1
00:00:00,000 --> 00:00:06,120
Omnye umba ochaphazela amazwe amaninzi ngoku likamva lemali.

2
00:00:06,120 --> 00:00:11,400
Ijongene nomngcipheko wokutshintshwa
nge-euro yedijithali kwikamva elingekude.

3
00:00:11,400 --> 00:00:13,773
Makhe sijonge indlela oku kuye kakhula ngayo:

4
00:00:13,773 --> 00:00:23,679
● Ngo-Okthobha ka-2021, iprojekthi ye-"Digital Euro"
yasungulwa ngexesha lophando lweminyaka emibini yi-Eurosystem.

5
00:00:23,679 --> 00:00:35,130
● NgoJuni 2023, kwavezwa ingcamango yokuqala yoyilo lwe-euro
yedijithali, enesihloko esithi "Single Currency Package".

6
00:00:35,130 --> 00:00:42,200
● Ngomhla woku-1 kuNovemba 2025,
i-Eurosystem ingene kwisigaba esilandelayo seprojekthi.

7
00:00:42,200 --> 00:00:51,799
Injongo kukulungiselela i-Eurosystem
kukhutshwa okunokwenzeka kwe-euro yedijithali ngo-2029.

8
00:00:51,799 --> 00:00:58,552
Uphuhliso lwesicwangciso semali engxoweni
se-Eurosystem okwangoku lunika ithuba elikhethekileyo

9
00:00:58,552 --> 00:01:02,600
nelithembisayo lokumisa imali engxoweni ngokomthetho.

10
00:01:02,600 --> 00:01:05,599
Le yiyo kuphela indlela
yokuqinisekisa ulondolozo lwayo lwexesha elide.

11
00:01:05,599 --> 00:01:11,525
Isiseko esinye sale nto kukuba kufuneka
kubekho uxanduva lokwamkela kungekuphela nje

12
00:01:11,525 --> 00:01:15,640
i-euro yedijithali, kodwa nemali engamaphepha.

13
00:01:15,640 --> 00:01:21,998
<i>Unyanzeliso lokwamkela</i> luthetha ukuba
abamkeli-ntlawulo kufuneka bamkele iibhanki-noti

14
00:01:21,998 --> 00:01:26,239
neengqekembe ze-euro njenge-mali esemthethweni.

15
00:01:26,239 --> 00:01:32,640
Imali ibe yindlela yokuhlawula evavanyiweyo nemiselweyo
kangangeenkulungwane kwaye kufuneka isoloko ifumaneka kuthi.

16
00:01:32,640 --> 00:01:41,480
Ubusazi na ukuba kungakhathaliseki sisiphumo sale
ngxoxo, kuxhomekeke kumntu ngamnye ukuba agcine imali?

17
00:01:41,480 --> 00:01:51,040
Ukugcinwa kwemali kuxhomekeke kakhulu ekubeni
isetyenziswa kangaphi na imali – kwaye oko kuxhomekeke kubantu.

18
00:01:51,040 --> 00:01:53,280
Kodwa ngubani phakathi kwethu oyaziyo ngokwenene?

19
00:01:53,280 --> 00:01:58,599
Kangangeminyaka, abaninzi baye bancama
ngaphandle kokucinga ngenxa yokulula.

20
00:01:58,599 --> 00:02:02,799
NGOKU (!) lixesha elibaluleke kakhulu lokufumana imali!

21
00:02:02,799 --> 00:02:06,120
Oku kufuna izenzo ezibini eluntwini:

22
00:02:06,120 --> 00:02:17,639
1. Tyikitya izicelo ezinikezelwe namhlanje zokugcina
imali engaphezu ukuze kuqhubeke kubekho uxanduva lokuyamkela.

23
00:02:17,639 --> 00:02:22,960
2. Hlawula ngemali kwaye ushiye ikhadi lakho lebhanki ekhaya.

24
00:02:22,960 --> 00:02:28,826
Akunakuba yinto elungileyo ukuba uqoqosho
lunyanzelise iintlawulo zedijithali ebantwini, ngaloo ndlela

25
00:02:28,826 --> 00:02:33,199
luxhase umnqweno wabaphathi bezopolitiko wokulawula.

26
00:02:33,199 --> 00:02:42,588
Kule vidiyo ilandelayo, uHansjörg Stützle, umseki wephulo
iBargelderhalt, uchaza indlela imali engamaphepha esuswa ngayo

27
00:02:42,588 --> 00:02:48,240
kunye namandla analo wonke umntu kuthi ukuyithintela le nto.

28
00:02:48,240 --> 00:02:51,759
Masizisebenzise kunye!

29
00:02:51,759 --> 00:02:59,280
"Ndingathanda nje ukongeza ukuba le euro yedijithali ayizukuthatha
indawo yemali engxoweni, ewe, kodwa iza kuyihambelana nayo."

30
00:02:59,280 --> 00:03:02,067
Ingaba umgaqo-nkqubo ulandela esi sikhokelo?

31
00:03:02,067 --> 00:03:07,000
Ingaba i-e-euro iza kuxhasa okanye
ithathe indawo yemali engxoweni?

32
00:03:07,000 --> 00:03:12,439
Ngoku sinethuba elikhethekileyo lokwenza
imali ibe ngumthetho kulo lonke elaseYurophu.

33
00:03:12,439 --> 00:03:14,400
Igama lam ndinguHansjörg Stützle.

