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Enye inkinga okwamanje ethinta amazwe amaningi ikusasa lemali.

2
00:00:06,120 --> 00:00:11,400
Kusesengozini yokuthi kushintshwe nge-euro
yedijithali esikhathini esizayo esiseduze.

3
00:00:11,400 --> 00:00:13,773
Ake sibheke ukuthi lokhu sekuthuthuke kanjani:

4
00:00:13,773 --> 00:00:23,679
● Ngo-Okthoba 2021, iphrojekthi ye-"Digital Euro"
yaqalwa yi-Eurosystem ngesigaba socwaningo seminyaka emibili.

5
00:00:23,679 --> 00:00:30,595
● NgoJuni 2023, kwethulwa umqondo wokuqala
wokuklama i-euro yedijithali ngaphansi

6
00:00:30,595 --> 00:00:35,130
kwesihloko esithi "Single Currency Package".

7
00:00:35,130 --> 00:00:42,200
● Ngo-1 Novemba 2025, i-Eurosystem
yadlulela esigabeni esilandelayo sephrojekthi.

8
00:00:42,200 --> 00:00:51,799
Inhloso ukuhlela i-Eurosystem ukuze ikwazi
ukukhishwa kwe-euro yedijithali okungenzeka ngo-2029.

9
00:00:51,799 --> 00:00:58,745
Ukuthuthukiswa kohlelo lwe-Eurosystem lwemali
esandleni njengamanje kunikeza ithuba eliyingqayizivele

10
00:00:58,745 --> 00:01:02,600
nelithembisayo lokubeka imali esandleni emthethweni.

11
00:01:02,600 --> 00:01:05,599
Lena yiyo kuphela indlela
yokuqinisekisa ukulondolozwa kwayo isikhathi eside.

12
00:01:05,599 --> 00:01:15,640
Isizathu esisodwa salokhu ukuthi kumele kube nesibopho sokwamukela
hhayi kuphela i-euro yedijithali, kodwa nemali esandleni.

13
00:01:15,640 --> 00:01:22,043
<i>Isibopho sokwamukela</i> kusho ukuthi
abamukeli bezinkokhelo kumele bamukele amabhange

14
00:01:22,043 --> 00:01:26,239
namakhoyini e-euro njengemali esemthethweni.

15
00:01:26,239 --> 00:01:32,640
Imali yakhelwe ukuba yindlela yokukhokha ehlolwe kahle
izinkulungwane zeminyaka futhi kufanele ihlale injalo.

16
00:01:32,640 --> 00:01:41,480
Uyazi ukuthi kungakhathaliseki umphumela walolu
xoxiswaneni, kunomthwalo womuntu ngamunye ukulondoloza imali?

17
00:01:41,480 --> 00:01:51,040
Ukuvikelwa kwemali kuxhomeke kakhulu ekutheni imali
isasetshenziswa kangaki – futhi lokho kuncike kubantu.

18
00:01:51,040 --> 00:01:53,280
Kodwa ngubani phakathi kwethu owaziyo ngempela?

19
00:01:53,280 --> 00:01:58,599
Eminyakeni eminingi, abaningi bamukela
ukunethezeka ngaphandle kokucabanga.

20
00:01:58,599 --> 00:02:02,799
MANJE (!) yisigaba esibalulekile sokuthola imali!

21
00:02:02,799 --> 00:02:06,120
Lokhu kudinga izenzo ezimbili kubantu:

22
00:02:06,120 --> 00:02:17,639
1. Sayina izicelo ezinikezwayo namuhla ukuze kugcinwe imali
yesikashu, ukuze kube nesibopho sokuqhubeka nokuyamukela.

23
00:02:17,639 --> 00:02:22,960
2. Khokha ngemali futhi ushiye ikhadi lakho lebhange ekhaya.

24
00:02:22,960 --> 00:02:28,763
Akulungile ukuthi umnotho uphoqe abantu ukuba
basebenzise izinkokhelo zedijithali, ngaleyo ndlela

25
00:02:28,763 --> 00:02:33,199
usekela isifiso sabaphathi bezepolitiki sokulawula.

26
00:02:33,199 --> 00:02:42,362
Kule vidiyo elandelayo, uHansjörg Stützle, umsunguli
wohlelo lwe-Bargelderhalt, uchaza ukuthi imali yesikhumba

27
00:02:42,362 --> 00:02:48,240
isuswa kanjani nokuthi ngubani onamandla okuthintela lokhu.

28
00:02:48,240 --> 00:02:51,759
Masibasebenzise ndawonye!

29
00:02:51,759 --> 00:02:59,280
"Ngifuna nje ukwengeza ukuthi le euro yedijithali ngeke
ithathe indawo yemali esandleni, impela, kodwa izoyihlanganisa."

30
00:02:59,280 --> 00:03:02,067
Ingabe inqubomgomo ilandela lolu qondiso?

31
00:03:02,067 --> 00:03:07,000
Ingabe i-e-euro izogcwalisa noma ithathe indawo yemali esandleni?

32
00:03:07,000 --> 00:03:12,439
Manje sesinethuba eliyingqayizivele lokubeka
imali esemthethweni kulo lonke elaseYurophu.

33
00:03:12,439 --> 00:03:14,400
Igama lami nginguHansjörg Stützle.

34
00:03:14,400 --> 00:03:23,039
Ngingumsunguli wesicelo semali bargelderhalt.eu,
esivele sasinqunywe ngabantu abangaphezu kuka-200 000.

