore re khannile haholo, hore re fofile hangata haholo, hore 05:20.774 --> 05:29.520 mose ho rona oa khabone o se o le holimo haholo, mme ka hona ha re sa lumelloa ho khanna kapa ho tsamaea ka nako e itseng. 05:29.520 --> 05:37.762 Tsena kaofela ke lithibelo tse ka, ehlile, behelwang rona ho tswa setsing, mme ke sona sehlopha se seholo sa ditjhelete! 05:37.762 --> 05:43.333 Joale, ho bohlokoa ho hlokomela hore batho ba bangata ba re: E, banka e bohareng ke setsi se sa nkeng lehlakore, seo 05:43.333 --> 05:49.036 ha e le hantle se teng feela ho netefatsa hore tsamaiso ea lichelete e sebetsa hantle ka mokhoa o utloahalang. 05:49.036 --> 05:52.187 Ka bomalimabe, le pono ena e fosahetse ka ho feletseng. 05:52.187 --> 05:57.163 Pele ho tsohle, banka e kholo ka ho fetisisa ea bohareng, e leng banka ea bohareng ea US, 05:57.163 --> 06:00.319 Federal Reserve, e matsohong a matla a poraefete. 06:00.319 --> 06:06.340 Ke ea beng ba libanka tse 12 tse kholo, tsa libanka tse 12 tsa libaka tsa Federal Reserve. 06:06.340 --> 06:15.380 Kahoo ha se setsi sa mmuso, ha e so ka e e-ba sona, mme hona joale e hokahane le mmuso ka tsela e itseng. 06:15.380 --> 06:21.312 Modulasetulo wa Federal Reserve o kgethwa ke Mopresidente, empa feela kamora hore dibanka 06:21.312 --> 06:24.593 tsena di beile batho ba 12 bakeng sa kgetho. 06:24.593 --> 06:29.771 Ha e le hantle, libanka tsena li batlile li laola mmuso. 06:29.771 --> 06:32.130 Mme hape ho na le ntho e nngwe eo o hlokang ho e tseba: 06:32.130 --> 06:39.248 Libanka tse kholo tsa bohareng tsa lefatše, e leng ECB, Federal Reserve, Banka ea Engelane, Banka ea Canada joalo-joalo, li bile 06:39.248 --> 06:45.477 le moeletsi e moholo ho tloha ka nako ea tlokotsi ea lichelete ea lefatše, 'me moeletsi eo e moholo ha se e mong 06:45.477 --> 06:51.260 haese k'hamphani e kholo ka ho fetisisa ea lichelete e kileng ea e-ba teng, e leng BlackRock. 06:51.260 --> 06:55.679 Mme BlackRock, matla a BlackRock, a thehilwe hodima dintho tse pedi. 06:55.679 --> 07:00.828 Pele ho tsohle, ke beng ba diabo ba ka sehloohong hoo e ka bang mekhatlong eohle e meholo lefatšeng. 07:00.828 --> 07:09.900 Empa sa bohlokoa haholo, BlackRock e na le AI, bohlale ba maiketsetso lekaleng la lichelete, bo bitsoang Aladdin. 07:09.900 --> 07:16.774 Ka 1988, mothehi wa BlackRock, Larry Fink, ha a ka a theha k'hamphani ya hae feela, empa hape a qala tsamaiso ena ya 07:16.774 --> 07:23.114 khomphutha ya tshekatsheko ya datha ya ditjhelete, e ntseng e boloka mefuta yohle ya datha ya ditjhelete ka 07:23.114 --> 07:28.983 dilemo tse fetang 40 jwale, mme e e sebedisa ho tsamaisa mefuta yohle ya mehlala ya teko. 07:28.983 --> 07:33.240 Likhoebo tsohle tse kholo lefatšeng ka bophara joale li hokahantsoe le tsamaiso ena. 07:33.240 --> 07:37.071 Kahoo mang kapa mang ea nang le khoebo ea boleng ba bilione ea liponto a ke ke a hlola a ka etsa ntle 07:37.071 --> 07:39.300 le sistimi ena ea tlhahlobo ea lintlha tsa lichelete. 