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Kungani ingxenye yokubuyiselwa ye-AHV yaseSwitzerland,
kuhlanganise nezimali zokonga umhlalaphansi,

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isingaphansi kokulawulwa kwebhange lokugcina
laseMelika, okungukuthi umphathi wezimpahla.

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NjengaseJalimane, izinkokhelo zomhlomulo zenyanga kubatholi
bomhlomulo baseSwitzerland zikhokhwa yi-Old Age and Survivors'

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Insurance (AHV) kusistimu ebizwa ngokuthi pay-as-you-go.

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Lokhu kusho ukuthi izinkokhelo zepenshoni zamanje
zenziwa ngeminikelo yenyanga yabantu abasebenzayo.

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Ngokungafani neJalimane, iSwitzerland isenayo ingxenye
yokubuyiselwa kwezimali ye-AHV/IV/EO egcwele kahle,

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enezimpahla cishe amabhiliyoni angama-40 efranc yaseSwitzerland.

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Le mali ingeyabantu bonke futhi isebenza njengengqolobane
yokugcina izinkokhelo zomhlalaphansi eziqhubekayo zonyaka owodwa.

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Le mali iphethwe yi-Compenswiss, okuyisikhungo
somphakathi esizimele se-Confederation

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yaseSwitzerland esasungulwa ngo-2017 futhi esisekelwe eGeneva.

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I-Compenswiss ayigcini ngokulawula izinkokhelo
zenkontileka yenyanga kubatholi abafanelekayo, kodwa futhi

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iphethe umkhakha wezibuyiselo onezigidi ezingama-40.

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Impela, le mali ayigcinwa endaweni evikelekile,
kodwa ithelwa ezitokweni ngokuhambisana nemithetho, futhi

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iCompenswiss idinga ibhange lokugcina lezi zitokwe.

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Kuze kube manje, umgcini walokhu kwezibopho zezimali
ezingaba izigidigidi ezingama-40 kwakuyibhange elikhulu

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laseSwitzerland i-UBS. Kodwa manje sekuyindaba esidlule.

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Ngemva kwenqubo yokunikezwa kwenkontileka, iCompenswiss yanquma
ukuthi lezi zifranse ezingama-40 billion zaseSwitzerland zemali

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ye-AHV akuseyona imali ezophathwa yibhange
laseSwitzerland, kodwa yibhange elincane laseJalimane le-State

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Street Bank yaseMelika, elinhloko-dolobha yalo eseBoston.

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I-State Street, kanye ne-BlackRock ne-Vanguard, ingenye
yezinkampani ezinkulu kakhulu zokuphatha

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izimpahla emhlabeni, futhi lezi zinkampani zinegunya
elikhulu elingaba khona ngenxa yobukhulu bazo.

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Nokho, lokhu kuhilela izingozi ezinkulu
eSwitzerland nasemalini yabatholi mpenishini.

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Lesi kwakuyisihloko esikhulu se-NZZ (Neue
Zürcher Zeitung) ngomhlaka 7 Okthoba 2024:

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"Izithakazelo zase-US naseSwitzerland azihlali zihambisana.
Isibonelo, lapho imfihlo yamabhange isuswa, sabona

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ukuthi amaMelika acindezela kangakanani ukuze
athole abakufunayo lapho bekungabazeka," kusho uMatter.

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Ezimo ezimbi kakhulu, ibhange eligcini linganqaba ukuletha
izitokwe. Uma kwenzeka isimo esiphuthumayo,

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iKhonsili Kazwelonke inezinketho ezingcono
zokuthatha izinyathelo neBhange laseSwitzerland.

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I-Compenswiss manje isibone kufanelekile ukunciphisa lobu bungozi
futhi ikhiphe isimemezelo sezindaba ngomhlaka 11 Okthoba.

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Ku-NZZ, i-Compenswiss ibhala, phakathi kwezinye izinto :

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Ingozi yokuthi iziphathimandla zase-US zivale izimpahla
yahlaziywa yiCompenswiss njengengxenye yokunikezwa kwetenda.

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Kwenzeka kwale ngozi kwakubhekwa
njengokungelula kakhulu. Ingabe lokho kulungile?