34
00:03:14,400 --> 00:03:23,039
Ndingumqalisi wesicelo-mbuyekezo se-cash bargelderhalt.eu,
esele sitshayiwe ngabantu abangaphezu kwama-200,000.

35
00:03:23,039 --> 00:03:26,648
Masikuqala sijonge iinyaniso.

36
00:03:26,648 --> 00:03:33,360
IKhomishini yaseYurophu izise iziphakamiso ezibini
zemigaqo: enye ye-e-euro nenye yemali engxoweni.

37
00:03:33,360 --> 00:03:38,179
Ingxaki: I-e-euro, umzekelo, kufuneka yamkelwe
ngokucacileyo kwiindawo zokuhlawula ezivenkileni,

38
00:03:38,179 --> 00:03:40,759
ngelixa imali engukheshi ingafanelanga yamkelwe.

39
00:03:40,759 --> 00:03:46,199
Oku kuthetha ukuba iivenkile zingaqhubeka
nokwala imali engxoweni, kodwa hayi i-e-euro.

40
00:03:46,199 --> 00:03:51,290
Akufuneki ube ngumprofeti ukuze uqonde
ukuba, ngale nto isiseko, imali iza kuthathwa

41
00:03:51,290 --> 00:03:54,960
indawo kwaye ayinathuba lokusinda ixesha elide.

42
00:03:54,960 --> 00:04:02,120
Ngethamsanqa, le mithetho mibini ecetywayo
ayikamkelwa okwangoku kwaye ngoko ke ingalungiswa.

43
00:04:02,120 --> 00:04:09,120
Ezi okwangoku zixoxwa yiKomiti yePalamente yaseYurophu
yeMicimbi yezoQoqosho neyezeMali, eyaziwa njengeKomiti ye-ECON.

44
00:04:09,120 --> 00:04:15,520
Xa ndisiva iintetho ezenziwa ngamanye
amapolotiki kweli qela, ndiye ndixhalabe ndibe noloyiko.

45
00:04:15,520 --> 00:04:22,480
Okwangoku, ikamva lemali yethu
lisandleni seqela elincinci lezopolitiki.

46
00:04:22,480 --> 00:04:28,277
Mnu. Repasi, ilungu lePalamente yaseYurophu
nelungu leKomiti ye-ECON, ukhuphe ividiyo

47
00:04:28,277 --> 00:04:32,040
engenakuhoywa, nokuba unentando entle kangakanani na.

48
00:04:32,040 --> 00:04:36,418
Njengoko uMnu. Repasi esitsho kwasekuqaleni
kwevidiyo: "Okokuqala, iindaba ezimnandi.

49
00:04:36,418 --> 00:04:38,720
Akukho mntu ofuna ukuphelisa imali engxoweni."

50
00:04:38,720 --> 00:04:40,839
Ewe, ngubani ongenguye mntu?

51
00:04:40,839 --> 00:04:43,519
"Sinexhala malunga nemali engxoweni."

52
00:04:43,519 --> 00:04:45,399
Ndicinga ukuba kufuneka idityaniswe.

53
00:04:45,399 --> 00:04:49,519
Ihlabathi lineeteknoloji ezomeleleyo ngokwaneleyo.

54
00:04:49,519 --> 00:04:56,000
Kwaye ndikholelwa ukuba oorhulumente bangaba nomdla koku.

55
00:04:56,000 --> 00:04:59,759
"Kodwa imali eshushu iseyeyona ngxaki iphambili."

56
00:04:59,759 --> 00:05:04,620
Kanti ke, bendisoloko ndixelela abo bandibuza ukuba
kungayekiswa njani urhwebo lweziyobisi kwiindawo

57
00:05:04,620 --> 00:05:07,439
esihlala kuzo ukuba kukho amanyathelo alula (okwale nto):

58
00:05:07,439 --> 00:05:13,160
Ukupheliswa kwemali engxoweni kungathintela
ukuvela kweendawo ezingundoqo zokurhweba ngeziyobisi.

59
00:05:13,160 --> 00:05:15,120
"Sifuna uluntu olungenamali engxoweni."

60
00:05:15,120 --> 00:05:18,600
Ukuphathwa kweetsheki nemali engxoweni
kwinkampani yethu kusibiza iibhiliyoni ezintlanu zeedola.

61
00:05:18,600 --> 00:05:19,839
Ufuna uluntu olungenamali?

62
00:05:19,839 --> 00:05:25,639
Sizabalazela ... Sinokuzuza ngaphezu kuye nabani na omnye.

63
00:05:25,639 --> 00:05:36,360
"Injongo yam kukuba siphume kwimali yesikhumba –
ikheshi – size sitshintshele kwi-akhawunti zedijithali."

64
00:05:36,360 --> 00:05:43,860
Ndifuna uluntu lwethu lube luluntu olungenamali engxoweni.

65
00:05:45,560 --> 00:05:50,519
"E-Itali, kukho ingxoxo-mpikiswano malunga nokuba umda wemali
ekhayo kufuneka umiselwe kwiwaka enye okanye kumawaka amathathu.

66
00:05:50,519 --> 00:05:55,040
Ngokoluvo lwam, kufanele ibe ziro.

67
00:05:55,040 --> 00:05:58,199
"Kufuneka soyise imali."

68
00:05:58,199 --> 00:06:01,560
Kufuneka siye kwintlalo engenamali!

