WEBVTT 00:00.096 --> 00:07.361 Lebaka leo ka lona letlole la matšeliso la AHV la Switzerland, ho kenyeletsoa le polokelo ea penshene, le tlas'a taolo ea 00:07.361 --> 00:12.020 banka ea mohlokomeli ea Amerika, ke hore, molaoli oa thepa. 00:12.020 --> 00:18.325 Jwaloka Jeremane, ditefello tsa penshene tsa kgwedi le kgwedi ho batho ba penshene ba Switzerland di lefuwa ke 00:18.325 --> 00:25.091 Inshorense ya Botsofadi le Baphonyohi (AHV) ho tswa tsamaisong e bitswang ya ho lefa ha o ntse o sebetsa. 00:25.091 --> 00:32.878 Sena se bolela hore ditefello tsa penshene tsa ha jwale di etswa ka menehelo ya kgwedi le kgwedi ya basebetsi. 00:32.878 --> 00:38.473 Leha ho le jwalo, ho fapana le Jeremane, Switzerland e ntse e na le letlole la matšeliso la AHV/IV/EO le 00:38.473 --> 00:43.993 tletseng hantle, le nang le thepa e ka bang di-franc tsa Switzerland tse dibilione tse 40. 00:43.993 --> 00:48.739 Chelete ena ke ea sechaba 'me e sebetsa e le polokelo bakeng sa litefo tsa penshene tse 00:48.739 --> 00:53.186 tsoelang pele tsa selemo se le seng kaofela. 00:53.186 --> 00:59.911 Chelete ena e laoloa ke Compenswiss, e leng setsi sa sechaba se ikemetseng sa Kopanelo ea 00:59.911 --> 01:04.747 Switzerland se thehiloeng ka 2017 mme se fumaneha Geneva. 01:04.747 --> 01:12.109 Compenswiss ha e laole feela litefo tsa penshene tsa khoeli le khoeli ho bapenshene ba tšoanelehang, empa 01:12.109 --> 01:17.003 hape e tsamaisa letlole la matšeliso la libilione tse 40. 01:17.003 --> 01:26.874 Ehlile, tjhelete ena ha e bolokwe ka sephiring, empa e tsetetswe dipolokelong tsa matsete ho ya ka melawana, mme Compenswiss 01:26.874 --> 01:32.670 e hloka banka e bolokang dipolokelo tsena tsa matsete. 01:32.670 --> 01:38.310 Ho fihlela jwale, mohlokomedi wa dibolayete tsena tsa boleng ba dibilione tse 40 e ne e le banka e 01:38.310 --> 01:42.051 kgolo ya Switzerland, UBS. Empa seo jwale ke nalane. 01:42.051 --> 01:48.992 Kamora tshebetso ya dithendara, Compenswiss e ile ya etsa qeto ya hore di-franc tsa Switzerland tse dibilione tse 40 tsa matlotlo a 01:48.992 --> 01:54.088 AHV di se ke tsa hlola di laolwa ke banka ya Switzerland, empa di laolwe ke lekala la Jeremane la State 01:54.088 --> 01:58.088 Street Bank ya Amerika, e nang le ntlo-kgolo Boston. 01:58.088 --> 02:03.516 State Street, hammoho le BlackRock le Vanguard, ke e 'ngoe ea balaoli ba matlotlo a maholo ka ho fetisisa 02:03.516 --> 02:10.360 lefatšeng, 'me lik'hamphani tsena li na le matla a sa lekanyetsoeng ka lebaka la boholo ba tsona feela. 02:10.360 --> 02:15.677 Leha ho le jwalo, sena se na le dikotsi tse kgolo haholo bakeng sa Switzerland le tjhelete ya bapensionere. 02:15.677 --> 02:24.482 Ena e ne e le sehlooho sa NZZ (Neue Zürcher Zeitung) ka la 7 Mphalane 2024: 02:24.482 --> 02:31.296 "Mekgwa ya dithahasello ya US le Switzerland ha se kamehla e tsamaisanang. Ka mohlala, ha sephiri sa dibanka se ne se 02:31.296 --> 02:39.480 fediswa, re bone kamoo Maamerika a ileng a hatella ka matla ho fihlela sepheo sa ona ha a ne a na le pelaelo," ho rialo Matter. 02:39.480 --> 02:45.216 Maemong a feteletseng, banka e bolokang e ka hana ho fana ka li-securities. Ha ho e-ba le tsietsi, Lekhotla 02:45.216 --> 02:51.760 la Federale le na le mekhoa e betere ea ho nka khato ha le sebetsa le banka ea Switzerland. 02:51.760 --> 03:00.520 Compenswiss jwale e bone ho loketse ho nyenyefatsa kotsi ena mme e fane ka phatlalatso ya boralitaba ka la 11 Mphalane. 03:00.520 --> 03:04.877 Ho NZZ, Compenswiss e ngola, har'a tse ling : 03:04.877 --> 03:12.743 Kotsi ea hore balaoli ba US ba hatsetsa thepa e ile ea hlahlojoa ke Compenswiss e le karolo ea tender. 