WEBVTT 00:00.200 --> 00:07.367 Yawan kuɗin inshorar lafiya da ke ƙaruwa a hankali yana zama nauyi mai girma na kuɗi ga mutane da yawa a Switzerland. 00:07.367 --> 00:13.666 A cewar wata sanarwa ga manema labarai daga Ofishin Tarayya na Lafiyar Jama'a (FOPH), za su ƙaru da 00:13.666 --> 00:18.082 matsakaicin kashi 4.4 cikin ɗari a shekarar 2026. 00:18.082 --> 00:25.695 Domin rage haɓakar kuɗaɗen kashewa a fannin inshorar lafiya ta tilas, Majalisar Tarayyar Switzerland tana aiwatar 00:25.695 --> 00:30.628 da shirin sarrafa kuɗaɗen kashewa bisa ga rahoton ƙwararru. 00:30.628 --> 00:34.440 An yi niyyar wannan ne don sauƙaƙe nauyin masu biyan kuɗin inshora. 00:34.440 --> 00:43.039 Biyo bayan "Kunshin Kula da Kudin 1" na shekarar 2019, Majalisar Dokoki ta Switzerland ta amince da "Kunshin Kula da 00:43.039 --> 00:49.256 Kudin 2" a bazarar 2025, wanda ya ƙunshi ƙarin matakai 16. 00:49.256 --> 00:57.527 A watan Agusta 2025, wasu kafofin watsa labarai na Switzerland suka ruwaito, abin mamaki, cewa Majalisar Dokoki ta amince da 00:57.527 --> 01:04.864 murya ɗaya cewa, a matsayin wani ɓangare na wannan hukunci, kamfanonin inshorar lafiya za su biya dukkan kuɗin 01:04.864 --> 01:10.228 zubar da ciki a Switzerland daga shekarar 2027 zuwa gaba. 01:10.228 --> 01:18.404 Har zuwa yanzu, ana samun zubar da ciki kyauta ne kawai a Faransa, Netherlands, Ireland da Denmark. 01:18.404 --> 01:24.050 Babu kowa – ko ma masu adawa da zubar da ciki a Majalisar Dokoki – da alama bai lura da 01:24.050 --> 01:27.929 abin da aka ɓoye a cikin rubutun dokar ba. 01:27.929 --> 01:35.837 Dole ne matar ta biya ƙarin kuɗin shekara-shekara da kuma haɗin biyan doka na kashi 10% da kanta. 01:35.837 --> 01:42.893 Karin shekara-shekara shi ne mafi karancin adadin shekara-shekara – ana iya zaɓar shi cikin 'yanci tsakanin franc na Switzerland 01:42.893 --> 01:47.265 300 da 2,500 – wanda masu inshora dole ne su biya da kansu. 01:47.265 --> 01:55.752 Kudin zubar da ciki – tsakanin francs na Switzerland 700 don zubar da ciki ta magani da francs na Switzerland 01:55.752 --> 02:03.936 1,500 don zubar da ciki ta tiyata – za a rufe shi gaba ɗaya ta inshorar lafiya daga shekarar 2027. 02:03.936 --> 02:12.667 An kiyasta cewa jama'a za su ɗauki sabbin kuɗaɗe na kimanin miliyan 28 na farans na Swis. 02:12.667 --> 02:19.102 A Switzerland, mace na iya yanke shawara da kanta ko za ta yi zubar da ciki har zuwa mako na 12 na juna biyu. 02:19.102 --> 02:26.181 Ba a hukunta zubar da ciki idan matar da abin ya shafa ta gabatar da buƙata ta rubuce tana bayyana cewa tana cikin matsanancin 02:26.181 --> 02:31.959 wahala ta jiki ko ta zuciya kuma ta nemi shawarar likita. 