69
00:06:01,560 --> 00:06:08,644
Ukuba sifuna ukudlula imali engxoweni, kufuneka, ngenxa kaThixo,
sikhuthaze iintengiselwano zeefowuni eziphathwayo

70
00:06:08,644 --> 00:06:15,480
neekhadi zetyala kwaye siphuhlise imodeli yeshishini
esekelwe kubaboneleli ngeenkonzo zentlawulo zedijithali!

71
00:06:15,480 --> 00:06:19,839
Ezi zitatimende zibonisa uxinzelelo olukwi-cash.

72
00:06:19,839 --> 00:06:24,288
Kanye ke ngaloo nto, Mnu Repasi, uqonda ntoni
ngokususwa kwemali engxoweni, ukuba

73
00:06:24,288 --> 00:06:27,480
awusakwazi kuhlawula ngemali engxoweni ezivenkileni?

74
00:06:27,480 --> 00:06:35,759
E-Netherlands, umzekelo, i-21% yee-farmasi
kunye ne-38% yee-sinema azamkeli imali engxoweni.

75
00:06:35,759 --> 00:06:38,560
Ingaba akuzange uqaphele oko, Mnu Repasi?

76
00:06:38,560 --> 00:06:46,360
Unesikhundla sokufundisa eRotterdam, isixeko apho
izithuthi zikawonke-wonke zingasamkeli mali engxoweni.

77
00:06:46,360 --> 00:06:50,519
Kwaye yintoni ekwenza ucinge ukuba
akukho mntu ofuna ukuphelisa imali engxoweni?

78
00:06:50,519 --> 00:06:52,959
Sekuqhuba ngamandla.

79
00:06:52,959 --> 00:06:59,240
Akufani nokupheliswa kwemali ukuba
awukwazi ukuhlawulela ilaptop ye-£500 ngeemali?

80
00:06:59,240 --> 00:07:03,600
Le yimeko kanye esiye sanayo eGrisi ixesha elide.

81
00:07:03,600 --> 00:07:10,000
Oku kungenxa yokuba kukho umda
wemali engqekembe ongama-500 e-euro.

82
00:07:10,000 --> 00:07:15,759
Ngaphezu koko, igama elithi "umda
wemali" liyawanciphisa amanyaniso.

83
00:07:15,759 --> 00:07:20,720
Kaloku, umda wemali sele kulunyango lwemali.

84
00:07:20,720 --> 00:07:28,491
Oku kuthetha ukuba akuvumelekanga ngokomthetho kwaye
kuyohlwaywa ngokomthetho ukuhlawula ngekhasi imali engaphezulu

85
00:07:28,491 --> 00:07:33,079
kwale mali yezinto ezithengisiwayo, iimpahla kunye neenkonzo.

86
00:07:33,079 --> 00:07:37,199
Ihlabathi elingenamali lisondela kuthi, inyathelo ngenyathelo.

87
00:07:37,199 --> 00:07:41,279
Oku kuyabonakala ngokucacileyo kakhulu kwimida yemali.

88
00:07:41,279 --> 00:07:47,800
Nje ukuba umda wemali engxoweni ubekwe,
udla ngokuthotywa kwaye awuphindi unyuswe.

89
00:07:47,800 --> 00:07:52,079
Oku sele kunjalo kumazwe alithoba e-EU.

90
00:07:52,079 --> 00:07:56,519
Ndikhankanya iBelgium, iGrisi neDenmark njengemizekelo yale nto.

91
00:07:56,519 --> 00:08:00,759
Kodwa eneneni, imeko yemali imbi kakhulu ngakumbi.

92
00:08:00,759 --> 00:08:06,480
Ekugqibeleni, imali idityaniswe nemfuno.

93
00:08:06,480 --> 00:08:10,560
Ngoko ke, nokuba abantu basebenzisa imali engxoweni.

94
00:08:10,560 --> 00:08:19,638
Ndibe nethuba lokubuza uMnu Hardt, iNtloko yeCandelo
leMali eNgqesweni kwiDeutsche Bundesbank, umbuzo obaluleke

95
00:08:19,638 --> 00:08:24,519
kakhulu ngexesha lengxoxo kumajelo kaxhasi karhulumente i-SWR.

96
00:08:24,519 --> 00:08:28,639
Zibonele ngokwakho ukuba uphendule njani umbuzo wam:

97
00:08:28,639 --> 00:08:32,159
"Mhlawumbi nawe kufuneka uchaze ukuba yintoni imfuno?"

98
00:08:32,159 --> 00:08:34,759
Isilinganiso sentlawulo ngemali mayibe phezulu kangakanani?

99
00:08:34,759 --> 00:08:41,679
Ngelishwa, abemi abasenayo imali engxoweni ngenxa
yokuba uqoqosho sele lutshintshe lwayala imali.

100
00:08:41,679 --> 00:08:45,600
Ngoko ke kubonakala ngathi apha eJamani,
ngoku kukho abathengisi abala ukwamkela imali.

101
00:08:45,600 --> 00:08:51,659
Kwaye siyazi ukuba, ngale nto isisiseko, imali engxoweni
ayinathuba lokusinda ekuhambeni kwexesha, kuba

102
00:08:51,659 --> 00:08:57,600
yinkqubo yezoqoqosho egqiba ukuba thina,
njengabemi, sinalo na ithuba lokuhlawula ngemali engxoweni.

103
00:08:57,600 --> 00:08:59,360
"Kodwa besisathetha nje ngeBundesbank.