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UProfesa womthetho wezamasheya uDkt. Rolf
Sethe waseNyuvesi yaseZurich uyangabaza lokhu:

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Yebo, ezimweni ezinzima kakhulu, i-US ingase ithole ukufinyelela
ezimali zokuhlawula ze-AHV, IV ne-EO nge-State

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Street. Lokhu kungenxa yokuthi i-State Street
igcina izinsiza zezimali zalezi zimali zokuhlawula.

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"Uma ufuna ukukhipha lezi ku-akhawunti yokugcinwa, kumele uyalele
i-State Street ukuthi izidlulisele ku-akhawunti

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yokugcinwa ebhange lomgcini ohlukile," kusho uRolf
Sethe, uprofesa womthetho webhange eNyuvesi yaseZurich.

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Lokhu kusho ukuthi ngaphandle kokubambisana kwe-State Street
njengebhange eligcini, i-AHV ayikwazi ukukhipha izimpahla.

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Lokhu kusebenza kungakhathalekile ukuthi
izinsiza zezimali zigcinwe kuphi ngokomzimba.

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Njengebhange lase-US, i-State Street ilawulwa ngumthetho wase-US.
Uma uhulumeni wase-US efuna ukubeka izijeziso eSwitzerland,

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ibhange lizophoqeleka ukuzihambisana nazo, kuqhubeka uSethe.

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Njengoba i-US ivame ukuqinisekisa imithetho yayo ngaphandle
kwemingcele yayo, kungenzeka ukuthi imyaleze ibhange ukuthi

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lisebenzise izijeziso ngezinkampani zayo ezingaphansi kweYurophu.

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I-Compenswiss inikezwe umsebenzi
wenkampani yengaphansi ye-State Street eMunich.

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Uma sibheka ukuziphatha kukahulumeni wase-US eminyakeni engu-50
edlule, akungabazeki, kodwa kunokwenzeka kakhulu

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ukuthi i-US izovimba noma ngisho ibe yiba impahla
yangaphandle uma kuba nezijeziso noma izingxabano.

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ISwitzerland isivele yaba
nezipiliyoni ezimbi kakhulu nezibizayo ngalokhu.

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Ngemva kweMpi Yezwe Yesibili, iSwitzerland yacelwa ukuthi ikhokhe
izigidi ezingamashumi amabili nantlanu ezama-franc aseSwitzerland

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(inani elikhulu kakhulu ngaleso sikhathi)
ngokwezingxenye ngaphansi kweSivumelwano

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saseWashington ngenxa yokungabambi iqhaza empini.

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Ekugcineni, inkokhelo eyayiceliwe yancishiswa ngo-50%.

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Nakuba iSwitzerland ingakaze ithinte izimpahla ezibizwa ngokuthi
"ezingabanikazi" ngemva kweMpi Yezwe Yesibili – ayizange izenze

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zinyamalale ngokuzithathela kombuso
njengalokhu okwenzeke kwamanye amazwe – yaphonswa

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ukuba ikhokhe izigidigidi zemali yokubuyisana.

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Imfihlo yezebhange, eyayisebenza nakubantu bangaphandle, yasuswa
eSwitzerland ngokuxhawushawulwa kwezezimali ngokuyisongela

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ngokuyinqamula ekuthengiselaneni kwezimali zamazwe ngamazwe.

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Ekugcineni kodwa hhayi okuncane, i-UBS yaphoqeleka ukuthatha
i-Credit Suisse eyayigula ngaphansi kwengcindezi

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kahulumeni waseMelika, ngaleyo ndlela yadala isikhwama
esigcwele ugunya kubakhokhi bentela baseSwitzerland.

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Kla.TV ibike ngalokhu ngomhlaka 28
Ephreli 2023 kanye ngomhlaka 24 Novemba 2023.

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Esikhathini esisanda kwedlula, i-USA ikhombisile
ngosayizi omkhulu indlela ebhekana ngayo

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nezimpahla zamanye amazwe lapho ibeka izijeziso kuzo.