03:12.743 --> 03:19.960 Ho hlaheng ha kotsi ena ho ne ho nkuoa hore ha ho na monyetla o moholo oa hore ho etsahale. Na hoo ho nepahetse? 03:19.960 --> 03:26.107 Moprofesa oa molao oa libanka Dr Rolf Sethe oa Univesithi ea Zurich o belaella sena: 03:26.107 --> 03:33.891 E, maemong a feteletseng, US e ka fumana phihlello ea lichelete tsa matšeliso tsa AHV, IV le EO ka State Street. Sena ke hobane 03:33.891 --> 03:38.347 State Street e tšoere lisebelisoa tsa lichelete tsa matšeliso. 03:38.347 --> 03:44.861 "Haeba o batla ho ntša tsena akhaontong ea poloko, o tlameha ho laela State Street hore e li fetisetse akhaontong ea 03:44.861 --> 03:51.665 poloko bankeng e 'ngoe ea mohlokomeli," ho bolela Rolf Sethe, moprofesa oa molao oa libanka Univesithing ea Zurich. 03:51.665 --> 03:56.539 Sena se bolela hore ntle le tshebedisano-mmoho ya State Street jwalo ka banka e 03:56.539 --> 03:59.913 bolokang, AHV e ke ke ya kgona ho ntsha matlotlo. 03:59.913 --> 04:06.270 Sena se sebetsa ho sa tsotellehe hore na lisebelisoa tsa lichelete li bolokiloe hokae. 04:06.270 --> 04:14.388 Joaloka banka ea US, State Street e tlas'a molao oa US. "Haeba mmuso oa US o ne o ka beha Switzerland tlas'a likotlo, 04:14.388 --> 04:19.894 banka e ne e tla tlameha ho li latela," Sethe a tsoela pele. 04:19.894 --> 04:26.975 Kaha US e atisa ho kenya molao oa eona tšebetsong linaheng tse ling, ho ka etsahala hore e laele banka hore e 04:26.975 --> 04:31.601 kenye likotlo tšebetsong ka mekhatlo ea eona ea Europe hape. 04:31.601 --> 04:36.880 Compenswiss e na le taelo ho lekala la State Street le Munich. 04:36.880 --> 04:44.377 Ha ho shejoa boitšoaro ba tsamaiso ea US lilemong tse 50 tse fetileng, ha se ntho e sa lebelloang, empa ke ntho e ka 04:44.377 --> 04:52.698 etsahalang haholo, hore US e ka thibela kapa ea utsoa thepa ea kantle ho naha ha ho na le likotlo kapa likhohlano. 04:52.698 --> 04:58.780 Switzerland e se e bile le maiphihlelo a sa thabiseng le a turang haholo ka sena. 04:58.780 --> 05:04.511 Kamora Ntwa ya Bobedi ya Lefatshe, Switzerland e ile ya tlameha ho lefa di-franc tse dimilione tse makgolo a mabedi le mashome a 05:04.511 --> 05:11.513 metso e mene (chelete e kgolo haholo ka nako eo) ka dikarolo tlasa Tumellano ya Washington ka lebaka la ho se nke karolo ntweng. 05:11.513 --> 05:17.284 Qetellong, tefo e neng e batloa e ile ea fokotsoa ka halofo. 05:17.284 --> 05:24.685 Leha Switzerland e sa ka ea ama seo ho thoeng ke "thepa e se nang beng" ka mor'a Ntoa ea Bobeli ea Lefatše – ha ea ka ea e etsa 05:24.685 --> 05:33.380 hore e nyamele ka ho e nka ka 'muso joalokaha linaha tse ling li entse – e ile ea qobelloa ho lefa libilione e le matšeliso. 05:33.380 --> 05:40.232 Sephiri sa libanka, se neng se sebetsa le ho basele, se ile sa amohuoa Switzerland ka khatello ea lichelete ka ho tšosa ka 05:40.232 --> 05:45.080 ho e qhelela ka thoko litšebelisong tsa lichelete tsa machaba. 05:45.080 --> 05:51.229 Qetellong, empa e le ya bohlokwa, UBS e ile ya qobelleha ho nka taolo ya Credit Suisse e neng e kula tlasa 05:51.229 --> 05:56.994 kgatello ya mmuso wa Amerika, ka hoo ya baka kotsi e kgolo ho balefi ba lekgetho ba Switzerland. 05:56.994 --> 06:06.234 Kla.TV e tlalehile ka sena ka la 28 'Mesa 2023 le la 24 Pulungoana 2023. 06:06.234 --> 06:12.007 Haufinyane tjena, USA e bontšitse ka tsela e kholo kamoo e sebetsanang le matlotlo a linaha tse 06:12.007 --> 06:15.504 ling kateng ha e beha likotlo khahlanong le tsona. 06:15.504 --> 06:22.550 Puso ea Amerika e ile ea beha likotlo ho Russia, 'me ka ho etsa joalo, ea thibela libilione tse 260 06:22.550 --> 06:27.368 lefatšeng ka bophara tseo e leng tsa Banka ea Naha ea Russia. 