02:31.959 --> 02:38.417 A cikin wata sanarwar manema labarai mai ranar 1 ga Satumba, 2025, EDU Switzerland ta sanar cewa za ta yi 02:38.417 --> 02:42.747 ƙarfi wajen adawa da wannan umarnin tarayya, tana mai cewa: 02:42.747 --> 02:51.602 Ba za a iya fahimta ba cewa gwamnati tana rufe duk kuɗaɗen cire ciki, kamar dai wata aikin likita ce mai matuƙar muhimmanci da ta 02:51.602 --> 02:57.781 cancanci kulawa ta musamman, alhali kuma ana sau da yawa ba a biya dukkan kuɗaɗen muhimman 02:57.781 --> 03:02.118 tiyata kamar na zuciya ko na maganin sankara ba. 03:02.118 --> 03:09.449 A ranar 25 ga Satumba 2025, 'yan majalisar ƙasa na EDU Erich Vontobel da Andreas Gafner, tare da sauran 03:09.449 --> 03:16.560 masu sa hannu, sun gabatar da ƙudurin ga Majalisar Ƙasa don gyara hukuncin da aka yi kuskure. 03:16.560 --> 03:22.911 Motsi yana umartar Majalisar Tarayya, misali, da ta ɗauki wata takamaiman mataki. 03:22.911 --> 03:30.970 Suna bukata: "An umarci Majalisar Tarayya da ta samar da sharuɗɗan doka da suka dace don tabbatar da cewa ƙarin kuɗi da 03:30.970 --> 03:37.200 ragi za su ci gaba da aiki a kan zubar da ciki inda rayuwar uwa ba ta fuskantar barazana kai 03:37.200 --> 03:40.585 tsaye daga juna biyu saboda dalilai na jiki." 03:40.585 --> 03:47.079 Dalili: "A matsayin wani ɓangare na 'Kunshin Kula da Kudin Kula da Lafiya 2', Majalisar Dokoki ta yanke shawarar a bazarar 03:47.079 --> 03:54.068 2025 cewa kamfanonin inshorar lafiya dole ne su rufe duk kuɗaɗen magani na mata masu juna biyu tun daga farkon ɗaukar ciki." 03:54.068 --> 03:59.175 An kuma faɗaɗa wannan rufin zuwa ga zubar da ciki na doka. 03:59.175 --> 04:03.856 Saboda abin takaici, kwamitocin da abin ya shafa ba su yi la'akari da wannan ba, Majalisar ba ta 04:03.856 --> 04:06.855 tattauna wannan hukunci mai zurfin tasiri a fili ba. 04:06.855 --> 04:13.440 Wannan yana nufin cewa za a yi zubar da ciki gaba ɗaya kyauta a Switzerland a karon farko daga shekarar 2027 ta gaba. 04:13.440 --> 04:19.933 Mutane da yawa suna ɗaukar wannan a matsayin cin mutunci cewa an yanke wannan shawara, wadda take batun zamantakewa da siyasa 04:19.933 --> 04:23.328 mai matuƙar sarkakiya, ba tare da muhawarar majalisar dokoki ba. 04:23.328 --> 04:27.200 Yana ba da ra'ayi cewa an ƙirƙiri 'fakta' ta ƙofar baya. 04:27.200 --> 04:33.100 Haka kuma, yaudarar gaske ne ɗaukar shawarwari a matsayin wani ɓangare na fakitin matakan rage kuɗi 04:33.100 --> 04:36.568 waɗanda za su ƙara nauyin kuɗi ga bangaren gwamnati. 04:36.568 --> 04:42.380 Ta yin haka, Majalisar Dokoki ta yi watsi da alhakin siyasa nata kuma ta lalata darajarta. 04:42.380 --> 04:48.355 A mafi yawan lokuta, zubar da ciki ba wani buƙataccen magani bane don kare rayuwar mace mai ciki, 04:48.355 --> 04:51.706 sai dai shawara ce ta gangan, gaba ɗaya ta sirri. 04:51.706 --> 04:56.774 Gabatar da cikakken bayani kan duk kuɗaɗen da suka shafi zubar ciki yana da ma'ana. 04:56.774 --> 05:03.045 Duk da haka, faɗaɗa rufin duk tsinkayar ciki da ba laifi ba yana ƙara haɗarin cewa tsinkayar ciki – musamman waɗanda aka 05:03.045 --> 05:06.848 yanke shawara a gajeriyar sanarwa – za su ci gaba da ƙaruwa. 05:06.848 --> 05:12.472 Bugu da ƙari, sabon ƙa'ida tana tilasta wa duk mutanen da aka inshora, ba tare da la'akari da ra'ayoyinsu na kashin kai ba, 05:12.472 --> 05:15.780 su taimaka biyan kuɗin zubar da ciki ta hanyar kuɗin inshorarsu. 