WEBVTT 00:00.096 --> 00:05.975 Kungani ingxenye yokubuyiselwa ye-AHV yaseSwitzerland, kuhlanganise nezimali zokonga umhlalaphansi, 00:05.975 --> 00:12.020 isingaphansi kokulawulwa kwebhange lokugcina laseMelika, okungukuthi umphathi wezimpahla. 00:12.020 --> 00:20.398 NjengaseJalimane, izinkokhelo zomhlomulo zenyanga kubatholi bomhlomulo baseSwitzerland zikhokhwa yi-Old Age and Survivors' 00:20.398 --> 00:25.091 Insurance (AHV) kusistimu ebizwa ngokuthi pay-as-you-go. 00:25.091 --> 00:32.878 Lokhu kusho ukuthi izinkokhelo zepenshoni zamanje zenziwa ngeminikelo yenyanga yabantu abasebenzayo. 00:32.878 --> 00:39.381 Ngokungafani neJalimane, iSwitzerland isenayo ingxenye yokubuyiselwa kwezimali ye-AHV/IV/EO egcwele kahle, 00:39.381 --> 00:43.993 enezimpahla cishe amabhiliyoni angama-40 efranc yaseSwitzerland. 00:43.993 --> 00:53.186 Le mali ingeyabantu bonke futhi isebenza njengengqolobane yokugcina izinkokhelo zomhlalaphansi eziqhubekayo zonyaka owodwa. 00:53.186 --> 00:59.566 Le mali iphethwe yi-Compenswiss, okuyisikhungo somphakathi esizimele se-Confederation 00:59.566 --> 01:04.747 yaseSwitzerland esasungulwa ngo-2017 futhi esisekelwe eGeneva. 01:04.747 --> 01:12.342 I-Compenswiss ayigcini ngokulawula izinkokhelo zenkontileka yenyanga kubatholi abafanelekayo, kodwa futhi 01:12.342 --> 01:17.003 iphethe umkhakha wezibuyiselo onezigidi ezingama-40. 01:17.003 --> 01:26.543 Impela, le mali ayigcinwa endaweni evikelekile, kodwa ithelwa ezitokweni ngokuhambisana nemithetho, futhi 01:26.543 --> 01:32.670 iCompenswiss idinga ibhange lokugcina lezi zitokwe. 01:32.670 --> 01:38.358 Kuze kube manje, umgcini walokhu kwezibopho zezimali ezingaba izigidigidi ezingama-40 kwakuyibhange elikhulu 01:38.358 --> 01:42.051 laseSwitzerland i-UBS. Kodwa manje sekuyindaba esidlule. 01:42.051 --> 01:48.729 Ngemva kwenqubo yokunikezwa kwenkontileka, iCompenswiss yanquma ukuthi lezi zifranse ezingama-40 billion zaseSwitzerland zemali 01:48.729 --> 01:53.871 ye-AHV akuseyona imali ezophathwa yibhange laseSwitzerland, kodwa yibhange elincane laseJalimane le-State 01:53.871 --> 01:58.088 Street Bank yaseMelika, elinhloko-dolobha yalo eseBoston. 01:58.088 --> 02:03.399 I-State Street, kanye ne-BlackRock ne-Vanguard, ingenye yezinkampani ezinkulu kakhulu zokuphatha 02:03.399 --> 02:10.360 izimpahla emhlabeni, futhi lezi zinkampani zinegunya elikhulu elingaba khona ngenxa yobukhulu bazo. 02:10.360 --> 02:15.677 Nokho, lokhu kuhilela izingozi ezinkulu eSwitzerland nasemalini yabatholi mpenishini. 02:15.677 --> 02:24.482 Lesi kwakuyisihloko esikhulu se-NZZ (Neue Zürcher Zeitung) ngomhlaka 7 Okthoba 2024: 02:24.482 --> 02:31.886 "Izithakazelo zase-US naseSwitzerland azihlali zihambisana. Isibonelo, lapho imfihlo yamabhange isuswa, sabona 02:31.886 --> 02:39.480 ukuthi amaMelika acindezela kangakanani ukuze athole abakufunayo lapho bekungabazeka," kusho uMatter. 02:39.480 --> 02:45.088 Ezimo ezimbi kakhulu, ibhange eligcini linganqaba ukuletha izitokwe. Uma kwenzeka isimo esiphuthumayo, 02:45.088 --> 02:51.760 iKhonsili Kazwelonke inezinketho ezingcono zokuthatha izinyathelo neBhange laseSwitzerland. 02:51.760 --> 03:00.520 I-Compenswiss manje isibone kufanelekile ukunciphisa lobu bungozi futhi ikhiphe isimemezelo sezindaba ngomhlaka 11 Okthoba. 03:00.520 --> 03:04.877 Ku-NZZ, i-Compenswiss ibhala, phakathi kwezinye izinto : 03:04.877 --> 03:12.743 Ingozi yokuthi iziphathimandla zase-US zivale izimpahla yahlaziywa yiCompenswiss njengengxenye yokunikezwa kwetenda. 