35
00:03:23,039 --> 00:03:26,648
Masibheke kuqala amaqiniso.

36
00:03:26,648 --> 00:03:33,360
IKhomishini YaseYurophu isiphakamisile iziphakamiso
ezimbili zemithetho: eyodwa ye-e-euro nenye yemali esandleni.

37
00:03:33,360 --> 00:03:40,759
Inkinga: I-e-euro, isibonelo, kufanele yamukelwe ngokusobala lapho
kukhokhwa esitolo, kanti imali engukheshi akufanele yamukelwe.

38
00:03:40,759 --> 00:03:46,199
Lokhu kusho ukuthi izitolo zingaqhubeka
nokwenqaba imali esandleni, kodwa hhayi i-e-euro.

39
00:03:46,199 --> 00:03:51,532
Awudingi ukuba umprofethi ukuze ubone
ukuthi, ngale ndlela, imali izosuswa endaweni yayo

40
00:03:51,532 --> 00:03:54,960
futhi ayinathuba lokuphila isikhathi eside.

41
00:03:54,960 --> 00:04:02,120
Ngenhlanhla, le migomo emibili ephakanyisiwe
ayikakawamukelwa okwamanje, ngakho-ke ingalungiswa.

42
00:04:02,120 --> 00:04:09,120
Lezi okwamanje zisesigatsheni sePhalamende laseYurophu
seZindaba Zomnotho Nezezimali, esaziwa ngokuthi iKomidi le-ECON.

43
00:04:09,120 --> 00:04:15,520
Uma ngizwa izitatimende ezenziwa abanye abezepolitiki
kule komidi, ngizizwa ngikhathazekile futhi ngesaba.

44
00:04:15,520 --> 00:04:22,480
Okwamanje, ikusasa lemali yethu
lisandleni seqembu elincane lezombusazwe.

45
00:04:22,480 --> 00:04:28,467
Mnu. Repasi, ilungu lePhalamende laseYurophu
nelungu leKomidi le-ECON, ukhiphe ividiyo engangeke

46
00:04:28,467 --> 00:04:32,040
inganakiwe, noma ngabe unenjongo enhle emhlabeni wonke.

47
00:04:32,040 --> 00:04:38,720
Njengoba uMnu. Repasi esho ekuqaleni kwevidiyo:
"Okokuqala, izindaba ezinhle. Akekho ofuna ukuqeda imali."

48
00:04:38,720 --> 00:04:40,839
Yebo, ngubani ongumuntu ongenalutho?

49
00:04:40,839 --> 00:04:43,519
"Sikhathazekile ngemali esandleni."

50
00:04:43,519 --> 00:04:45,399
Ngicabanga ukuthi kufanele kususwe ukubonakala kwayo.

51
00:04:45,399 --> 00:04:49,519
Umhlaba unobuchwepheshe obuqinile ngokwanele.

52
00:04:49,519 --> 00:04:56,000
Futhi ngikholelwa ukuthi ohulumeni bazoba nentshisekelo ngalokhu.

53
00:04:56,000 --> 00:04:59,759
"Kodwa imali esandleni iseyinkinga enkulu."

54
00:04:59,759 --> 00:05:04,835
Ngokungeziwe, ngihlale ngitshela labo abangibuza ukuthi
bangayeka kanjani ukuthengisa izidakamizwa ezindaweni zethu

55
00:05:04,835 --> 00:05:07,439
zokuhlala ukuthi kunesinyathelo esilula kakhulu (salokhu):

56
00:05:07,439 --> 00:05:13,160
Ukususwa kwemali kuzovimbela ukuvela
kwezikhungo zokuhweba ngezidakamizwa.

57
00:05:13,160 --> 00:05:15,120
"Sifuna umphakathi ongenamali esandleni."

58
00:05:15,120 --> 00:05:18,600
Ukuphathwa kwamacheki nemali esandleni
enkampanini yethu kusibiza izigidigidi ezinhlanu zamadola.

59
00:05:18,600 --> 00:05:19,839
Ufuna umphakathi ongenamali?

60
00:05:19,839 --> 00:05:25,639
Sizama ukuze ... Sinezinto eziningi
esingazuzayo kunanoma ubani omunye.

61
00:05:25,639 --> 00:05:36,360
"Inhloso yami ukuthi sihambe kude nemali yephepha yendabuko –
imali esandleni – bese sishintshela kuma-akhawunti edijithali."

62
00:05:36,360 --> 00:05:43,860
Ngifuna umphakathi wethu ube umphakathi ongenamali esandleni.

63
00:05:45,560 --> 00:05:48,369
"E-Italy, kunengxoxo mayelana nokuthi umkhawulo
wemali ebhukhikhisi kumele ubekwe

64
00:05:48,369 --> 00:05:50,519
ezinkulungwaneni eziyikhulu noma ezinkulungwaneni ezintathu."

65
00:05:50,519 --> 00:05:55,040
Ngokombono wami, kufanele kube ngu-zero.

66
00:05:55,040 --> 00:05:58,199
"Kumele sidlule ekusebenziseni imali esandleni."

67
00:05:58,199 --> 00:06:01,560
Kumele sihambe siye emphakathini ongenamali!

