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Lebaka leo ka lona letlole la matšeliso la AHV la Switzerland,
ho kenyeletsoa le polokelo ea penshene, le tlas'a taolo ea

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banka ea mohlokomeli ea Amerika, ke hore, molaoli oa thepa.

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Jwaloka Jeremane, ditefello tsa penshene tsa kgwedi le kgwedi ho
batho ba penshene ba Switzerland di lefuwa ke

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Inshorense ya Botsofadi le Baphonyohi (AHV) ho tswa
tsamaisong e bitswang ya ho lefa ha o ntse o sebetsa.

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Sena se bolela hore ditefello tsa penshene tsa ha jwale
di etswa ka menehelo ya kgwedi le kgwedi ya basebetsi.

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Leha ho le jwalo, ho fapana le Jeremane, Switzerland e ntse e na
le letlole la matšeliso la AHV/IV/EO le

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tletseng hantle, le nang le thepa e ka bang
di-franc tsa Switzerland tse dibilione tse 40.

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Chelete ena ke ea sechaba 'me e sebetsa e le
polokelo bakeng sa litefo tsa penshene tse

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tsoelang pele tsa selemo se le seng kaofela.

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Chelete ena e laoloa ke Compenswiss, e leng setsi
sa sechaba se ikemetseng sa Kopanelo ea

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Switzerland se thehiloeng ka 2017 mme se fumaneha Geneva.

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Compenswiss ha e laole feela litefo tsa penshene tsa
khoeli le khoeli ho bapenshene ba tšoanelehang, empa

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hape e tsamaisa letlole la matšeliso la libilione tse 40.

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Ehlile, tjhelete ena ha e bolokwe ka sephiring, empa e tsetetswe
dipolokelong tsa matsete ho ya ka melawana, mme Compenswiss

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e hloka banka e bolokang dipolokelo tsena tsa matsete.

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Ho fihlela jwale, mohlokomedi wa dibolayete tsena
tsa boleng ba dibilione tse 40 e ne e le banka e

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kgolo ya Switzerland, UBS. Empa seo jwale ke nalane.

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Kamora tshebetso ya dithendara, Compenswiss e ile ya etsa qeto ya
hore di-franc tsa Switzerland tse dibilione tse 40 tsa matlotlo a

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AHV di se ke tsa hlola di laolwa ke banka ya
Switzerland, empa di laolwe ke lekala la Jeremane la State

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Street Bank ya Amerika, e nang le ntlo-kgolo Boston.

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State Street, hammoho le BlackRock le Vanguard, ke e 'ngoe ea
balaoli ba matlotlo a maholo ka ho fetisisa

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lefatšeng, 'me lik'hamphani tsena li na le matla a sa
lekanyetsoeng ka lebaka la boholo ba tsona feela.

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Leha ho le jwalo, sena se na le dikotsi tse kgolo
haholo bakeng sa Switzerland le tjhelete ya bapensionere.

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Ena e ne e le sehlooho sa NZZ (Neue
Zürcher Zeitung) ka la 7 Mphalane 2024:

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"Mekgwa ya dithahasello ya US le Switzerland ha se kamehla e
tsamaisanang. Ka mohlala, ha sephiri sa dibanka se ne se

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fediswa, re bone kamoo Maamerika a ileng a hatella ka matla ho
fihlela sepheo sa ona ha a ne a na le pelaelo," ho rialo Matter.

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Maemong a feteletseng, banka e bolokang e ka hana ho fana ka
li-securities. Ha ho e-ba le tsietsi, Lekhotla

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la Federale le na le mekhoa e betere ea ho
nka khato ha le sebetsa le banka ea Switzerland.

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Compenswiss jwale e bone ho loketse ho nyenyefatsa kotsi ena
mme e fane ka phatlalatso ya boralitaba ka la 11 Mphalane.

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Ho NZZ, Compenswiss e ngola, har'a tse ling :

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Kotsi ea hore balaoli ba US ba hatsetsa thepa e ile
ea hlahlojoa ke Compenswiss e le karolo ea tender.