03:12.743 --> 03:19.960 Kwenzeka kwale ngozi kwakubhekwa njengokungelula kakhulu. Ingabe lokho kulungile? 03:19.960 --> 03:26.107 UProfesa womthetho wezamasheya uDkt. Rolf Sethe waseNyuvesi yaseZurich uyangabaza lokhu: 03:26.107 --> 03:32.292 Yebo, ezimweni ezinzima kakhulu, i-US ingase ithole ukufinyelela ezimali zokuhlawula ze-AHV, IV ne-EO nge-State 03:32.292 --> 03:38.347 Street. Lokhu kungenxa yokuthi i-State Street igcina izinsiza zezimali zalezi zimali zokuhlawula. 03:38.347 --> 03:45.039 "Uma ufuna ukukhipha lezi ku-akhawunti yokugcinwa, kumele uyalele i-State Street ukuthi izidlulisele ku-akhawunti 03:45.039 --> 03:51.665 yokugcinwa ebhange lomgcini ohlukile," kusho uRolf Sethe, uprofesa womthetho webhange eNyuvesi yaseZurich. 03:51.665 --> 03:59.913 Lokhu kusho ukuthi ngaphandle kokubambisana kwe-State Street njengebhange eligcini, i-AHV ayikwazi ukukhipha izimpahla. 03:59.913 --> 04:06.270 Lokhu kusebenza kungakhathalekile ukuthi izinsiza zezimali zigcinwe kuphi ngokomzimba. 04:06.270 --> 04:14.570 Njengebhange lase-US, i-State Street ilawulwa ngumthetho wase-US. Uma uhulumeni wase-US efuna ukubeka izijeziso eSwitzerland, 04:14.570 --> 04:19.894 ibhange lizophoqeleka ukuzihambisana nazo, kuqhubeka uSethe. 04:19.894 --> 04:26.997 Njengoba i-US ivame ukuqinisekisa imithetho yayo ngaphandle kwemingcele yayo, kungenzeka ukuthi imyaleze ibhange ukuthi 04:26.997 --> 04:31.601 lisebenzise izijeziso ngezinkampani zayo ezingaphansi kweYurophu. 04:31.601 --> 04:36.880 I-Compenswiss inikezwe umsebenzi wenkampani yengaphansi ye-State Street eMunich. 04:36.880 --> 04:44.731 Uma sibheka ukuziphatha kukahulumeni wase-US eminyakeni engu-50 edlule, akungabazeki, kodwa kunokwenzeka kakhulu 04:44.731 --> 04:52.698 ukuthi i-US izovimba noma ngisho ibe yiba impahla yangaphandle uma kuba nezijeziso noma izingxabano. 04:52.698 --> 04:58.780 ISwitzerland isivele yaba nezipiliyoni ezimbi kakhulu nezibizayo ngalokhu. 04:58.780 --> 05:04.490 Ngemva kweMpi Yezwe Yesibili, iSwitzerland yacelwa ukuthi ikhokhe izigidi ezingamashumi amabili nantlanu ezama-franc aseSwitzerland 05:04.490 --> 05:08.064 (inani elikhulu kakhulu ngaleso sikhathi) ngokwezingxenye ngaphansi kweSivumelwano 05:08.064 --> 05:11.513 saseWashington ngenxa yokungabambi iqhaza empini. 05:11.513 --> 05:17.284 Ekugcineni, inkokhelo eyayiceliwe yancishiswa ngo-50%. 05:17.284 --> 05:24.486 Nakuba iSwitzerland ingakaze ithinte izimpahla ezibizwa ngokuthi "ezingabanikazi" ngemva kweMpi Yezwe Yesibili – ayizange izenze 05:24.486 --> 05:29.269 zinyamalale ngokuzithathela kombuso njengalokhu okwenzeke kwamanye amazwe – yaphonswa 05:29.269 --> 05:33.380 ukuba ikhokhe izigidigidi zemali yokubuyisana. 05:33.380 --> 05:40.325 Imfihlo yezebhange, eyayisebenza nakubantu bangaphandle, yasuswa eSwitzerland ngokuxhawushawulwa kwezezimali ngokuyisongela 05:40.325 --> 05:45.080 ngokuyinqamula ekuthengiselaneni kwezimali zamazwe ngamazwe. 05:45.080 --> 05:51.022 Ekugcineni kodwa hhayi okuncane, i-UBS yaphoqeleka ukuthatha i-Credit Suisse eyayigula ngaphansi kwengcindezi 05:51.022 --> 05:56.994 kahulumeni waseMelika, ngaleyo ndlela yadala isikhwama esigcwele ugunya kubakhokhi bentela baseSwitzerland. 05:56.994 --> 06:06.234 Kla.TV ibike ngalokhu ngomhlaka 28 Ephreli 2023 kanye ngomhlaka 24 Novemba 2023. 06:06.234 --> 06:11.756 Esikhathini esisanda kwedlula, i-USA ikhombisile ngosayizi omkhulu indlela ebhekana ngayo 06:11.756 --> 06:15.504 nezimpahla zamanye amazwe lapho ibeka izijeziso kuzo. 06:15.504 --> 06:22.608 Uhulumeni waseMelika wabeka izijeziso eRussia, futhi ngalokho wavimba amabhiliyoni angama-260 06:22.608 --> 06:27.368 emhlabeni wonke aphethwe yiBhange Kazwelonke laseRussia. 