07:39.300 --> 07:45.663 Mme ehlile, ke nnete hape hore dibanka tsohle tse bohareng – dibanka tse bohareng ha se letho haese makala a mmuso, mme makala 07:45.663 --> 07:49.955 a mmuso a dieha, a tsamaya butle, hangata ha a tsamaisane le thekenoloji, mme kaofela 07:49.955 --> 07:52.413 ha tsona jwale di itshetlehile ka Aladdin. 07:52.413 --> 07:58.884 Sena se bolela hore motsamaisi a le mong feela wa nnete wa dintho ka sekhukhu jwale ke BlackRock, hobane BlackRock e ka tsamaisa 07:58.884 --> 08:03.332 mmaraka ofe kapa ofe lefatsheng ka tsela efe kapa efe eo e e batlang, mme ehlile dibanka 08:03.332 --> 08:06.300 tse kgolo tsa naha di tlameha feela ho e latela. 08:06.300 --> 08:13.241 Ke ka lebaka leo ho leng tjena – tjhelete ena e ntjha ha e na ho ba matsohong a dibanka tse bohareng feela, empa tjhelete ena 08:13.241 --> 08:20.296 e ntjha e tla re beha bohle tlasa taolo ya mokgatlo o ikemetseng, mokgatlo o ikemetseng wa ditjhelete, e leng BlackRock. 08:20.296 --> 08:25.850 … "Karolo ea Foramo ea Moruo ea Lefatše mabapi le li-CBDC e khahla haholo." 08:25.850 --> 08:31.446 Ka Keresemese ea 2018, re bile le ho putlama ho hoholo ka ho fetisisa mebarakeng ea liabo ea lefats'e, 'me sena 08:31.446 --> 08:37.511 se bakiloe ke hore Federal Reserve e ne e ntse e phahamisa litefello tsa tsoala butle-butle pele ho moo. 08:37.511 --> 08:43.423 Kahoo, qetellong ea 2018, ho ne ho hlakile hore tsamaiso ea khale ea lichelete, tsamaiso ea khale ea chelete, e ne e fihlela 08:43.423 --> 08:46.361 pheletso 'me e ne e se e ke ke ea tšeptjoa nako e telele. 08:46.361 --> 08:54.668 Ho a makatsa hore ka Pherekhong 2019, Foramo ea Moruo ea Lefatše e ile ea kopana Davos mme ea theha mokhatlo oa tšebelisano bakeng 08:54.668 --> 08:58.173 sa nts'etsopele ea lichelete tsa banka e kholo tsa dijithale. 08:58.173 --> 09:04.853 Libanka tsohle tse kholo tsa bohareng li emetsoe mokhatlong ona, joalo ka lik'hamphani tse kholo tsa blockchain, 09:04.853 --> 09:11.434 mekhatlo e meholo ea likarete tsa mokitlane, 'me, ehlile, le WEF, e bileng e nang le boemo bo phahameng. 09:11.434 --> 09:16.580 Ho bohlokoa ho hlokomela hore WEF e bile le seabo ka kotloloho ho qaleng lenaneo lena. 09:16.580 --> 09:21.460 Mme, ehlile, WEF e ile ya etsa le dintho tse ding ka 2019: 09:21.460 --> 09:28.320 E kgethile Larry Fink, hlooho ya BlackRock, ho ba setho sa boto ya yona ya batsamaisi, moo jwale Larry Fink a dulang 09:28.320 --> 09:35.240 mmoho le hlooho ya IMF, hlooho ya ECB le mabitso ohle a maholo a tswang ho maemo a hodimo a dikgwebo tsa lefatshe. 