104
00:08:59,360 --> 00:09:05,240
Ndingamnika uMnu. Hardt elinye ithuba lokuphendula umbuzo.

105
00:09:05,240 --> 00:09:10,194
Umbuzo ongundoqo ngulo: ingaba ngenene ubunokufuna
iDeutsche Bundesbank iqhubeke nokuprinta imali ukuba

106
00:09:10,194 --> 00:09:12,840
nguwe umntu wokugqibela eJamani ofuna imali engxoweni?

107
00:09:12,840 --> 00:09:14,679
Ngoko ke, luphi olu thresholdi?

108
00:09:14,679 --> 00:09:17,799
"Ndikholelwa ukuba umbuzo ayikokuba ingaba
iDeutsche Bundesbank iyaprinta na iimali zephepha."

109
00:09:17,799 --> 00:09:24,264
Umbuzo ngulo, ukuba ukusetyenziswa kwemali
engxoweni kuyehla kakhulu – phela kukho iziseko

110
00:09:24,264 --> 00:09:28,399
ezingundoqo emva kokusetyenziswa kwemali engxoweni.

111
00:09:28,399 --> 00:09:34,240
Kwaye umbuzo ngulo: ingaba kungavakala na ukuqhubeka
nokuzigcina ukuba ukusetyenziswa kwemali kuphantsi kangaka?

112
00:09:34,240 --> 00:09:37,879
Ngoko ke ukuba ubungumntu wokugqibela ukukhokha
ngemali engxoweni, ngokuqinisekileyo ibiya vela lo mbuzo:

113
00:09:37,879 --> 00:09:42,440
Ngubani osasebenzisa umatshini wekheshi kuwe
kwaye ngawaphi amashishini asamkela ikheshi?

114
00:09:42,440 --> 00:09:45,960
Ke, ngoku sichube umbono:

115
00:09:45,960 --> 00:09:50,879
Ikamva lemali ekugqibeleni lixhomekeke kwimfuno.

116
00:09:50,879 --> 00:09:57,106
Ngoko ke xa abantu sele bengasahlawuli ngemali
engxoweni, kuba sele bengasakwazi ukuyihlawula, umzekelo,

117
00:09:57,106 --> 00:10:00,759
iziseko zophuhliso ziba nexabiso eliphezulu kakhulu.

118
00:10:00,759 --> 00:10:09,399
Kwaye ke oosopolitiki baya kuthi oku akulingani
kwaye uluntu alunakukwazi ukuhlawula ezi ndleko.

119
00:10:09,399 --> 00:10:15,297
Ngaphezu koko, intloko yeCandelo loMbane weMali ePhakathi
leDeutsche Bundesbank, uMnu Hardt, akazange anikezele nguluvo

120
00:10:15,297 --> 00:10:18,679
malunga nokuba eli nqanaba lokuguquka liza kwenzeka nini na.

121
00:10:18,679 --> 00:10:21,960
Kungoko, uvavanyo lwam lunjalo:

122
00:10:21,960 --> 00:10:28,301
Ukuba umlinganiselo wentlawulo yemali ephathekayo wehla
ngaphantsi kwe-15 pesenti, okanye ngaphantsi

123
00:10:28,301 --> 00:10:35,440
kwe-10 pesenti ekugqibeleni, le ngxoxo yokulingana
ngokomlinganiselo iza kubonakala ngakumbi nangakumbi.

124
00:10:35,440 --> 00:10:41,000
Ayisiyiyo iDeutsche Bundesbank kuphela,
kodwa ne-ECB nayo icacile kwingxelo yayo:

125
00:10:41,000 --> 00:10:48,960
I-Eurosystem izakuqhubeka nokubonelela ngemali yephepha
kwaye yenze ukuba isetyenziswe ixesha lonke kukho imfuno.

126
00:10:48,960 --> 00:10:51,559
Kodwa uthe wathini ke uMnu. Repasi?

127
00:10:51,559 --> 00:10:54,919
Okokuqala, iindaba ezimnandi: akukho
mntu ofuna ukuphelisa imali engxoweni.

128
00:10:54,919 --> 00:10:57,919
Ngaba akukho mntu ngokwenene ofuna ukuphelisa imali?

129
00:10:57,919 --> 00:11:01,679
Inyaniso yeyokuba imali sele ithathelwa indawo.

130
00:11:01,679 --> 00:11:06,600
Kuba kulula kakhulu kubathengisi ukwala imali engaphathekiyo.

131
00:11:06,600 --> 00:11:09,440
UMnu. Repasi uyacacisa imeko:

132
00:11:09,440 --> 00:11:18,370
Akukho mntu ufuna ukuphelisa imali. Kodwa kubomi bemihla
ngemihla, sekusisithethe ukuba iivenkile zifake uphawu

133
00:11:18,370 --> 00:11:23,759
oluthi 'Ayamkelwa Mali' emnyango, zize zala ukuyamkela etilini.

134
00:11:23,759 --> 00:11:26,360
Ewe, Mnu Repasi, yinyaniso ngokupheleleyo.

135
00:11:26,360 --> 00:11:31,320
Kwaye kanye ngolu hlobo imali ephathekayo iza kupheliswa.

136
00:11:31,320 --> 00:11:37,799
Kuba asisithi thina, abemi, esiphathwe
ikamva lemali, kodwa yintlangano yezoqoqosho.