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Ho hlaheng ha kotsi ena ho ne ho nkuoa hore ha ho na
monyetla o moholo oa hore ho etsahale. Na hoo ho nepahetse?

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Moprofesa oa molao oa libanka Dr Rolf
Sethe oa Univesithi ea Zurich o belaella sena:

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E, maemong a feteletseng, US e ka fumana phihlello ea lichelete
tsa matšeliso tsa AHV, IV le EO ka State Street. Sena ke hobane

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State Street e tšoere lisebelisoa tsa lichelete tsa matšeliso.

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"Haeba o batla ho ntša tsena akhaontong ea poloko, o tlameha ho
laela State Street hore e li fetisetse akhaontong ea

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poloko bankeng e 'ngoe ea mohlokomeli," ho bolela Rolf
Sethe, moprofesa oa molao oa libanka Univesithing ea Zurich.

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Sena se bolela hore ntle le
tshebedisano-mmoho ya State Street jwalo ka banka e

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bolokang, AHV e ke ke ya kgona ho ntsha matlotlo.

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Sena se sebetsa ho sa tsotellehe hore na
lisebelisoa tsa lichelete li bolokiloe hokae.

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Joaloka banka ea US, State Street e tlas'a molao oa US.
"Haeba mmuso oa US o ne o ka beha Switzerland tlas'a likotlo,

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banka e ne e tla tlameha ho li latela," Sethe a tsoela pele.

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Kaha US e atisa ho kenya molao oa eona tšebetsong
linaheng tse ling, ho ka etsahala hore e laele banka hore e

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kenye likotlo tšebetsong ka mekhatlo ea eona ea Europe hape.

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Compenswiss e na le taelo ho lekala la State Street le Munich.

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Ha ho shejoa boitšoaro ba tsamaiso ea US lilemong tse 50 tse
fetileng, ha se ntho e sa lebelloang, empa ke ntho e ka

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etsahalang haholo, hore US e ka thibela kapa ea utsoa
thepa ea kantle ho naha ha ho na le likotlo kapa likhohlano.

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Switzerland e se e bile le maiphihlelo a
sa thabiseng le a turang haholo ka sena.

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Kamora Ntwa ya Bobedi ya Lefatshe, Switzerland e ile ya tlameha
ho lefa di-franc tse dimilione tse makgolo a mabedi le mashome a

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metso e mene (chelete e kgolo haholo ka nako eo) ka dikarolo tlasa
Tumellano ya Washington ka lebaka la ho se nke karolo ntweng.

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Qetellong, tefo e neng e batloa e ile ea fokotsoa ka halofo.

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Leha Switzerland e sa ka ea ama seo ho thoeng ke "thepa e se nang
beng" ka mor'a Ntoa ea Bobeli ea Lefatše – ha ea ka ea e etsa

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hore e nyamele ka ho e nka ka 'muso joalokaha linaha tse ling
li entse – e ile ea qobelloa ho lefa libilione e le matšeliso.

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Sephiri sa libanka, se neng se sebetsa le ho basele, se ile sa
amohuoa Switzerland ka khatello ea lichelete ka ho tšosa ka

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ho e qhelela ka thoko litšebelisong tsa lichelete tsa machaba.

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Qetellong, empa e le ya bohlokwa, UBS e ile ya qobelleha ho nka
taolo ya Credit Suisse e neng e kula tlasa

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kgatello ya mmuso wa Amerika, ka hoo ya baka kotsi
e kgolo ho balefi ba lekgetho ba Switzerland.

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Kla.TV e tlalehile ka sena ka la 28
'Mesa 2023 le la 24 Pulungoana 2023.

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Haufinyane tjena, USA e bontšitse ka tsela e
kholo kamoo e sebetsanang le matlotlo a linaha tse

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ling kateng ha e beha likotlo khahlanong le tsona.

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Puso ea Amerika e ile ea beha likotlo ho Russia, 'me
ka ho etsa joalo, ea thibela libilione tse 260

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lefatšeng ka bophara tseo e leng tsa Banka ea Naha ea Russia.