09:35.240 --> 09:43.656 Eaba, ka 2020, WEF e ile ya boela ya tshwara Ketsahalo ya 201 – mmoho le Motheo wa Bill & Melinda Gates le Yunivesithi 09:43.656 --> 09:47.900 ya Johns Hopkins, moo sewa se neng se leetswa esale pele. 09:47.900 --> 09:52.420 Mme ke dumela hore ha se ka bomadimabe hore re kgonne ho ba le maiphihlelo a sena sohle. 09:52.420 --> 09:59.088 Ke dumela hore sena sohle se re lebisetsa ho amoheleng tjhelete ena e ntjha qetellong, hobane nakong ya sewa, di-QR code 09:59.088 --> 10:06.142 tsena di qobelletswe ho rona, mme re se re tlwaetse mohopolo wa hore qetellong bohle re tla tsebahatswa ka boitsebiso ba mmele. 10:06.142 --> 10:10.560 Tlhaolo ea biometric le eona ke ketsahalo e amanang le chelete e ncha. 10:10.560 --> 10:17.453 Ha bohle re se re na le chelete e ncha, ha bohle re se re na le sepache se le seng feela fonong ea rona ea selefouno, joale le 10:17.453 --> 10:23.743 rona re tlameha ho tsebahala. Ho ke ke ha etsahala hore e mong oa rona a fe batho ba bang ba bahlano fono ea hae ea 10:23.743 --> 10:30.573 selefouno kapa hore, haeba re khaoloa mekhoeng eohle ea lichelete, mohlala, re fetohele lifonong tse ling tsa selefouno. 10:30.573 --> 10:35.610 Ka hona, temoho ea biometric e bohlokoa haholo, 'me ka tlhaho Klaus Schwab o eteletse pele 10:35.610 --> 10:38.993 lekaleng lena ka Seboka sa hae sa Moruo oa Lefatše. 10:38.993 --> 10:44.605 ... "Mme ha rea lokela ho lebala hore Chaena e bapala karolo ya bohlokwa haholo ho Seboka sa Moruo sa 10:44.605 --> 10:48.260 Lefatshe, empa hape le kenyalong ya tjhelete ena e ntjha." 10:48.260 --> 10:56.543 Hajoale ho na le merero e 'maloa e tšelang meeli, 'me hoa thahasellisa hore China e nka karolo ho eona, mohlala hammoho le 10:56.543 --> 11:00.986 Hong Kong, empa hape le United Arab Emirates le Saudi Arabia. 11:00.986 --> 11:06.336 Kahoo Chaena e latela morethetho o tšoanang hantle le oa Bophirimela morerong ona kaofela. 11:06.336 --> 11:15.867 Ena ke lenaneo le tšelang meeli le ho tšela litsamaiso, morero o tla re isa bohle bokamosong bo bohloko kannete, hobane hang ha 11:15.867 --> 11:24.122 chelete ena e ncha e hlahisoa, hang ha e qala ho sebetsa, litokelo tsa rona tsa demokrasi li tla ba boemong bo 11:24.122 --> 11:28.792 bobe haholo 'me tokoloho ea rona e tla batla e felile. 11:28.792 --> 11:30.940 Empa hape ho na le ditaba tse monate. 11:30.940 --> 11:33.940 Mme tjhelete ena e ntjha e se e lekotswe. 11:33.940 --> 11:37.440 Teko ea pele e ile ea etsoa mehleng eo mane Bahamas. 11:37.440 --> 11:45.500 Sand dollar e ile ya hlahiswa ka diphello tse mpe haholo – ha e a ka ya amohelwa ke batho ba bangata ba moo. 11:45.500 --> 11:50.447 Eaba ba tswela pele – eaba ba e kenya tshebetsong ditlhaketlhakeng tse ding tsa Caribbean. 11:50.447 --> 11:53.720 Liteko tsena le tsona li ne li batla li se na thuso. 