06:27.368 --> 06:33.243 Amerika ha e so ka e ba le bothata le maruo a batho ba bang. 06:34.800 --> 06:40.294 Ke eng se susumelitseng senatla sa libanka sa State Street ho etsa kopo tendereng ea 06:40.294 --> 06:45.910 Compenswiss le ho nka sebaka sa UBS e le molaoli oa thepa? 06:45.910 --> 06:50.259 Hobaneng taelo ya ho laola matlotlo a AHV e ile ya fuwa motshehetsi e mong, eo hona 06:50.259 --> 06:53.112 jwale e leng motshehetsi wa kantle ho naha? 06:53.112 --> 06:59.680 Motsamaisi wa kgale wa letlole, UBS, o entse phoso efe? Ke eng se etsang hore State Street e be betere? 06:59.680 --> 07:07.627 Ka tloaelo, tefello ea selemo le selemo ea poloko e lefisoang ke banka e bolokang e ba lipakeng tsa 0.01% le 07:07.627 --> 07:15.982 0.05% ea matlotlo a laoloang, ho latela ho rarahana ha taolo ea matlotlo le lintlha tsa konteraka. 07:15.982 --> 07:24.654 Ka matlotlo a boleng ba CHF 40 bilione, sena se ka lekana le hoo e ka bang: 1,234,321 Ha e le ho 0.01%: CHF 4 milione ka 07:24.654 --> 07:30.560 selemo 1,234,321 Ha e le ho 0.05%: CHF 20 milione ka selemo 07:30.560 --> 07:39.205 Leha ho le joalo, lekeno la lefats'e la State Street Corporation le fihlile ho hoo e ka bang USD 18.36 bilione ka 2023, 07:39.205 --> 07:48.430 'me boholo ba lona bo tsoa tlhokomelong ea thepa, taolong ea matlotlo le lits'ebeletsong tse ling tsa lichelete. 07:48.430 --> 07:54.800 Mebaraka ea Switzerland le Jeremane mohlomong e etsa karolo e nyane feela ea khoebo kaofela, haholo-holo 07:54.800 --> 07:59.640 karolong ea ho ba banka e bolokang thepa ea mekhatlo. 07:59.640 --> 08:05.367 Ha ho nahanoa hore le nkhono o ne a tla tlameha ho loha nako e telele ho fumana CHF limilione tse 4, botsamaisi ba 08:05.367 --> 08:11.033 Switzerland/Jeremane ba State Street bo tlameha hore bo be bo ketekile phaello e tsoang taelong ena. 08:11.033 --> 08:17.914 Ka tloaelo, ho hapa tenderi ho lula ho ketekwa ka mokgwa o loketseng, hobane haeba e ne e se ya phaello, ho ka etsahala 08:17.914 --> 08:21.780 hore motho a ka be a sa itshwenya ka ho nka karolo ho yona. 08:21.780 --> 08:27.700 Leha ho le jwalo, ho etsa phaello e ngata ha ho bolele hakaalo hore o fihletse feela moputso o tswelang 08:27.700 --> 08:33.990 pele o lokelang ho lefella ditshenyehelo tsa hao; ho ka nna ha eba le mabaka a mang hape. 08:33.990 --> 08:39.700 Mme jwalo ka ba kenyang letsoho ho AHV, ka tlhaho re ka thahasella tseo. 08:39.700 --> 08:50.200 Na maikemisetso a 'nete e ka ba hore, tlas'a molao oa Amerika, matlotlo a AHV a ka emisoa ho sebetsa ka mabaka a fokolang? 08:52.088 --> 08:58.877 Hara lipuisano tsena, boradipolotiki ba bang ba se ba ntse ba kopa hore matlotlo a sechaba a laoloe ka boikemelo 08:58.877 --> 09:02.289 ho tloha libankeng tse kholo tsa Amerika nakong e tlang. 09:02.289 --> 09:10.380 Ba batla taolo e kholo le ponaletso mabapi le hore na chelete ea letlole la AHV e tseteloa joang le hokae. 09:10.380 --> 09:18.723 Nyeoe ena e ama bohle ba phelang Switzerland. E ama chelete le lipenshene tsa baahi bohle. 09:18.723 --> 09:23.940 Matlotlo a AHV a tlameha ho dula Switzerland mme a be tlasa taolo ya Switzerland! 09:23.940 --> 09:28.398 U ka tshehetsa kopo ena ka ho tshehetsa letsholo le kopo ya koranta ya Switzerland, Schweizerzeit, e nang le 09:28.398 --> 09:32.835 sehlooho se reng "Das AHV-Vermögen bleibt in der Schweiz" (Matlotlo a AHV a sala Switzerland). 09:32.835 --> 09:39.160 Nako ea pokello e fela qetellong ea Pherekhong 2025. U ka fumana letlapa la mosaeno ka lebokoseng le 09:39.160 --> 09:42.513 leputsoa la tlhahisoleseling ka tlas'a lenaneo lena.