68
00:06:01,560 --> 00:06:08,373
Uma sifuna ukudlula ekusebenziseni imali, kumele, ngenxa
kaNkulunkulu, sikhuthaze ukuthengiselana ngocingo lweselula

69
00:06:08,373 --> 00:06:15,480
namakhadi wesikweletu futhi sithuthukise imodeli yebhizinisi
esekelwe kubahlinzeki bezinsizakalo zokukhokha zedijithali!

70
00:06:15,480 --> 00:06:19,839
Lezi zitatimende zikhombisa ingcindezi imali ebhekene nayo.

71
00:06:19,839 --> 00:06:27,480
Uma sesikhuluma ngalokho, Mnu. Repasi, uqonda ukuthini
ngokususwa kwemali uma ungakwazi ukukhokha ngemali ezitolo?

72
00:06:27,480 --> 00:06:35,759
E-Netherlands, isibonelo, amaphilisi angu-21%
namasinemane angu-38% awamukeli imali esandleni.

73
00:06:35,759 --> 00:06:38,560
Ingabe lokho kwakuphunyuke kuwe, Mnu. Repasi?

74
00:06:38,560 --> 00:06:46,360
Unesikhundla sokufundisa eRotterdam, idolobha lapho
izithuthi zomphakathi zingasasamukeli imali esandleni.

75
00:06:46,360 --> 00:06:50,519
Futhi yini ekwenza ucabange ukuthi akekho ofuna ukuqeda imali?

76
00:06:50,519 --> 00:06:52,959
Sekuvele kuqhuba ngokugcwele.

77
00:06:52,959 --> 00:06:59,240
Akufani nokususa imali uma ungakwazi
ukukhokha ilaptop elingu-£500 ngemali?

78
00:06:59,240 --> 00:07:03,600
Lesi yisimo esifanayo esibe naso eGrisi isikhathi eside.

79
00:07:03,600 --> 00:07:10,000
Lokhu kungenxa yokuthi kunomkhawulo wemali esandleni we-€500.

80
00:07:10,000 --> 00:07:15,759
Ngaphezu kwalokho, igama elithi
"umkhawulo wemali" liphinde lehla amanga.

81
00:07:15,759 --> 00:07:20,720
Phela, umkhawulo wemali usuyinqaba yemali.

82
00:07:20,720 --> 00:07:28,069
Lokhu kusho ukuthi kuvinjelwe ngumthetho futhi
kuyohlulelwa ngumthetho ukukhokha izimpahla, imikhiqizo

83
00:07:28,069 --> 00:07:33,079
nezinsizakalo ezingaphezu kwalesi sikhokhelo ngemali esandleni.

84
00:07:33,079 --> 00:07:37,199
Umhlaba ongenamali uyasondela kithi, isinyathelo ngesinyathelo.

85
00:07:37,199 --> 00:07:41,279
Lokhu kungabonakala ngokusobala kakhulu emikhawulweni yemali.

86
00:07:41,279 --> 00:07:47,800
Uma sekusethwe umkhawulo wemali esandleni,
ngokuvamile uyancishiswa futhi awusoze uphakanyiswe futhi.

87
00:07:47,800 --> 00:07:52,079
Lokhu sekuyenzekile emazweni ayisishiyagalolunye e-EU.

88
00:07:52,079 --> 00:07:56,519
Ngibiza iBelgium, iGrisi neDenmark njengezibonelo zokhu.

89
00:07:56,519 --> 00:08:00,759
Kodwa empeleni, isimo semali siyadabukisa kakhulu.

90
00:08:00,759 --> 00:08:06,480
Ekugcineni, imali ixhumene nesidingo.

91
00:08:06,480 --> 00:08:10,560
Ngakho-ke, noma abantu besebenzisa imali.

92
00:08:10,560 --> 00:08:19,818
Nganginethuba lokubuza uMnu Hardt, Inhloko yoMnyango
Wezimali eDeutsche Bundesbank, umbuzo obaluleke kakhulu

93
00:08:19,818 --> 00:08:24,519
ngesikhathi sengxoxo esiteshini somsakazo sobucala i-SWR.

94
00:08:24,519 --> 00:08:28,639
Zibonele ukuthi uphendule kanjani umbuzo wami:

95
00:08:28,639 --> 00:08:32,159
"Mhlawumbe kufanele futhi uchaze ukuthi isidingo siyini?"

96
00:08:32,159 --> 00:08:34,759
Iphesenti lokukhokha ngemali kumele libe liphezulu kangakanani?

97
00:08:34,759 --> 00:08:41,679
Ngeshwa, izakhamizi azisenayo imali esandleni sabo
ngoba umnotho usuhambele phambili ekwenqabeni imali.

98
00:08:41,679 --> 00:08:45,600
Kubonakala sengathi lapha eJalimane sekukhona
abathengisi abangasavumi ukwamukela imali esandleni.

99
00:08:45,600 --> 00:08:53,495
Futhi siyazi ukuthi, ngale ndlela, imali esandleni ayinathuba
lokusinda esikhathini eside, ngoba umnotho unquma ukuthi thina,

100
00:08:53,495 --> 00:08:57,600
njengabantu bomphakathi, sinethuba lokukhokha ngemali esandleni.

101
00:08:57,600 --> 00:08:59,360
"Kodwa sasikhuluma nje ngeBundesbank."

102
00:08:59,360 --> 00:09:05,240
Bengingamnikeza uMnu Hardt ithuba elinye lokuphendula umbuzo.