05:15.780 --> 05:19.629 Wannan yana sa mutane da yawa su fuskanci matsananciyar rikicin ɗabi'a. 05:19.629 --> 05:22.637 Duk da haka, Kundin Tsarin Mulkin Tarayya ya tabbatar da 'yancin addini da na tunani 05:22.637 --> 05:24.676 (Sashe na 15 na Kundin Tsarin Mulkin Tarayya). 05:24.676 --> 05:30.213 Ana matuƙar takaita wannan ta hanyar tilas na haɗin gwiwa wajen biyan kuɗin zubar da ciki. 05:30.213 --> 05:37.108 Majalisar dokoki na da alhakin yanke shawara kan irin wannan babban sauyi daban kuma a bayyane – da kuma samar 05:37.108 --> 05:41.900 da haske kan batutuwan kudi a cikin mahallin juna biyu. 05:41.900 --> 05:47.604 Kungiyar "Marsch fürs Läbe" (Jerin Tafiya don Rayuwa) ma ta ɗauki mataki kuma ta ƙaddamar da bukatar "Ba a tilasta 05:47.604 --> 05:51.639 biyan kuɗin zubar da ciki ta hanyar kuɗin inshorar lafiya ba". 05:51.639 --> 06:00.424 Sassaka daga rubutun: "Cire keɓantawa ga zubar da ciki ba gaskiya ba ne, na akida ne kuma yana take tunaninmu (...)." 06:00.424 --> 06:08.965 Yanzu iyalai da suka yi ƙarfi wajen adawa da irin wannan tallafin kuɗi za su ɗauki sabbin kuɗaɗen Swiss francs miliyan 28. 06:08.965 --> 06:14.666 Wannan ba doka ce ta dimokuradiyya ba kuma ba ta bayyane ba (...). 06:14.666 --> 06:24.483 Za a iya sanya hannu kan roƙon Majalisar Tarayya da kowa, ba tare da la'akari da shekaru, ƙasa ko wurin zama ba: 06:24.483 --> 06:34.490 An yi tambaya: Shin Majalisar Tarayya ta ɓoye niyyoyinta da gangan a cikin wannan cikakken kunshin matakai domin hana muhawara? 06:34.490 --> 06:42.208 Shin yana so ya ɓoye matakan da aka motsa da ra'ayi kuma ke haifar da ƙarin kuɗi a cikin doka? 06:42.208 --> 06:49.706 Tsarin kiwon lafiya na haɗin kai ya kamata ya kare daga kuɗaɗen magani masu tsanani da ba a zata ba, kuma ya samar da tallafi idan 06:49.706 --> 06:53.690 aka buƙaci magani na gaggawa da kuma idan matsaloli suka taso. 06:53.690 --> 07:00.477 Duk da haka, ba za a iya ɗaukar zubar da ciki a matsayin sabis na kiwon lafiya na yau da kullum ba. 07:00.477 --> 07:09.076 Kungiyoyin zubar da ciki kamar Planned Parenthood da Pro Familia sun samo asali ne daga eugenics da tsafta ta jinsi. 07:09.076 --> 07:14.929 Sau da yawa ba batun nemo mafi kyawun mafita ga mace mai ciki da jariri da ba a haifa ba 07:14.929 --> 07:17.851 bane, sai dai batun yin janyewar ciki da yawa. 07:17.851 --> 07:25.374 Tun a shekarar 1991, mujallar likitanci Ärzteblatt ta nuna karuwar buƙatar ƙwayoyin jariri da ke cikin mahaifa don 07:25.374 --> 07:34.364 bincike da dalilai na likitanci, da kuma ayyukan da suka saba wa ɗabi'a wajen samo su ta hanyar zubar da ciki. 07:34.364 --> 07:42.084 Shirin "Zubar da Ciki – Wani ɓangare na Shirin Rage Yawan Jama'a" (www.kla.tv/27094) ya nuna dalla-dalla wa ya sa zubar 07:42.084 --> 07:48.960 da ciki ya zama abin karɓa a cikin al'umma da dalilin hakan, da yadda ya zama tsari mai riba a kasuwanci.