137
00:11:37,799 --> 00:11:45,399
Uqoqosho luyagqiba ukuba thina bemi
sivunyelwe na ukuhlawula ngemali engxoweni.

138
00:11:45,399 --> 00:11:47,459
Ngenxa yoko, oku kuthetha ukuthi:

139
00:11:47,459 --> 00:11:52,759
Nabani na ofuna intlawulo yemali
engxoweni, makafune omnye umthengisi.

140
00:11:52,759 --> 00:11:55,000
Wow, hayi ububele.

141
00:11:55,000 --> 00:11:58,559
Singakwazi ngoku ukukhangela umthengisi omtsha.

142
00:11:58,559 --> 00:12:03,440
Masifudusele le meko kubomi bokwenyani.

143
00:12:03,440 --> 00:12:05,879
Umkhandi wam webhaka akasayamkeli imali.

144
00:12:05,879 --> 00:12:11,440
Ngoko ke kufuneka ndiqhube iikhilomitha
ezintlanu ngaphezulu ukuze ndithenge iiroli zesonka.

145
00:12:11,440 --> 00:12:14,399
Ngoku ke khwela ibhasi.

146
00:12:14,399 --> 00:12:18,600
Uthi umqhubi webhasi: Uxolo, samkela
iintlawulo ngekhadi kuphela ngoku.

147
00:12:18,600 --> 00:12:22,399
Ngoko ke, iintlawulo ngekheshini azivumelekanga.

148
00:12:22,399 --> 00:12:25,200
Ndingafika njani kwibhakari ekufutshane?

149
00:12:25,200 --> 00:12:28,559
Kwaye isidlo sakusasa sifike njani epleyitini yam?

150
00:12:28,559 --> 00:12:33,240
Konke oku sele kuyinxalenye yobomi bemihla
ngemihla kwiindawo ezininzi eYurophu namhlanje.

151
00:12:33,240 --> 00:12:35,799
Le nto yenzeka kum eHeidelberg.

152
00:12:35,799 --> 00:12:37,679
Zibonele:

153
00:12:37,679 --> 00:12:47,320
Okwangoku ndiseHeidelberg kwaye ndiza kukhwela le
bhasi – masibone ukuba kuza kwenzeka ntoni ngokulandelayo.

154
00:12:47,320 --> 00:12:48,240
Kusenalo ixesha.

155
00:12:48,240 --> 00:12:49,799
Ewe, ndisandul' ukothuka.

156
00:12:49,799 --> 00:12:51,919
Hayi, hayi, hayi, kusasele imizuzu emine.

157
00:12:51,919 --> 00:12:54,799
Emva koko ndifuna itikiti elisinga edolophini.

158
00:12:54,799 --> 00:12:56,159
Imali ayisekho njengokhetho.

159
00:12:56,159 --> 00:12:56,919
Akusekho kunokwenzeka?

160
00:12:56,919 --> 00:12:57,600
Hayi konke konke.

161
00:12:57,600 --> 00:12:59,200
Andikwazi ukuya ndaweni, akukho bhasi.

162
00:12:59,200 --> 00:13:00,320
Akusekho iibhasi?

163
00:13:00,320 --> 00:13:00,841
Akusekho iibhasi.

164
00:13:00,841 --> 00:13:06,746
Apha eHeidelberg, apho kungekho bhasi nanye,
andisakwazi ukuhlawula ngemali ekuphela kwayo esemthethweni?

165
00:13:06,746 --> 00:13:11,799
Hayi, itshintshiwe ngoku. Besinethuba lotshintsho lweenyanga
ezintandathu, kwaye ngoku akukho nto isebenza ngemali.

166
00:13:11,799 --> 00:13:15,000
Akukho nto isasebenzayo ngoku – kwaye
abantwana, abantu abakhubazekileyo okanye abantu

167
00:13:15,000 --> 00:13:16,600
abadala baya kwenza ntoni ngoku, umzekelo?

168
00:13:16,600 --> 00:13:23,279
Kufuneka isenzo esingxamisekileyo apha
ukubuyisela ikamva lemali ebantwini.

169
00:13:23,279 --> 00:13:31,159
Kwaye oku kunokwenzeka kuphela ukuba amashishini kunye nee-arhente
zikarhulumente kunyanzelwe ukuba zamkele imali engxoweni.

170
00:13:31,159 --> 00:13:36,499
Le yiyo kuphela indlela yokuqinisekisa
inkululeko yokukhetha – ukuhlawula ngemali engxoweni.

171
00:13:36,499 --> 00:13:41,039
Amashumi alithoba anesithathu
ekhulwini abemi baseBritane bafuna oku.

172
00:13:41,039 --> 00:13:45,279
Amazwe amaninzi eYurophu sele
enyanzelise uxanduva olunjalo lokwamkela.

173
00:13:45,279 --> 00:13:51,200
Kumazwe abonisiweyo ngombala oluhlaza, abathengisi abavumelekanga
ukuba bafune nje imali yephepha ngokubeka uphawu emnyango.

174
00:13:51,200 --> 00:13:55,159
Kukho izizathu ezivakalayo zokwazisa lo mthwalo wokwamkela.

175
00:13:55,159 --> 00:14:01,559
Masijonge iNorway, eyazisa lo
nyanzeliso lokwamkela inkunkuma ngo-2024.

176
00:14:01,559 --> 00:14:03,200
Isizathu soku?