103
00:09:05,240 --> 00:09:10,307
Umbuzo oyisisekelo uwukuthi: ngabe ngempela
ungathanda iDeutsche Bundesbank iqhubeke nokuphrinta imali uma

104
00:09:10,307 --> 00:09:12,840
ungumuntu wokugcina eJalimane ofuna imali esandleni?

105
00:09:12,840 --> 00:09:14,679
Ngakho-ke, leli thresho lithi kuphi?

106
00:09:14,679 --> 00:09:17,799
"Ngikholelwa ukuthi umbuzo akusikho ukuthi
iDeutsche Bundesbank iphrinta amaphepha emali."

107
00:09:17,799 --> 00:09:23,720
Umbuzo ngempela ukuthi, uma ukusetshenziswa
kwemali yesandla kwehla kakhulu – phela

108
00:09:23,720 --> 00:09:28,399
kunengqalasizinda esekela ukusetshenziswa kwemali yesandla.

109
00:09:28,399 --> 00:09:34,240
Futhi umbuzo uthi: ngabe kungaba nenqondo ukuqhubeka nokuwagcina
uma ukusetshenziswa kwemali kungekho phezulu kangako?

110
00:09:34,240 --> 00:09:37,879
Ngakho-ke uma ungumuntu wokugcina
ukukhokha ngemali, umbuzo ngempela uzovela:

111
00:09:37,879 --> 00:09:42,440
Ubani osasebenzisa umshini wemali kuwe
futhi yiziphi izitolo ezisamukela imali?

112
00:09:42,440 --> 00:09:45,960
Ngakho-ke, manje sesishaye inhloko yendaba:

113
00:09:45,960 --> 00:09:50,879
Ikusasa lemali ekugcineni lincike ekufunweni.

114
00:09:50,879 --> 00:09:57,127
Ngakho-ke lapho abantu sebeya bancane abakhokha ngemali
esandleni manje, ngoba sebebengasakwazi ukukhokha ngemali

115
00:09:57,127 --> 00:10:00,759
esandleni, isibonelo, ingqalasizinda iba sebiza kakhulu.

116
00:10:00,759 --> 00:10:09,399
Futhi abezepolitiki bazosho ukuthi lokhu akulingani
nokuthi umphakathi awukwazi ukukhokhela lezi zindleko.

117
00:10:09,399 --> 00:10:15,020
Ngaphezu kwalokho, inhloko yoMnyango Ophakathi Wezimali
weDeutsche Bundesbank, uMnu Hardt, akazange aphendule

118
00:10:15,020 --> 00:10:18,679
umbuzo wokuthi lesi sikhathi sokuguquka esikhulu sizofika nini.

119
00:10:18,679 --> 00:10:21,960
Ngakho-ke, ukuhlolwa kwami kumi kanje:

120
00:10:21,960 --> 00:10:30,601
Uma isilinganiso sezinkokhelo ngemali ephathekayo sehle
ngaphansi kuka-15%, noma ngaphansi kuka-10% ekugcineni,

121
00:10:30,601 --> 00:10:35,440
le mpikiswano yokulingana izoqhubeka ibaluleke kakhulu.

122
00:10:35,440 --> 00:10:41,000
Hhayi iDeutsche Bundesbank kuphela, kodwa
ne-ECB nayo icacile esitatimendeni sayo:

123
00:10:41,000 --> 00:10:48,960
I-Eurosystem izoqhubeka nokuhlinzeka ngemali yephepha
nokuvumela ukusetshenziswa kwayo kuze kube isidingo sikhona.

124
00:10:48,960 --> 00:10:51,559
Kodwa uMnu. Repasi waphinde wathi ukuthini?

125
00:10:51,559 --> 00:10:54,919
Okokuqala, izindaba ezinhle: akekho ofuna ukuqeda imali.

126
00:10:54,919 --> 00:10:57,919
Ingabe akekho ngempela ofuna ukuqeda imali?

127
00:10:57,919 --> 00:11:01,679
Iqiniso ukuthi imali esandleni isivele iyasuswa.

128
00:11:01,679 --> 00:11:06,600
Ngoba kulula kakhulu kubathengisi ukwenqaba imali esandleni.

129
00:11:06,600 --> 00:11:09,440
UMnu Repasi uchaza isimo:

130
00:11:09,440 --> 00:11:16,854
Akekho ofuna ukuqeda imali. Kodwa empilweni yansuku zonke
sekusungulwe umkhuba lapho izitolo zibeka

131
00:11:16,854 --> 00:11:23,759
uphawu oluthi 'Akukho Mali' emnyango
wokungena futhi zingavumi ukwamukela imali etilini.

132
00:11:23,759 --> 00:11:26,360
Yebo, Mnu. Repasi, lokho kulungile ngokuphelele.

133
00:11:26,360 --> 00:11:31,320
Futhi ngale ndlela kanye imali ezosuswa.

134
00:11:31,320 --> 00:11:37,799
Ngoba asisasesona thina, izakhamuzi,
esandleni sethu ikusasa lemali, kodwa umnotho.

135
00:11:37,799 --> 00:11:45,399
Umnotho unquma ukuthi thina
izakhamuzi sivunyelwe ukukhokha ngemali.

136
00:11:45,399 --> 00:11:47,459
Ngalokho-ke, lokhu kusho:

137
00:11:47,459 --> 00:11:52,759
Noma ubani ofuna ukukhokha ngemali
kumele athole omunye umthengisi.