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Amerika ha e so ka e ba le bothata le maruo a batho ba bang.

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Ke eng se susumelitseng senatla sa libanka sa
State Street ho etsa kopo tendereng ea

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Compenswiss le ho nka sebaka sa UBS e le molaoli oa thepa?

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Hobaneng taelo ya ho laola matlotlo a AHV
e ile ya fuwa motshehetsi e mong, eo hona

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jwale e leng motshehetsi wa kantle ho naha?

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Motsamaisi wa kgale wa letlole, UBS, o entse phoso
efe? Ke eng se etsang hore State Street e be betere?

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Ka tloaelo, tefello ea selemo le selemo ea poloko e lefisoang ke
banka e bolokang e ba lipakeng tsa 0.01% le

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0.05% ea matlotlo a laoloang, ho latela ho rarahana
ha taolo ea matlotlo le lintlha tsa konteraka.

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Ka matlotlo a boleng ba CHF 40 bilione, sena se ka lekana le
hoo e ka bang: 1,234,321 Ha e le ho 0.01%: CHF 4 milione ka

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selemo 1,234,321 Ha e le ho 0.05%: CHF 20 milione ka selemo

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Leha ho le joalo, lekeno la lefats'e la State Street Corporation
le fihlile ho hoo e ka bang USD 18.36 bilione ka 2023,

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'me boholo ba lona bo tsoa tlhokomelong ea thepa,
taolong ea matlotlo le lits'ebeletsong tse ling tsa lichelete.

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Mebaraka ea Switzerland le Jeremane mohlomong e etsa
karolo e nyane feela ea khoebo kaofela, haholo-holo

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karolong ea ho ba banka e bolokang thepa ea mekhatlo.

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Ha ho nahanoa hore le nkhono o ne a tla tlameha ho loha nako e
telele ho fumana CHF limilione tse 4, botsamaisi ba

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Switzerland/Jeremane ba State Street bo tlameha
hore bo be bo ketekile phaello e tsoang taelong ena.

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Ka tloaelo, ho hapa tenderi ho lula ho ketekwa ka mokgwa o
loketseng, hobane haeba e ne e se ya phaello, ho ka etsahala

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hore motho a ka be a sa itshwenya ka ho nka karolo ho yona.

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Leha ho le jwalo, ho etsa phaello e ngata ha ho bolele hakaalo
hore o fihletse feela moputso o tswelang

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pele o lokelang ho lefella ditshenyehelo tsa
hao; ho ka nna ha eba le mabaka a mang hape.

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Mme jwalo ka ba kenyang letsoho ho
AHV, ka tlhaho re ka thahasella tseo.

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Na maikemisetso a 'nete e ka ba hore, tlas'a molao oa Amerika,
matlotlo a AHV a ka emisoa ho sebetsa ka mabaka a fokolang?

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Hara lipuisano tsena, boradipolotiki ba bang ba se ba
ntse ba kopa hore matlotlo a sechaba a laoloe ka boikemelo

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ho tloha libankeng tse kholo tsa Amerika nakong e tlang.

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Ba batla taolo e kholo le ponaletso mabapi le hore na
chelete ea letlole la AHV e tseteloa joang le hokae.

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Nyeoe ena e ama bohle ba phelang Switzerland.
E ama chelete le lipenshene tsa baahi bohle.

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Matlotlo a AHV a tlameha ho dula
Switzerland mme a be tlasa taolo ya Switzerland!

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U ka tshehetsa kopo ena ka ho tshehetsa letsholo le kopo ya
koranta ya Switzerland, Schweizerzeit, e nang le

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sehlooho se reng "Das AHV-Vermögen bleibt in
der Schweiz" (Matlotlo a AHV a sala Switzerland).

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Nako ea pokello e fela qetellong ea Pherekhong
2025. U ka fumana letlapa la mosaeno ka lebokoseng le

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leputsoa la tlhahisoleseling ka tlas'a lenaneo lena.