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Uhulumeni waseMelika wabeka izijeziso eRussia,
futhi ngalokho wavimba amabhiliyoni angama-260

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emhlabeni wonke aphethwe yiBhange Kazwelonke laseRussia.

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I-United States ayikaze ibe nokuzonda ngezimpahla zabanye abantu.

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Yini eyabangela inkampani enkulu yezebhange i-State
Street ukuthi ifake isiphakamiso esiphendulweni se-Compenswiss

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bese ithathe indawo ye-UBS njengomphathi wezimpahla?

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Kungani umsebenzi wokuphatha izimpahla ze-AHV
wanikezwa omunye umgcini, okwamanje ongumphandle?

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Yini i-trustee yakudala, i-UBS, eyenze
kabi? Yini eyenza i-State Street ibe ngcono?

69
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Ngokuvamile, imali yokugcinwa yonyaka ekhokhiswa ibhange
eligcinayo iphakathi kuka-0.01% no-0.05%

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wezimpahla eziphathwayo, kuye ngobunzima bokuphathwa
kwezimpahla kanye nemininingwane yesivumelwano.

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Ngezimpahla eziyi-CHF 40 billion, lokhu kungaba
cishe: 1,234,321 Ku-0.01%: CHF 4 million

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ngonyaka 1,234,321 Ku-0.05%: CHF 20 million ngonyaka

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Nokho, imali engenayo yomhlaba wonke ye-State Street Corporation
yayingaba cishe izigidigidi ezingama-18.36 zamadola aseMelika

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ngo-2023, iningi layo livela ebhange lokugcina izimpahla,
ekuphathweni kwezimpahla kanye nezinye izinsizakalo zezimali.

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00:07:48,430 --> 00:07:54,289
Izimakethe zaseSwitzerland nezaseJalimane cishe
zimela ingxenye encane yebhizinisi lonke,

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ikakhulukazi njengobhange lokugcina izimpahla zezikhungo.

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Uma sicabanga ukuthi ngisho nomakhulu bekumele aluke isikhathi
eside ukuze athole ama-CHF ayizigidi ezine,

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abaphathi baseSwitzerland nabaseJalimane be-State
Street kumele babe sebegubha inzuzo yalo myalelo.

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Ngokuvamile, ukunqoba itenda kuhlale kugujwa
ngendlela efanele, ngoba uma bekungekho inzuzo,

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bekungeke kube nokuzikhandla ukubamba iqhaza kuyo.

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Nokho, ukuba nenzuzo enkulu akusho ngempela ukuthi ufinyelele
kuphela ekutholeni imali engenayo eqhubekayo okufanele

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ihlanganise izindleko zakho; kungase kube nezinye izizathu.

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Futhi njengabanikeli be-AHV,
ngokwemvelo sizoba nentshisekelo kulabo.

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Ingabe izizathu zangempela zingaba ukuthi, ngaphansi komthetho
waseMelika, izimpahla ze-AHV zingavalwa ngezizathu ezingamanga?

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Phakathi nalezi zingxoxo, abanye abezepolitiki
sebebizela ukuthi impahla yomphakathi iphethwe ngokuzimela

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ezindaweni ezinkulu zamabhange aseMelika esikhathini esizayo.

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Bafuna ukulawula okwengeziwe nokusobala mayelana nokuthi
imali yefandisi ye-AHV itshalwa kanjani nokuthi kuphi.

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Leli cala lithinta wonke umuntu ohlala eSwitzerland.
Liphathelene nemali namapenshoni yawo wonke abahlali.

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Izimpahla ze-AHV kumele zihlale eSwitzerland
futhi zibe ngaphansi kokulawulwa kweSwitzerland!

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Unganikela ngelizwi lakho kulesi sicelo ngokusekela umkhankaso
nesiphakamiso sephephandaba laseSwitzerland

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i-Schweizerzeit, esithi "Das AHV-Vermögen bleibt in
der Schweiz" (impahla ye-AHV ihlala eSwitzerland).

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Isikhathi sokuqoqwa siya kuze kube sekupheleni
kukaJanuwari 2025. Ungathola ishidi lokusayina ebhokisini

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lolwazi oluhlaza okwesibhakabhaka ngaphansi kwale nkqubo.