177
00:14:03,200 --> 00:14:09,440
Uphando lubonise ukuba abantu baseNorway abangafikeleli
kuma-600,000 abangakwaziyo ukusebenzisa iteknoloji.

178
00:14:09,440 --> 00:14:12,879
Oku kulingana nabantu abangaphezu kwe-10 pesenti yoluntu.

179
00:14:12,879 --> 00:14:21,799
Ukusebenzisa eli nani eJamani kungathetha ukuba abantu abangaphezu
kwezigidi ezisi-8 baya kuxhomlwa ekuthatha inxaxheba kuluntu.

180
00:14:21,799 --> 00:14:25,720
Akukokwaphula okukhulu kwamalungelo asisiseko na oko?

181
00:14:25,720 --> 00:14:30,679
Masibone ukuba uMnu. Repasi uyichaza njani
ingqikelelo yezomthetho yangoku eJamani:

182
00:14:30,679 --> 00:14:36,279
Akunyanzelekanga ukuba abantu abazimeleyo bamkele imali.

183
00:14:36,279 --> 00:14:42,120
Nabo abazange babekho, ngenxa yenkululeko
yesivumelwano, ekhuselwe ngamalungelo asisiseko.

184
00:14:42,120 --> 00:14:47,639
Ewe, Mnu Repasi, eso yimbono
esemthethweni, umzekelo, yeDeutsche Bundesbank.

185
00:14:47,639 --> 00:14:51,759
Ngoko ke, baliphi ilungelo abathengisi lokwala imali engukheshi?

186
00:14:51,759 --> 00:14:57,720
Masibuze igqwetha nelungu leBhodi eLawulayo
yeDeutsche Bundesbank apha eFrankfurt am Main.

187
00:14:57,720 --> 00:15:02,360
"Unesikhungo esiphezulu somthetho senkululeko yesivumelwano."

188
00:15:02,360 --> 00:15:07,240
Imigaqo yokuhlawula ingachazwa apho.

189
00:15:07,240 --> 00:15:14,279
Umthengi unako ukwala isivumelwano
aze agqibe kwelokuba angathengi nto.

190
00:15:14,279 --> 00:15:21,372
Kodwa kuthekani ngazo zonke ezinye iilungelo ezisisiseko, ezifana
nelungelo lokuthatha inxaxheba kubomi

191
00:15:21,372 --> 00:15:28,360
boluntu, ukhuseleko lobumfihlo, ukwalwa nocalucalulo
kunye namanye amaninzi amalungelo asisiseko?

192
00:15:28,360 --> 00:15:32,679
Ukuba siyayivumela le nto yenzeke, imali iya kuxinwa kwi-economy.

193
00:15:32,679 --> 00:15:35,399
Umthetho wabomeleleyo ubuya kuyilawula.

194
00:15:35,399 --> 00:15:37,559
Masijonge le nto ngokusondeleyo.

195
00:15:37,559 --> 00:15:43,279
Nam ndivela kwihlabathi loshishino kwaye ndiyazi
ukuba inkululeko yesivumelwano yinto exabisekileyo.

196
00:15:43,279 --> 00:15:46,759
Kodwa akufuneki siphume esiqwaleni.

197
00:15:46,759 --> 00:15:51,159
Xa abathengi nabathengisi bekwimeko
elingana, inkululeko yesivumelwano iyanceda.

198
00:15:51,159 --> 00:15:56,120
Kodwa akufanelanga kube njalo ukuba onamandla
anyanzelise ukuthanda kwawo kweyo ebuthathaka.

199
00:15:56,120 --> 00:16:01,339
Yiyo loo nto amalungu abuthathaka kufuneka akhuselwe,
kanye njengoko amazwe amaninzi aseYurophu esele

200
00:16:01,339 --> 00:16:04,639
enjenjalo ngokwamkelwa kwemali engxoweni okunyanzelekileyo.

201
00:16:04,639 --> 00:16:10,559
Ukwazisa uxanduva lokwamkela imali
kunokwenzeka kwezopolitiko kuyo nayiphi na imeko!

202
00:16:10,559 --> 00:16:15,200
Oku kubonakaliswa yimigaqo ecetywayo ye-euro yedijithali.

203
00:16:15,200 --> 00:16:24,279
Oku kungenxa yokuba kucacisiwe ukuba kufuneka yamkelwe
kwitilala yevenkile, kwanangabasemagunyeni bakarhulumente ku-.

204
00:16:24,279 --> 00:16:27,199
Kwaye kuthekani ngemali?

205
00:16:27,199 --> 00:16:32,598
Ngoku kufuneka ndicele ukuba ninyamezele ngelixa ndinikezela
ngesi sicatshulwa sintsonkothileyo, esinokuqondwa

206
00:16:32,598 --> 00:16:38,360
kuphela emva kokusiphulaphula izihlandlo
ezininzi. Ngelishwa, oku kudla ngokwenzeka kumagqwetha.

207
00:16:38,360 --> 00:16:42,080
Kodwa hlala unathi, ndiza kuyicacisa kungekudala.

208
00:16:42,080 --> 00:16:46,000
"Kodwa uthatha umngcipheko kwingongoma enye."

209
00:16:46,000 --> 00:16:52,888
Ukungamkeli imali ngokucacileyo ngaphambi kokuba umthengi efike,
okwenziwa ngabathengisi okanye ababoneleli

210
00:16:52,888 --> 00:16:59,039
ngeenkonzo, umzekelo ngokubonisa uphawu oluthi
"asamkeli mali", akabandakanywa kwaphela kolu xolelo.