138
00:11:52,759 --> 00:11:55,000
Hawu, unomusa kangakanani.

139
00:11:55,000 --> 00:11:58,559
Manje singakwazi ukufuna umthengisi omusha.

140
00:11:58,559 --> 00:12:03,440
Ake sidlulisele lesi simo empilweni yangempela.

141
00:12:03,440 --> 00:12:05,879
Umbhaki wami akasamukeli imali esandleni.

142
00:12:05,879 --> 00:12:11,440
Ngakho-ke kumele ngishayele amakhilomitha
amahlanu okwengeziwe ukuze ngithenge ama-rolli wesinkwa.

143
00:12:11,440 --> 00:12:14,399
Manje-ke khwela ebhasini.

144
00:12:14,399 --> 00:12:18,600
Futhi umshayeli webhasi uthi: Ngiyaxolisa,
manje samukela kuphela ukukhokha ngamakhadi.

145
00:12:18,600 --> 00:12:22,399
Ngakho-ke, izinkokhelo ngemali kashe azivunyelwe.

146
00:12:22,399 --> 00:12:25,200
Ngingafika kanjani ebhakelini eliseduze?

147
00:12:25,200 --> 00:12:28,559
Futhi isidlo sasekuseni sifika kanjani epuleti lami?

148
00:12:28,559 --> 00:12:33,240
Konke lokhu sekuyingxenye yansuku zonke
yokuphila ezindaweni eziningi eYurophu namuhla.

149
00:12:33,240 --> 00:12:35,799
Lokhu kwangenzeka kimi eHeidelberg.

150
00:12:35,799 --> 00:12:37,679
Zibonele:

151
00:12:37,679 --> 00:12:47,320
Njengamanje ngiseHeidelberg futhi ngizokhuphuka kule
bhasi – ake sibone ukuthi kwenzekani ngokulandelayo.

152
00:12:47,320 --> 00:12:48,240
Kodwa kusekhona isikhathi.

153
00:12:48,240 --> 00:12:49,799
Yebo, ngisanda ukwesaba.

154
00:12:49,799 --> 00:12:51,919
Cha, cha, cha, kusasele imizuzu emine.

155
00:12:51,919 --> 00:12:54,799
Khona-ke ngifuna ithikithi lokungena edolobheni.

156
00:12:54,799 --> 00:12:56,159
Imali ayisekho enketho.

157
00:12:56,159 --> 00:12:56,919
Akusekho yini okwenzeka?

158
00:12:56,919 --> 00:12:57,600
Ngeke nhlobo.

159
00:12:57,600 --> 00:12:59,200
Angikwazi ukuya ndaweni, akukho bhasi.

160
00:12:59,200 --> 00:13:00,320
Awekho amabhasi?

161
00:13:00,320 --> 00:13:00,841
Akusasekho amabhasi.

162
00:13:00,841 --> 00:13:06,746
Lapha eHeidelberg, ngaphandle kwebhasi ngisho
elilodwa, angisakwazi ukukhokha ngemali esemthethweni kuphela?

163
00:13:06,746 --> 00:13:11,799
Cha, manje sekushintshiwe. Besinokuhamba kwezinto okuthatha
izinyanga eziyisithupha, futhi manje akukho okusebenza ngemali.

164
00:13:11,799 --> 00:13:14,883
Akukho okusebenza manje – ngakho-ke
izingane, abantu abakhubazekile noma abantu

165
00:13:14,883 --> 00:13:16,600
asebekhulile bazokwenzani manje, isibonelo?

166
00:13:16,600 --> 00:13:23,279
Kudingeka isenzo esiphuthumayo lapha ukuze ikusasa
lemali ebuyayo libuyiselwe ezandleni zomphakathi.

167
00:13:23,279 --> 00:13:31,159
Futhi lokhu kungenzeka kuphela uma amabhizinisi
nezikhungo zikahulumeni ziphoqeleka ukwamukela imali esandleni.

168
00:13:31,159 --> 00:13:36,499
Lena yiyo kuphela indlela yokuqinisekisa
inkululeko yokukhetha – ukukhokha ngemali.

169
00:13:36,499 --> 00:13:41,039
Amaphesenti angama-93 abantu baseBrithani bafuna lokhu.

170
00:13:41,039 --> 00:13:45,279
Amazwe amaningi eYurophu asevele angenise isibopho sokwamukela.

171
00:13:45,279 --> 00:13:51,200
Emazweni abonisiwe ngombala oluhlaza, abathengisi
abavunyelwe nje ukwenqaba imali ngokubeka uphawu emnyango.

172
00:13:51,200 --> 00:13:55,159
Kukhona izizathu eziqinile zokwethula lo mthwalo wokwamukela.

173
00:13:55,159 --> 00:14:01,559
Ake sibheke iNorway, eyethule lo
mthwalo wokwamukela imfucuza ngo-2024.

174
00:14:01,559 --> 00:14:03,200
Isizathu salokhu?

175
00:14:03,200 --> 00:14:09,440
Ucwaningo lukhombisile ukuthi abantu abangafika ku-600,000
baseNorway abakwazi ukusebenzisa ubuchwepheshe bedijithali.

176
00:14:09,440 --> 00:14:12,879
Lokhu kuhambisana nokungaphezu kuka-10% wabantu.