11:53.720 --> 11:57.405 Eaba ba ea Jamaica mme ba hlahisa JAM-DEX. 11:57.405 --> 11:59.520 Le seo ha se a ka sa tlisa katleho. 11:59.520 --> 12:05.548 Eaba mohlomong ba maemo a phahameng ba nahana hore re lokela ho tsoela pele ka sena ka matla haholoanyane hona joale le ho qala 12:05.548 --> 12:10.390 butle ho lokisetsa ho se kenya tšebetsong le linaheng tse tsoetseng pele ka liindasteri, 'me ba khetha 12:10.390 --> 12:14.723 naha e kholo ka ho fetisisa ea Afrika e tsoetseng pele ka liindasteri, e leng Nigeria. 12:14.723 --> 12:22.860 Nigeria, ba hlahisitse eNaira ka Mphalane 2021, e tsamaea le mehato e thata haholo. 12:22.860 --> 12:28.893 Ho ntšoa ha chelete mecheng ea ho ntša chelete ho ile ha fokotsoa haholo, lichelete tse ling tsa pampiri li ile tsa tlosoa phusong, 12:28.893 --> 12:34.926 lichelete tsa pampiri li ile tsa ba khutšoanyane, 'me ho ntšoa ha chelete libankeng ho ile ha ba theko e boima haholo – ho bolelang 12:34.926 --> 12:39.393 hore ho tlameha ho lefuoe litefello tse phahameng ho tsona – 'me kamora nakoana, litefello tsohle 12:39.393 --> 12:42.240 tsa 'muso li ile tsa etsoa feela ka chelete e ncha. 12:42.240 --> 12:46.694 Leha ho le jwalo, ho fihlela jwale, ha ho so kgonehe ho etsa hore baahi ba fetang 15% ba kenye 12:46.694 --> 12:49.638 sepache sa dijithale difounung tsa bona tsa selefouno. 12:49.638 --> 12:59.581 Kahoo 85% ya Ma-Nigeria ba hanne tjhelete ena e ntjha ho fihlela jwale, e leng ho hloleha ho hoholo, mme ho bontsha hore o ke ke 12:59.581 --> 13:10.368 wa qobella batho tjhelete ena feela, empa o tlameha ho ba qobella ka matla a maholo, hoo o behang batho maemong a thata haholo. 13:10.368 --> 13:18.215 Ho 'na, sohle se etsahalang hajoale – ke hore, seo ho thoeng ke phetoho ea tlelaemete, lintoa, tšabo ena eohle le ho 13:18.215 --> 13:25.800 tsosa letsoalo – se sebeletsa feela ho etsa hore batho ba ikobele hoo qetellong ba tla amohela chelete ena. 13:25.800 --> 13:33.540 Mme ke na le mohopolo ka kelellong mabapi le hore na tjhelete ena e ntjha e ka nna ya hlahisetswa rona bohle jwang e le molemo. 13:33.540 --> 13:41.986 Ke dumela hore, hobane ha jwale re tobane le leqhubu le leholo la tlhokeho ya mesebetsi ka lebaka la kgatelopele e potlakileng ya 13:41.986 --> 13:49.843 AI, ho bolelang hore mesebetsi e mengata haholo e tla lahleha dikgweding tse tlang, tlhokeho ena ya mesebetsi e kanna ya 13:49.843 --> 13:56.979 sebediswa mme ho tla be ho totobetse haholo ka Pulungoana 2025, hore bochaba bona bo tla sebediswa ho hlahisa 13:56.979 --> 14:03.612 moputso wa motheo wa botho kaofela ka sebopeho sa tjhelete ya banka e bohareng ya dijithale. 14:03.612 --> 14:09.098 Joale ruri ho ne ho tla khoneha ho fa chelete ea banka e bohareng ea dijithale seriti se setle. 