211
00:16:59,039 --> 00:17:02,080
Ngamanye amazwi, akuvumelekanga.

212
00:17:02,080 --> 00:17:10,843
UMnu Repasi uzama ukucacisa apha ukuba ummiselo wemali
ocetywayo ubonakala umisela ukuba abathengisi abavumelekanga

213
00:17:10,843 --> 00:17:15,559
ukuba balile imali ngophawu olulula emnyango wokungena.

214
00:17:15,559 --> 00:17:19,319
Ude athi oku kungalelwa.

215
00:17:19,319 --> 00:17:21,680
UMnu Repasi uphazama kakhulu apha.

216
00:17:21,680 --> 00:17:28,975
Kuphela iSigaba 10 somgaqo-nkqubo ocetywayo we-e-euro esicacisa
ngokucacileyo ukuba ukwala ngakunye ngophawu olukwisango

217
00:17:28,975 --> 00:17:32,319
levenkile akungeni phantsi kwenkululeko yesivumelwano.

218
00:17:32,319 --> 00:17:37,440
Akukho sikhankanyo saloo nto kumgaqo-nkqubo ocetywayo ongemali.

219
00:17:37,440 --> 00:17:41,680
Ngezantsi uza kufumana isincoko
esineenkcukacha esiphathelene nezifundo ngalo mxholo.

220
00:17:41,680 --> 00:17:47,880
UNjing. Gqr. Zeitler, igqwetha nowayesakuba
nguSekela-Mongameli weBundesbank, ufikelela

221
00:17:47,880 --> 00:17:51,929
kwisigqibo esahluke ngokupheleleyo kwesikaMnu. Repasi.

222
00:17:51,929 --> 00:17:53,996
Wabhala kwiphephandaba i-Börsenzeitung:

223
00:17:53,996 --> 00:18:01,103
Okokuqala, nangona umthetho osayilwayo weKomishoni yaseYurophu
kaJuni 2023 ubonakala ubanzi, 'uthambile' kwindlela

224
00:18:01,103 --> 00:18:08,559
obhalwe ngayo kumba obaluleke kakhulu welungelo lomthengi
lokusebenzisa imali engukheshi kwiintengiselwano zoshishino.

225
00:18:08,559 --> 00:18:13,993
NgokweSigaba sesi-5 somthetho oyilwayo, kuya
kusenzeka ukuba kususwe imali, umzekelo kwimigaqo

226
00:18:13,993 --> 00:18:17,720
nemiqathango jikelele okanye ngeempawu ezithi "Akukho Mali".

227
00:18:17,720 --> 00:18:24,822
NjengoProfesa Zeitler, i-ECB nayo ibongoza ukuba
kufakwe umqathango kummiselo owalela ukwala

228
00:18:24,822 --> 00:18:29,208
kwabathengi ngabanye ngophawu oluxhonywe emnyango.

229
00:18:29,208 --> 00:18:30,056
Ndicithe:

230
00:18:30,056 --> 00:18:37,216
Kufuneka kufakwe umqathango omtsha kummiselo ocetywayo,
othi ngokucacileyo ukuba ukukhuphelwa ngaphandle kwemali

231
00:18:37,216 --> 00:18:40,960
engxoweni ngakolunye uhlangothi akuvumelekanga kwangaphambili.

232
00:18:40,960 --> 00:18:45,200
Inkqubo ye-ARD i-Plusminus ikwafikelela kwisigqibo esifanayo:

233
00:18:45,200 --> 00:18:54,480
I-EU icacisile ngokucacileyo imfuneko yemali esemthethweni
ye-euro yedijithali – kodwa hayi kwimali yephepha neengqekembe.

234
00:18:54,480 --> 00:18:55,480
Ukushwankathela:

235
00:18:55,480 --> 00:18:58,759
1. Uqoqosho luya luyala imali engxoweni ngakumbi.

236
00:18:58,759 --> 00:19:02,609
Oku kuthetha ukuba iikhefi, iivenkile
zokutyela, iivenkile zokubhaka kunye neendawo

237
00:19:02,609 --> 00:19:05,279
zokuthengisa i-ayisikhrim ziya zisala ukwamkela imali.

238
00:19:05,279 --> 00:19:08,799
2. Urhulumente uya esala ukwamkela imali ngokwengeziweyo.

239
00:19:08,799 --> 00:19:14,768
Oku kuthetha ukuba amachibi okuqubha angaphandle kamasipala,
iiofisi zabemi, iibhasi neethramu, iindawo zokupaka iimoto kunye

240
00:19:14,768 --> 00:19:17,920
neendawo zokupaka ziyala ukwamkela imali engukheshi ngokunyukayo.

241
00:19:17,920 --> 00:19:21,519
Abemi bayanyanzelwa ukuba bahlawule ngedijithali.

242
00:19:21,519 --> 00:19:25,039
3. I-e-euro iya isiba ngumkhuphisani wemali engxoweni.

243
00:19:25,039 --> 00:19:27,400
Okwangoku sineendlela zokuhlawula ezimbini.

244
00:19:27,400 --> 00:19:34,880
Okokuqala, imali yedijithali, eyaziwa njengemali
yeskripti, kunye nemali engxoweni, kuphela kweyemthetho.

245
00:19:34,880 --> 00:19:40,680
Xa e-euro isazisiwe, kuza kubakho imali yesibini esemthethweni.