177
00:14:12,879 --> 00:14:18,296
Ukusebenzisa le nombolo eJalimane kungasho
ukuthi abantu abangaphezu kwezigidi eziyisishiyagalombili

178
00:14:18,296 --> 00:14:21,799
bazokhishwa ekubambeni iqhaza emphakathini.

179
00:14:21,799 --> 00:14:25,720
Akuyona yini lokho ukwephulwa okukhulu kwamalungelo ayisisekelo?

180
00:14:25,720 --> 00:14:30,679
Masibone ukuthi uMnu. Repasi achaza
kanjani umbono wezomthetho wamanje eJalimane:

181
00:14:30,679 --> 00:14:36,279
Akukho mthwalo wemfanelo wokwamukela imali kubantu ngabanye.

182
00:14:36,279 --> 00:14:42,120
Azikaze zibe khona ngenxa yenkululeko
yenkontileka, evikelwe amalungelo ayisisekelo.

183
00:14:42,120 --> 00:14:47,639
Yebo, Mnu. Repasi, yilokho umbono
wezomthetho we-Deutsche Bundesbank, isibonelo.

184
00:14:47,639 --> 00:14:51,759
Ngakho-ke abathengisi banalo ilungelo lani lokwenqaba imali?

185
00:14:51,759 --> 00:14:57,720
Masibuze ummeli nelungu leBhodi Eliphethe
leDeutsche Bundesbank lapha eFrankfurt am Main.

186
00:14:57,720 --> 00:15:02,360
"Unesikhungo esiphezulu somthetho sokukhululeka kwesivumelwano."

187
00:15:02,360 --> 00:15:07,240
Imiqathango yokukhokha ingachazwa lapho.

188
00:15:07,240 --> 00:15:14,279
Umthengi angakwazi, ngokomqondo, ukuphika
inkontileka nokunquma ukuthi angathengi lutho.

189
00:15:14,279 --> 00:15:21,031
Kodwa kuthiwani ngazo zonke ezinye amalungelo ayisisekelo,
njengamalungelo okuhlanganyela ekuphileni

190
00:15:21,031 --> 00:15:28,360
komphakathi, ukuvikelwa kobumfihlo, ukuvinjelwa
kokucwasa kanye namanye amalungelo ayisisekelo amaningi?

191
00:15:28,360 --> 00:15:32,679
Uma sivumela lokhu kwenzeke, imali
izocindezelwa ngaphandle komnotho.

192
00:15:32,679 --> 00:15:35,399
Umthetho wabanamandla kakhulu uzobusa.

193
00:15:35,399 --> 00:15:37,559
Ake sibheke lokhu ngokucophelela.

194
00:15:37,559 --> 00:15:43,279
Mina ngokwami ngivela emhlabeni webhizinisi futhi
ngiyazi ukuthi inkululeko yenkontileka iyimpahla ebalulekile.

195
00:15:43,279 --> 00:15:46,759
Kodwa akufanele sizishaye ngokweqile.

196
00:15:46,759 --> 00:15:51,159
Lapho abathengi nabathengisi
bekulingana, inkululeko yenkontileka iyasiza.

197
00:15:51,159 --> 00:15:56,120
Kodwa akufanele kube njalo ukuthi onamandla
afake intando yakhe kulowo onamandla amancane.

198
00:15:56,120 --> 00:16:01,560
Ngakho-ke amalungu abuthakathaka kumele
avikelwe, njengoba amazwe amaningi aseYurophu

199
00:16:01,560 --> 00:16:04,639
esewenza ngokwamukela imali ngokuphoqelelwa.

200
00:16:04,639 --> 00:16:10,559
Ukwethula isibopho sokwamukela imali
ngokwezimali kuyenzeka kwezombusazwe kunoma yisiphi isimo!

201
00:16:10,559 --> 00:16:15,200
Lokhu kufakazelwa umthetho ophakanyisiwe we-euro yedijithali.

202
00:16:15,200 --> 00:16:24,279
Lokhu kungenxa yokuthi kuchaza ngokusobala ukuthi kumele
kwamukelwe etilini lesitolo, futhi nakubaphathi bakahulumeni ku-.

203
00:16:24,279 --> 00:16:27,199
Futhi malunga nemali?

204
00:16:27,199 --> 00:16:33,746
Manje kumele ngicele ukuthi ningibekezelele ngoba lesi
sigaba siyinkimbinkimbi kakhulu futhi singaqondwa kuphela uma

205
00:16:33,746 --> 00:16:38,360
silalelwe izikhathi eziningi. Ngeshwa, lokhu kuvamile kubameli.

206
00:16:38,360 --> 00:16:42,080
Kodwa hlala ulalele, ngizochaza ngokushesha.

207
00:16:42,080 --> 00:16:46,000
"Kodwa uyazibeka engcupheni ngendaba eyodwa."

208
00:16:46,000 --> 00:16:54,902
Ukuvinjelwa kwangaphambilini kokwamukela imali ngabathengisi
noma abahlinzeki bezinsizakalo, isibonelo ngokubonisa uphawu

209
00:16:54,902 --> 00:16:59,039
oluthi "akukho mali", kususwa ngokucacile kulesi sikhuthazo.

210
00:16:59,039 --> 00:17:02,080
Ngamanye amazwi, kuvinjelwe.