14:09.098 --> 14:14.432 Haeba, mohlala, re na le batho ba limilione tse 4 kapa tse 5 ba sa sebetseng Jeremane, na re ka re 14:14.432 --> 14:17.260 batho joale ba ntse ba thusoa ka chelete ena e ncha? 14:17.260 --> 14:21.884 Mme ke na le bonnete ba hore batho bana ba tla tshwara monyetla ona ka matsoho a mabedi, le 14:21.884 --> 14:24.860 hore qalong tjhelete e tla nkuwa e le ntho e ntle. 14:24.860 --> 14:28.935 Ke hakanya hore tjhelete e tla hlahiswa ka tsela eo. 14:28.935 --> 14:37.580 Mehlala e boletsoeng ke Ernst Wolff, moo kenyelletso ea CBDC e neng e se katleho ho hang, e khothatsa haholo. 14:37.580 --> 14:43.660 Ba bontša hore batho ka tlhaho ha ba tšepe 'me ba hana chelete ena e ncha. 14:43.660 --> 14:47.800 Leha ho le jwalo, sena ha sea lokela ho re thethefatsa ka maikutlo a bohata a tshireletseho. 14:47.800 --> 14:54.244 Ho latela Ernst Wolff, ka morao ho kenyelletso ea CBDC ho na le mokhatlo oohle oa lichelete tsa dijithale, ho kenyeletsa 14:54.244 --> 15:00.472 batsamaisi ba matla ba thepa ba kang BlackRock le Vanguard, Seboka sa Moruo sa Lefatše (WEF) le libanka tse bohareng 15:00.472 --> 15:09.465 lefatšeng ka bophara, tseo e seng letho haese letsoho le atolositsoeng la maemo a holimo a lichelete a lefatše. 15:09.465 --> 15:14.602 Chelete ena e ncha ea dijithale, e kopantsoe le boingoliso ba biometric le ba dijithale ba moahi e mong le e mong oa 15:14.602 --> 15:21.312 lefatše, e bohlokoa haholo bakeng sa ho thehoa ha puso ea bona ea bohatelli e reriloeng ea lefatše ka bophara. 15:21.312 --> 15:28.341 Ke feela ka tlhokomelo le taolo e se nang sekodi ea motho e mong le e mong moo puso ena ea lefatše ka bophara e ka thehoang. 15:28.341 --> 15:34.464 Kahoo ho bona, ke tsohle kapa lefeela – hantle feela joaloka ho rona. 15:34.464 --> 15:39.921 Ke ka lebaka leo bohle ba tlamehang ho bontša khanyetso e matla hona joale, kaha chelete ena ea 15:39.921 --> 15:44.259 dijithale e ka senya sohle seo re se tsotellang. 15:44.259 --> 15:54.754 Ho qetela, mamela boipiletso ba Ernst Wolff a ena le rakhoebo le setsebi sa litšepe tsa bohlokoa, Dominik Kettner. 15:54.754 --> 15:59.620 "Euru ea dijithale – sabole ea Damocles e leketlileng holim'a rona bohle." 15:59.620 --> 16:07.361 Ke sebetsa se ipatileng e le sesebelisoa sa tsoelopele, empa theko eo re e lefang ke tokoloho ea rona! 16:07.361 --> 16:13.339 Penny e 'ngoe le e 'ngoe eo re e sebelisang, toro e 'ngoe le e 'ngoe eo re nang le eona, e fetoha papali ea bona. 16:13.339 --> 16:20.665 Ba tla laola maphelo a rona, ba tsamaise liqeto tsa rona, ho fihlela re lebala hore na re ne re le bo-mang! 16:20.665 --> 16:25.499 Chelete ea hau, polokelo ea hau – matsohong a bona! 16:25.499 --> 16:29.655 Liqeto tsa hao, litakatso tsa hao – ha li na moelelo! 16:29.655 --> 16:36.360 Bophelo ba hao, bokamoso ba hao bo laolwa ke ba laolang dintho ka sephiring! 