246
00:19:40,680 --> 00:19:45,440
I-e-euro inokusetyenziselwa iintlawulo nakwiivenkile.

247
00:19:45,440 --> 00:19:53,400
Oku kuthetha ukuba iza kuba ngumkhuphisani othe ngqo kwimali
kwaye ngokwendalo iza kuthatha isabelo sentengiso kwimali.

248
00:19:53,400 --> 00:19:58,400
4. Iibhanki ezingundoqo zidibanisa ikamva lemali ekhoyo kwimfuno.

249
00:19:58,400 --> 00:20:02,680
I-ECB sele ithathe isimo esicacileyo ngalo mcimbi.

250
00:20:02,680 --> 00:20:10,480
Ndicithe: "I-Eurosystem izakuqhubeka nokubonelela ngemali yephepha
kwaye yenze ukuba isetyenziswe ixesha lonke kukho imfuno."

251
00:20:10,480 --> 00:20:14,079
Imali ayinathuba lokusinda.

252
00:20:14,079 --> 00:20:23,167
Njengoko bekucetyiwe kwi-e-euro, ngoku kukho
nesidingo somthwalo osemthethweni wokwamkela imali engxoweni.

253
00:20:23,167 --> 00:20:31,599
Qaphela, uxanduva lokwamkela imali yephepha ngumzekelo nje omnye
kuloo milawulo icebiswayo efuna ukuphuculwa ngokungxamisekileyo.

254
00:20:31,599 --> 00:20:36,359
Ngokoluvo lwethu, kukho ubuncinane iingongoma
ezili-13 ekufuneka ziphuculwe ngokupheleleyo.

255
00:20:36,359 --> 00:20:42,759
Sele sizithumele ezi zindululo zili-13 zophuculo kwileta
kwiKomiti yeeMicimbi yezeMali yePalamente yaseYurophu.

256
00:20:42,759 --> 00:20:46,880
Kodwa masibuyele kwintetho kaNksk. Lagarde.

257
00:20:46,880 --> 00:20:54,279
Ndingathanda nje ukongeza ukuba le euro yedijithali ayizukuthatha
indawo yemali engxoweni, ewe, kodwa iza kuyincedisa.

258
00:20:54,279 --> 00:20:57,599
Umyalelo kaNksk. Lagarde ucacile:

259
00:20:57,599 --> 00:21:02,720
I-e-euro yenzelwe ukuncedisa imali
engxoweni, hayi ukuyithatha indawo yayo.

260
00:21:02,720 --> 00:21:05,279
Nanku umfuziselo woku:

261
00:21:05,279 --> 00:21:10,039
Imali isinika iinzuzo ezininzi ezahlukeneyo.

262
00:21:10,039 --> 00:21:13,839
Ndingathanda ukumelwa oku ngesi sidlo-ntyatyambo.

263
00:21:13,839 --> 00:21:20,200
Kwaye yonke intyatyambo yinzuzo
ebisibonelela ngemali ixesha elide kakhulu.

264
00:21:20,200 --> 00:21:26,400
I-EU ngoku ifuna ukuba nemali enye esemthethweni, eyi-e-euro.

265
00:21:26,400 --> 00:21:35,240
Kwaye imfuneko yeyokuba i-e-euro ibe
yintlalontsongo yemali – ukuba ngokwenene isisongezelelo.

266
00:21:35,240 --> 00:21:45,259
Kodwa injongo ayikokuba i-e-euro ityhalele imali
engxoweni kancinci kancinci de ekugqibeleni iyiphelise.

267
00:21:47,119 --> 00:21:58,720
Ngelishwa, le mithetho ecetywayo ibhalwe ngendlela ethambekela
kwimali engemthethweni kwaye ibeka imali engxoweni engxakini.

268
00:21:58,720 --> 00:22:06,839
Ngokusekelwe kumthetho wangoku wemali,
imali ayinazibonakaliso zexesha elizayo elide.

269
00:22:06,839 --> 00:22:09,400
Oku kufuneka kulungiswe ngokungxamisekileyo!

270
00:22:09,400 --> 00:22:15,440
Ubuncinane iindawo ezili-13 zifuna uphuculo olukhulu.

271
00:22:15,440 --> 00:22:22,519
Enyanisweni, isisombululo silula kakhulu:
kufuneka iimeko ezifanayo zesiseko zemali esemthethweni.

272
00:22:22,519 --> 00:22:29,640
Kwaye oku kufuneka ke kusebenze nakuzo zonke iindlela zemali
esemthethweni, oko kukuthi kwi-e-euro kunye nemali engxoweni.

273
00:22:29,640 --> 00:22:35,039
Akunakwenzeka ukuba imali
esemthethweni enye iphathwe ngcono kunenye.

274
00:22:35,039 --> 00:22:40,880
Le vidiyo ijoliswe kuwo onke amaLungu ePalamente
yaseYurophu kunye namaLungu ePalamente yaseJamani.

275
00:22:40,880 --> 00:22:45,559
Akukho mpolitiki onofanele ukuba akwazi ukuthi ebengazi.

276
00:22:45,559 --> 00:22:49,636
Enkosi kakhulu ngokuthatha ixesha lakho
lokuqwalasela lo mcimbi ubalulekileyo.

277
00:22:49,636 --> 00:22:55,960
Kwaye ukuba awukenzi njalo, nceda usayine
ipetishoni yam yemali www.bargelderhalt.eu