211
00:17:02,080 --> 00:17:10,104
Mnu. Repasi uzama ukuchaza lapha ukuthi umthetho wemali
owethuliwe kubonakala umisa ukuthi abathengisi

212
00:17:10,104 --> 00:17:15,559
abavunyelwe ukwenqaba imali ngophawu olulula emnyango wokungena.

213
00:17:15,559 --> 00:17:19,319
Uthi ngisho lokhu bekungavinjwa.

214
00:17:19,319 --> 00:17:21,680
UMnu. Repasi uphutha kakhulu lapha.

215
00:17:21,680 --> 00:17:27,429
Isiqephu 10 kuphela somthetho ophakanyisiwe mayelana ne-e-euro
esho ngokusobala ukuthi ukwenqaba ngakolunye

216
00:17:27,429 --> 00:17:32,319
uhlangothi ngophawu olufakwe emnyango
wesitolo akubhekwa njengokukhululeka kwesivumelwano.

217
00:17:32,319 --> 00:17:37,440
Akukho okukhulunywa ngalokhu
emthethweni ophakanyisiwe mayelana nemali.

218
00:17:37,440 --> 00:17:41,680
Ngezansi uzothola indatshana
yezemfundo ene-mininingwane ngalesi sihloko.

219
00:17:41,680 --> 00:17:48,254
Prof. Dr. Zeitler, ummeli futhi owayenguSekela
Mongameli weBundesbank, ufika esiphethweni

220
00:17:48,254 --> 00:17:51,929
esihlukile ngokuphelele kunalowo kaMnu. Repasi.

221
00:17:51,929 --> 00:17:53,996
Wabhala ephephandabeni i-Börsenzeitung:

222
00:17:53,996 --> 00:18:01,383
Okokuqala, nakuba umthetho osayilwayo weKomishana YaseYurophu
wangoJuni 2023 ubukeka ubanzi, umnothi wawo ubuthakathaka

223
00:18:01,383 --> 00:18:08,559
ephuzwini elibalulekile lokuthi ikhasimende linelungelo
lokusebenzisa imali esandleni ezinkontilekeni zebhizinisi.

224
00:18:08,559 --> 00:18:13,867
NgokweSigaba 5 somthethosivivinywa, kusazoba
nokwenzeka ukungavumeli imali, isibonelo ezimeni

225
00:18:13,867 --> 00:18:17,720
nasemigomeni ejwayelekile noma ngezimpawu ezithi "Akukho Mali".

226
00:18:17,720 --> 00:18:24,670
NjengoProfesa Zeitler, i-ECB nayo ifuna
ukuthi kufakwe umthetho wokuvimbela ukwenqaba

227
00:18:24,670 --> 00:18:29,208
ngakolunye uhlangothi ngophawu olufakwe emnyango.

228
00:18:29,208 --> 00:18:30,056
Ngicaphuna:

229
00:18:30,056 --> 00:18:37,343
Kufanele kufakwe umthetho omusha emthethweni
ophakanyisiwe othi ngokusobala ukuthi ukuvinjelwa ngakolunye

230
00:18:37,343 --> 00:18:40,960
uhlangothi kwemali yesandla kuvinjelwe kusengaphambili.

231
00:18:40,960 --> 00:18:45,200
Uhlelo lwe-ARD Plusminus nalo lufinyelela esiphethweni esifanayo:

232
00:18:45,200 --> 00:18:54,480
I-EU ichaze ngokusobala isidingo semali esemthethweni
se-euro yedijithali – kodwa hhayi kumaphepha emali nezinsimbi.

233
00:18:54,480 --> 00:18:55,480
Ukufingqa:

234
00:18:55,480 --> 00:18:58,759
1. Umnotho uyaqhubeka nokuphika imali esandleni.

235
00:18:58,759 --> 00:19:02,937
Lokhu kusho ukuthi amakhefi, izindawo zokudlela,
izindawo zokubhaka kanye nezindawo zokudayisa

236
00:19:02,937 --> 00:19:05,279
i-ayisikhrimu sezivame ukwenqaba imali esandleni.

237
00:19:05,279 --> 00:19:08,799
2. Umbuso uyaqhubeka nokwenqaba imali esandleni.

238
00:19:08,799 --> 00:19:13,247
Lokhu kusho ukuthi amachibi okugeza angaphandle kamasipala,
amahhovisi abantu bomphakathi, amabhasi

239
00:19:13,247 --> 00:19:17,920
namatramu, izindawo zokupaka izimoto nezikhala zokupaka
izimoto seziphinde zingamukeli imali esandleni.

240
00:19:17,920 --> 00:19:21,519
Izakhamuzi ziphoqelelwa ekukhokheni ngedijithali.

241
00:19:21,519 --> 00:19:25,039
3. I-e-euro isiba umncintiswano nemali esandleni.

242
00:19:25,039 --> 00:19:27,400
Njengamanje sinendlela ezimbili zokukhokha.

243
00:19:27,400 --> 00:19:34,880
Okokuqala, imali yedijithali, eyaziwa ngokuthi imali yeskripthi,
kanye nemali esandleni, okuyiyo kuphela imali esemthethweni.

244
00:19:34,880 --> 00:19:40,680
Lapho i-e-euro yethulwa, kuzoba nemali esemthethweni yesibili.

245
00:19:40,680 --> 00:19:45,440
I-e-euro ingasetshenziswa futhi ekukhokheni ezitolo zokuthengisa.