06:27.368 --> 06:33.243 I-United States ayikaze ibe nokuzonda ngezimpahla zabanye abantu. 06:34.800 --> 06:41.185 Yini eyabangela inkampani enkulu yezebhange i-State Street ukuthi ifake isiphakamiso esiphendulweni se-Compenswiss 06:41.185 --> 06:45.910 bese ithathe indawo ye-UBS njengomphathi wezimpahla? 06:45.910 --> 06:53.112 Kungani umsebenzi wokuphatha izimpahla ze-AHV wanikezwa omunye umgcini, okwamanje ongumphandle? 06:53.112 --> 06:59.680 Yini i-trustee yakudala, i-UBS, eyenze kabi? Yini eyenza i-State Street ibe ngcono? 06:59.680 --> 07:07.142 Ngokuvamile, imali yokugcinwa yonyaka ekhokhiswa ibhange eligcinayo iphakathi kuka-0.01% no-0.05% 07:07.142 --> 07:15.982 wezimpahla eziphathwayo, kuye ngobunzima bokuphathwa kwezimpahla kanye nemininingwane yesivumelwano. 07:15.982 --> 07:24.100 Ngezimpahla eziyi-CHF 40 billion, lokhu kungaba cishe: 1,234,321 Ku-0.01%: CHF 4 million 07:24.100 --> 07:30.560 ngonyaka 1,234,321 Ku-0.05%: CHF 20 million ngonyaka 07:30.560 --> 07:39.193 Nokho, imali engenayo yomhlaba wonke ye-State Street Corporation yayingaba cishe izigidigidi ezingama-18.36 zamadola aseMelika 07:39.193 --> 07:48.430 ngo-2023, iningi layo livela ebhange lokugcina izimpahla, ekuphathweni kwezimpahla kanye nezinye izinsizakalo zezimali. 07:48.430 --> 07:54.289 Izimakethe zaseSwitzerland nezaseJalimane cishe zimela ingxenye encane yebhizinisi lonke, 07:54.289 --> 07:59.640 ikakhulukazi njengobhange lokugcina izimpahla zezikhungo. 07:59.640 --> 08:05.197 Uma sicabanga ukuthi ngisho nomakhulu bekumele aluke isikhathi eside ukuze athole ama-CHF ayizigidi ezine, 08:05.197 --> 08:11.033 abaphathi baseSwitzerland nabaseJalimane be-State Street kumele babe sebegubha inzuzo yalo myalelo. 08:11.033 --> 08:17.702 Ngokuvamile, ukunqoba itenda kuhlale kugujwa ngendlela efanele, ngoba uma bekungekho inzuzo, 08:17.702 --> 08:21.780 bekungeke kube nokuzikhandla ukubamba iqhaza kuyo. 08:21.780 --> 08:29.091 Nokho, ukuba nenzuzo enkulu akusho ngempela ukuthi ufinyelele kuphela ekutholeni imali engenayo eqhubekayo okufanele 08:29.091 --> 08:33.990 ihlanganise izindleko zakho; kungase kube nezinye izizathu. 08:33.990 --> 08:39.700 Futhi njengabanikeli be-AHV, ngokwemvelo sizoba nentshisekelo kulabo. 08:39.700 --> 08:50.200 Ingabe izizathu zangempela zingaba ukuthi, ngaphansi komthetho waseMelika, izimpahla ze-AHV zingavalwa ngezizathu ezingamanga? 08:52.088 --> 08:58.569 Phakathi nalezi zingxoxo, abanye abezepolitiki sebebizela ukuthi impahla yomphakathi iphethwe ngokuzimela 08:58.569 --> 09:02.289 ezindaweni ezinkulu zamabhange aseMelika esikhathini esizayo. 09:02.289 --> 09:10.380 Bafuna ukulawula okwengeziwe nokusobala mayelana nokuthi imali yefandisi ye-AHV itshalwa kanjani nokuthi kuphi. 09:10.380 --> 09:18.723 Leli cala lithinta wonke umuntu ohlala eSwitzerland. Liphathelene nemali namapenshoni yawo wonke abahlali. 09:18.723 --> 09:23.940 Izimpahla ze-AHV kumele zihlale eSwitzerland futhi zibe ngaphansi kokulawulwa kweSwitzerland! 09:23.940 --> 09:28.190 Unganikela ngelizwi lakho kulesi sicelo ngokusekela umkhankaso nesiphakamiso sephephandaba laseSwitzerland 09:28.190 --> 09:32.835 i-Schweizerzeit, esithi "Das AHV-Vermögen bleibt in der Schweiz" (impahla ye-AHV ihlala eSwitzerland). 09:32.835 --> 09:39.048 Isikhathi sokuqoqwa siya kuze kube sekupheleni kukaJanuwari 2025. Ungathola ishidi lokusayina ebhokisini 09:39.048 --> 09:42.513 lolwazi oluhlaza okwesibhakabhaka ngaphansi kwale nkqubo.