16:36.360 --> 16:41.268 Na ke sona seo o se batlang, seo o batlang ho se siea bakeng sa bana ba hao? 16:41.268 --> 16:43.432 Ha ho eso be morao haholo. 16:43.432 --> 16:49.890 Re ntse re na le kgetho, re ntse re ka iketsetsa bokamoso ba rona, empa nako e a fela. 16:49.890 --> 16:58.388 Na o tla ema o shebelletse ha ba nka lefatshe la hao, kapa o tla ema o lwe, o lwele tokoloho? 16:58.388 --> 17:01.982 Ke wena feela ya nang le matla a ho fetola tsela ya nalane! 17:01.982 --> 17:07.488 Sebedisa tsona hona jwale bakeng sa hao, bakeng sa rona bohle, bakeng sa meloko e tlang. 17:07.488 --> 17:15.314 Matla a motho ka mong a ka bonahala a lekanyelitsoe, empa ha re le 'moho re ka sutumetsa lithaba le ho tlisa phetoho. 17:15.314 --> 17:20.275 Iketle hore o bontšoe tsela, o se ke oa lumella litoro tsa hao hore li utsoe ho uena! 17:20.275 --> 17:24.620 Nka monyetla 'me u bope bokamoso ba hau ho latela mehopolo ea hau. 17:24.620 --> 17:32.280 Ho ke ke ha ba bonolo ebile ho tla hloka sebete, empa ha ho molemo o fetang tokoloho! 17:32.280 --> 17:35.388 Empa re ka loantša tokoloho joang? 17:35.388 --> 17:39.081 Qetellong, mehopolo e seng mekae ka sena: 17:39.081 --> 17:44.182 - Chelete ke tokoloho e hatisitsoeng, hobane ho fapana le mokhoa ofe kapa ofe oa tefo e se nang chelete, 17:44.182 --> 17:49.181 tšebeliso ea eona ha e tsebahatse motho ho hang ebile e ke ke ea laoloa kapa ea laoloa habonolo. 17:49.181 --> 17:54.835 Ka hona, sebelisa chelete ka hohle kamoo ho ka khonehang 'me u qobe litefo tsa dijithale. 17:54.835 --> 17:58.475 - Kentsho-tshebetsong e atlehileng ya CBDC e ka fihlellwa feela haeba moahi e mong le e mong a 17:58.475 --> 18:01.423 ngodisitswe ka tsela ya dijithale le ka boitsebiso ba mmele. 18:01.423 --> 18:06.171 Ka hona, ho bohlokoa ho nka khato eseng feela kgahlanong le CBDC, empa hape le kgahlanong le kenyelletso efe kapa efe ya 18:06.171 --> 18:10.116 boitsebiso ba dijithale le ho rekota dintlha tsa biometric. 18:10.116 --> 18:15.754 - Merero e mebe ea ba laolang lintho ka sekhukhu e tla atleha feela ha feela e ntse e patiloe. 18:15.754 --> 18:18.871 Ka hona, ho bonesetsoa ke taelo ea letsatsi. 18:18.871 --> 18:24.557 Ka hona, ka kopo arolelanang lenaneo lena le tsebise batho ka likotsi tsa li-CBDC. 18:24.557 --> 18:30.109 - Sekerete e le 'ngoe ho bonolo ho e tima, empa o ke ke oa tima sehlopha kaofela! 18:30.109 --> 18:34.687 Ka hona, ho theha marang-rang ke leano la bohlokoahali mehleng ena. 18:34.687 --> 18:40.475 Ka hona, le se ke la loana le le bang, empa le hokahane 'me le thehe marang-rang le batho ba nang le maikutlo a tšoanang. 18:40.475 --> 18:45.041 Le lona le amohelehile ho ba karolo ea marang-rang a lefats'e a Kla.TV, ao re a ahang 18:45.041 --> 18:48.055 'moho le batho bohle ba ratang 'nete le toka. 18:48.055 --> 18:51.157 Mmoho re ka sutumetsa lithaba!