246
00:19:45,440 --> 00:19:53,400
Lokhu kusho ukuthi izoba umncintiswano oqondile nemali
futhi ngokwemvelo izothatha ingxenye yemakethe kuyo.

247
00:19:53,400 --> 00:19:58,400
4. Amabhange aphakathi axhumanisa
ikusasa lemali esandleni nesidingo.

248
00:19:58,400 --> 00:20:02,680
I-ECB isivele ithathe isikhundla esicacile ngalolu daba.

249
00:20:02,680 --> 00:20:10,480
Ngicaphuna: "I-Eurosystem izoqhubeka nokuhlinzeka ngemali yephepha
futhi ivumele ukusetshenziswa kwayo kuze kube isidingo."

250
00:20:10,480 --> 00:20:14,079
Imali ayinathuba lokusinda.

251
00:20:14,079 --> 00:20:23,167
Njengoba bekucatshangwe nge-e-euro, manje sekukhona
futhi isidingo somthetho sokwamukela imali esandleni.

252
00:20:23,167 --> 00:20:28,119
Qaphela, isibopho sokwamukela imali esandleni
siyisibonelo esisodwa kuphela somthetho

253
00:20:28,119 --> 00:20:31,599
ophakanyisiwe odinga ukuthuthukiswa ngokuphuthumayo.

254
00:20:31,599 --> 00:20:36,359
Ngokubona kwethu, okungenani kunezinto
eziyishumi nantathu okufanele zithuthukiswe ngokuphelele.

255
00:20:36,359 --> 00:20:40,397
Sesivele sithumele lezi ziphakamiso
eziyi-13 zokuthuthukisa encwadini eya eKomidi

256
00:20:40,397 --> 00:20:42,759
Lezindaba Zezimali LePhalamende LaseYurophu.

257
00:20:42,759 --> 00:20:46,880
Kodwa ake sibuyele esitatimendeni sikaNksz. Lagarde.

258
00:20:46,880 --> 00:20:54,279
Ngifuna nje ukwengeza ukuthi le euro yedijithali ngeke
ithathe indawo yemali esandleni, impela, kodwa izoyihlanganisa.

259
00:20:54,279 --> 00:20:57,599
Umyalelo kaNksz. Lagarde ucacile:

260
00:20:57,599 --> 00:21:02,720
I-e-euro ihloselwe ukwengeza
imali esandleni, hhayi ukuyishintsha.

261
00:21:02,720 --> 00:21:05,279
Nansi isifaniso salokhu:

262
00:21:05,279 --> 00:21:10,039
Imali yesiliva isinika izinzuzo eziningi ezahlukene.

263
00:21:10,039 --> 00:21:13,839
Bengingathanda ukumela lokhu ngalesi siqoqo sezimbali.

264
00:21:13,839 --> 00:21:20,200
Futhi wonke ubuhlalu bungenzuzo
esisihlinzeke ngemali isikhathi eside kakhulu.

265
00:21:20,200 --> 00:21:26,400
I-EU manje ifuna ukuba nenye imali
esemthethweni, okungukuthi i-e-euro.

266
00:21:26,400 --> 00:21:35,240
Futhi isidingo ukuthi i-e-euro
ihlanganise imali – ukuthi empeleni iyengezo.

267
00:21:35,240 --> 00:21:45,259
Kodwa inhloso akusikho ukuthi i-e-euro ikhuthaze kancane
kancane ukusetshenziswa kwemali esandleni, ekugcineni iyisuse.

268
00:21:47,119 --> 00:21:54,189
Ngeshwa, imithetho ehlongozwayo ibhalwe
ngendlela ekhuthaza izimali ezingekho emthethweni

269
00:21:54,189 --> 00:21:58,720
futhi idale ubunzima ekusebenziseni imali yesandla.

270
00:21:58,720 --> 00:22:06,839
Ngokusekelwe emthethweni wamanje wemali,
imali ayinabo amathuba esikhathi eside esizayo.

271
00:22:06,839 --> 00:22:09,400
Kudingeka izithuthukisi eziphuthumayo lapha!

272
00:22:09,400 --> 00:22:15,440
Okungenani amaphuzu ayi-13 adinga ukuthuthukiswa okukhulu.

273
00:22:15,440 --> 00:22:22,519
Empeleni, isixazululo silula kakhulu: kudingeka
izimo ezifanayo zokusebenza zemali esemthethweni.

274
00:22:22,519 --> 00:22:29,640
Futhi lokhu kufanele kusebenze nakuzo zonke izimali
ezisemthethweni, okungukuthi i-e-euro kanye nemali esandleni.

275
00:22:29,640 --> 00:22:35,039
Akungeneki ukuthi imali esemthethweni eyodwa
inikwe ukunakekelwa okukhethekile kunenye.

276
00:22:35,039 --> 00:22:40,880
Le vidiyo ibhekiswe kuwo wonke amalungu ePhalamende
laseYurophu kanye namalungu ePhalamende laseJalimane.

277
00:22:40,880 --> 00:22:45,559
Akekho umpolitiki okufanele akwazi ukusho ukuthi wayengazi.

278
00:22:45,559 --> 00:22:49,636
Ngiyabonga kakhulu ngokuthatha
isikhathi ukucabangela le ndaba ebalulekile.

279
00:22:49,636 --> 00:22:55,960
Futhi uma ungakakwenzi, ngicela usayine
isicelo sami semali ku-www.bargelderhalt.eu